Results for this period
Full year1 April 2025–31 March 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Ordinary income increased due to higher investment income, including interest on loans and interest and dividends on securities, as well as gains on sales of stocks and other securities. Ordinary expenses increased due to higher funding costs, including interest on deposits, and higher losses on sales of government bonds and other bonds.
None (There are no matters to be disclosed under the notes on the going concern assumption.)
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025–31 March 2026 |
| Ordinary income | ¥22,452 million (YoY +23.2%) |
| Profit attributable to owners of the parent | ¥15,912 million (YoY +24.7%) |
| Net income per share | ¥131.66 |
| Equity ratio | End of the current fiscal period 4.8 % / End of previous period 4.6 % |
| Total assets | ¥6,653,408 million |
| Net assets | ¥330,501 million |
| Cash flows from operating activities | ¥-112,068 million |
| Cash flows from investing activities | ¥69,740 million |
| Cash flows from financing activities | ¥-5,982 million |
| Cash and cash equivalents at end of period | ¥868,875 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥27,900 million (YoY +24.2%) / Net income ¥19,000 million (YoY +19.3%) |
| Annual Dividend Forecast | ¥30 → ¥66（+120.0%） |
| Payout ratio | Actual results for the current fiscal year 31.8 % / Current fiscal year forecast 40.5 % |
| Depreciation and amortization | ¥6,479 million |
| Impairment loss | ¥18 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥0 million / Extraordinary loss Losses on disposal of fixed assets ¥117 million, Impairment Losses ¥18 million |
| Disclosure regarding the going concern assumption | None (There are no matters to be disclosed under the notes on the going concern assumption.) |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name None |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Institutional investors and analysts |
| Issued Shares at Period-End | 126,427,858 |
| Treasury Shares at Period-End | 6,215,817 |
| Factors Behind Changes in Business Performance | Ordinary income increased due to higher investment income, including interest on loans and interest and dividends on securities, as well as gains on sales of stocks and other securities. Ordinary expenses increased due to higher funding costs, including interest on deposits, and higher losses on sales of government bonds and other bonds. |
Items this document does not state (9)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary income increased due to higher investment income, including interest on loans and interest and dividends on securities, as well as gains on sales of stocks and other securities. Meanwhile, funding costs, including interest on deposits, and losses on sales of government bonds and other bonds also increased.