Sustainable Growth, Transformation and Execution under the 17th Medium-Term Management Plan
First written in FY2016. 23 of 29 entries say "Advanced", first in FY2019-Q2. Latest entry: 2026-07-31.
No other company in this theme has enough history to compare yet.
- 2026-07-31AdvancedEarnings
「Ordinary income increased by ¥3,367 million year on year to ¥9,176 million, while net income attributable to owners of the parent for the quarter increased by ¥2,203 million to ¥6,315 million.」
Ordinary income and net income attributable to owners of the parent for the first quarter exceeded the results for the same period of the previous year. The full-year earnings forecast remains unchanged. - FY2026AdvancedAnnual report
「The financial KPI results for the fiscal year ended March 2026 under the Medium-Term Management Plan were as follows. Capital efficiency: consolidated ROE, based on shareholders’ equity, 5.46% Profitability: consolidated net income, ¥15.912 billion Soundness: consolidated capital adequacy ratio, 10.55%」
Financial KPI results for the fiscal year ended March 2026 under the 20th Medium-Term Management Plan were disclosed: consolidated ROE of 5.46%, consolidated net income of ¥15.912 billion and a consolidated capital adequacy ratio of 10.55%. - 2026-05-12AdvancedEarnings
「Ordinary income increased by ¥4,237 million year on year to ¥22,452 million, while net income attributable to owners of the parent increased by ¥3,156 million to ¥15,912 million.」
The Bank updated its earnings results for the fiscal year ended March 2026. For the fiscal year ending March 2027, it forecasts consolidated ordinary income of ¥27.9 billion and net income attributable to owners of the parent of ¥19.0 billion. - FY2026-H1AdvancedAnnual report
「Ordinary income increased ¥1.324 billion from the previous interim consolidated accounting period to ¥13.222 billion, while interim net income attributable to owners of the parent increased ¥0.885 billion to ¥9.16 billion.」
Interim results related to the profit indicators of the Medium-Term Management Plan were updated, with both ordinary income and interim net income attributable to owners of the parent exceeding the previous interim period. - FY2025AdvancedAnnual report
「The 20th Medium-Term Management Plan positions its 3-year Phase 1 of the long-term vision as a period for rebuilding the growth engines needed to strengthen the Group’s ability to address social issues. Beginning with the launch of the next-generation core banking system, the Group is pursuing the evolution of its omnichannel, the dismantling and rebuilding of business processes, and increased investment in human capital.」
For Phase 1 of the 20th Medium-Term Management Plan, initiatives involving the omnichannel, business processes and human capital, starting with the launch of the new core banking system, moved into the implementation stage. Financial KPIs for the fiscal year ended March 2025 were disclosed: consolidated ROE of 4.52%, consolidated net income of ¥12.756 billion and a consolidated capital adequacy ratio of 10.78%. - FY2025-H1AdvancedAnnual report
「The balances of major accounts were loans of ¥4.2517 trillion, up ¥40.2 billion from the end of the previous consolidated fiscal year, securities of ¥1.1148 trillion, down ¥45.4 billion, and deposits of ¥5.5753 trillion, up ¥125.9 billion.」
Results for the interim period of fiscal 2024 were updated for major accounts related to the Medium-Term Management Plan. Loans and deposits increased from the end of the previous consolidated fiscal year, while securities declined. Ordinary income was ¥11.897 billion and interim net income attributable to owners of the parent was ¥8.274 billion. - FY2024ReframedAnnual report
「The Keiyo Bank Group has adopted “a social solutions group ranked No. 1 in customer satisfaction” as its vision and is implementing the 20th Medium-Term Management Plan, “＋α Vision 90 Phase 1—Challenge and Transformation—,” covering the three-year period from fiscal 2024 through fiscal 2026.」
The Bank transitioned from the 19th Medium-Term Management Plan to the 20th Medium-Term Management Plan, “＋α Vision 90 Phase 1—Challenge and Transformation—.” The plan covers the 3 years from fiscal 2024 through fiscal 2026 and sets a social solutions group as its vision. - FY2024-Q3AdvancedAnnual report
「The balances of major accounts were loans of ¥4.2036 trillion, up ¥115.7 billion from the end of the previous consolidated fiscal year, securities of ¥1.1208 trillion, up ¥2.3 billion, and deposits of ¥5.4491 trillion, up ¥150.4 billion. Ordinary income increased ¥0.298 billion year on year to ¥13.131 billion, while quarterly net income attributable to owners of the parent increased ¥0.268 billion to ¥9.034 billion.」
Results for the third-quarter cumulative period of fiscal 2023 were updated for loans, deposits and profit related to the Medium-Term Management Plan. Year-on-year results were disclosed for loans, deposits, ordinary income and quarterly net income attributable to owners of the parent. - FY2024-Q2AdvancedAnnual report
「The balances of major accounts were loans of ¥4.1774 trillion, up ¥89.5 billion from the end of the previous consolidated fiscal year, securities of ¥1.1072 trillion, down ¥11.3 billion, and deposits of ¥5.4019 trillion, up ¥103.3 billion.」
Results at 30 September 2023 were updated for loans and deposits related to the Medium-Term Management Plan. Ordinary income was ¥8.713 billion and interim net income attributable to owners of the parent was ¥6.017 billion. - FY2024-Q1AdvancedAnnual report
「The balances of major accounts were loans of ¥4.1159 trillion, up ¥28.1 billion from the end of the previous consolidated fiscal year, securities of ¥1.0864 trillion, down ¥32 billion, and deposits of ¥5.4094 trillion, up ¥110.7 billion. Ordinary income decreased ¥0.411 billion year on year to ¥4.465 billion, while quarterly net income attributable to owners of the parent decreased ¥0.26 billion to ¥3.074 billion.」
