Komori
T

The Keiyo Bank,Ltd.

8544BanksMid cap
2,470JPY-17.1%
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Price history
¥2,470Latest+485.3%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview

The company is The Keiyo Bank Group (code 8544; filing date 2026-06-17), providing financial services centered on banking. The group comprises 3 consolidated subsidiaries. Its principal banking activities include deposits and lending, domestic and foreign exchange, agency services such as acting as an agent for the Bank of Japan, securities investment, government bonds and other public bonds, investment trusts, over-the-counter insurance sales, and trust banking agency services. Other businesses are conducted through consolidated subsidiaries: Keiyo Gin Capital & Consulting (fund management, M&A and consulting), Keiyo Gin Card (credit card services), and Keiyo Gin Guarantee Service (credit guarantees and collateral appraisals). Banking is the principal segment, with Other businesses being ancillary. Phase 1 of the medium-term plan, “+αVision 90,” is being implemented over the 3-year period from fiscal 2024 through fiscal 2026. Through stronger governance, strategy and risk management as part of its sustainability initiatives, the group aims to balance its social responsibilities as a regional financial institution with enhancement of corporate value. Key business events include the launch of the new core banking system in March 2024, commencement of its operation in January 2025, and the transition to a new organizational structure from 24 June 2026 onward.

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Key numbersShowing 8 of 17
PER
52.77How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.
PBR
1How many times the company's net assets? Around 1x is generally considered a benchmark.
ROE
1.9%Earning power. A figure above 10% is generally considered good.
Dividend yield
0.0%The annual dividend as a percentage of the share price.
Market capitalization
¥333bnShare price × number of shares. The value of the entire company.
Equity ratio
4.8%The proportion of assets funded by money that does not have to be repaid.
Revenue growth (3 years)
26.4%The average annual growth in sales over the past three years.
Forward P/E
17.54Forward P/E based on estimated earnings for the next fiscal year.
What to watch next
Disclosure of results from the rebuilding and streamlining of business processes following the launch of the new core banking system in January 2025, including incidents and additional costs
From the next earnings announcement through the disclosure of progress under Phase 1 of the medium-term planImpact HighLikelihood Medium
Results from adding 250 sales staff, including lending and deposit acquisition activities and profitability by channel
When FY2026 results become availableImpact MediumLikelihood Medium
Expansion of Saturday and Sunday operating locations and specific functionality for the new app, jointly developed with Resona Holdings, including indicators of customer adoption
When usage trends from FY2026 onward are reflectedImpact MediumLikelihood Low
Completion of share repurchases and cancellations, and the practical implementation of the transition to a shareholder-return policy targeting a dividend payout ratio of 40% or more
The repurchase period from November 2025 to early 2026 and the scheduled cancellation periodImpact MediumLikelihood High
What to watch next
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Who owns itTop holders total 34.7%
Listed holders 34.7%Everyone else 65.3%
The Master Trust Bank of Japan, Ltd. (Trust Account)9.05%
The Chiba Bank,Ltd.4.20%
株式会社日本カストディ銀行 (Trust Account)3.54%
京葉銀行職員持株会3.12%
Sumitomo Life Insurance Company2.93%
MORGAN STANLEY & CO. LLC2.62%
Chiba Prefectural Citizens' Mutual Aid Consumers' Cooperative2.55%
明治安田生命保険相互会社2.44%
2 other listed holders4.23%
Who owns it
HolderOwnership (%)
The Master Trust Bank of Japan, Ltd. (Trust Account)9.05
The Chiba Bank,Ltd.4.20
株式会社日本カストディ銀行 (Trust Account)3.54
京葉銀行職員持株会3.12
Sumitomo Life Insurance Company2.93
MORGAN STANLEY & CO. LLC2.62
Chiba Prefectural Citizens' Mutual Aid Consumers' Cooperative2.55
明治安田生命保険相互会社2.44
2 other listed holders4.23
This company's documents
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