Results for loans, deposits and profit in the first quarter of fiscal 2023 were updated for key indicators related to the Medium-Term Management Plan. Loans and deposits increased from the end of the previous fiscal year, while ordinary income and quarterly net income attributable to owners of the parent declined year on year. - FY2023-Q3AdvancedAnnual report
「The balances of major asset accounts were loans of ¥4.0353 trillion, up ¥136.5 billion from the end of the previous consolidated fiscal year, securities of ¥1.0666 trillion, down ¥87.7 billion, and cash and deposits of ¥1.1222 trillion, down ¥599.8 billion. As a result, ordinary income decreased ¥2.195 billion year on year to ¥12.833 billion, while quarterly net income attributable to owners of the parent decreased ¥1.843 billion to ¥8.765 billion.」
Third-quarter cumulative results for loans and profit related to the 19th Medium-Term Management Plan were updated. Loans were ¥4.0353 trillion, ordinary income was ¥12.833 billion and quarterly net income attributable to owners of the parent was ¥8.765 billion. - FY2023-Q2AdvancedAnnual report
「The balances of major accounts were loans of ¥3.9638 trillion, up ¥65 billion from the end of the previous consolidated fiscal year, securities of ¥1.0818 trillion, down ¥72.5 billion, and deposits of ¥5.2531 trillion, up ¥111.1 billion. Ordinary income increased ¥0.355 billion year on year to ¥9.528 billion, while interim net income attributable to owners of the parent increased ¥0.157 billion to ¥6.589 billion.」
Results at 30 September 2022 and for the interim period were updated for loans, deposits and profit related to the 19th Medium-Term Management Plan. Loans were ¥3.9638 trillion, deposits were ¥5.2531 trillion and interim net income attributable to owners of the parent was ¥6.589 billion. - FY2023-Q1AdvancedAnnual report
「The balances of major accounts were loans of ¥3.9094 trillion, up ¥10.6 billion from the end of the previous consolidated fiscal year, securities of ¥1.1729 trillion, up ¥18.5 billion, and deposits of ¥5.2572 trillion, up ¥115.2 billion.」
First-quarter results related to loans, deposits and other indicators of the 19th Medium-Term Management Plan were updated. Ordinary income of ¥18.451 billion, ordinary income of ¥4.877 billion and quarterly net income attributable to owners of the parent of ¥3.334 billion were also disclosed. - FY2022AdvancedAnnual report
「The Bank formulated the 19th Medium-Term Management Plan, “α ACTION PLAN 2024—Further Evolution—,” covering the three-year period from April 2021 to March 2024, and set net income attributable to owners of the parent, the consolidated capital adequacy ratio and non-consolidated OHR as its management performance indicators. The results for each indicator for the fiscal year ended March 2022 were as follows.」
Results for the first year of the 19th Medium-Term Management Plan were disclosed. Net income attributable to owners of the parent was ¥11.185 billion, against a target of ¥8 billion; the consolidated capital adequacy ratio was 11.17%, against a target of approximately 11%; and non-consolidated OHR was 61.90%, against a target in the 60% range. - FY2022-Q3AdvancedAnnual report
「The balances of major accounts were loans of ¥3.8632 trillion, down ¥12.6 billion from the end of the previous consolidated fiscal year, securities of ¥1.1636 trillion, up ¥116.3 billion, and deposits of ¥5.0751 trillion, up ¥148.9 billion.」
Results at the end of the third quarter of fiscal 2021 were updated for key indicators related to the 19th Medium-Term Management Plan. Loans declined from the end of the previous fiscal year, while deposits increased. Ordinary income was ¥15.029 billion and quarterly net income attributable to owners of the parent was ¥10.608 billion. - FY2022-Q2AdvancedAnnual report
「The balances of major accounts were loans of ¥3.8354 trillion, down ¥40.3 billion from the end of the previous consolidated fiscal year, securities of ¥1.1617 trillion, up ¥114.4 billion, and deposits of ¥5.0075 trillion, up ¥81.3 billion.」
Results for the interim period of fiscal 2021 were disclosed for loans and deposits related to the key indicators of the 19th Medium-Term Management Plan, as well as ordinary income of ¥9.172 billion and interim net income attributable to owners of the parent of ¥6.432 billion. - FY2022-Q1AdvancedAnnual report
「The balances of major accounts were loans of ¥3.8544 trillion, down ¥21.3 billion from the end of the previous consolidated fiscal year, securities of ¥1.1398 trillion, up ¥92.5 billion, and deposits of ¥5.0534 trillion, up ¥127.2 billion. As a result, ordinary income increased ¥2.65 billion year on year to ¥5.129 billion, while quarterly net income attributable to owners of the parent increased ¥1.943 billion to ¥3.619 billion.」
Results for loans, deposits and profit related to the key indicators of the Medium-Term Management Plan were updated for the first quarter of fiscal 2021. Loans declined from the end of the previous consolidated fiscal year, while deposits and profit increased. - FY2021ReframedAnnual report
「Against this backdrop, the Bank has adopted “an attractive and vibrant bank that provides customers with trust, convenience and high satisfaction” as its vision for the Bank and is implementing the 19th Medium-Term Management Plan, “α ACTION PLAN 2024—Further Evolution—,” covering the three-year period from fiscal 2021 through fiscal 2023. The plan seeks to build a sustainable business model resilient to changes in the operating environment by pursuing 3 basic strategies: “strengthening problem-solving sales,” “improving productivity and developing human resources,” and “strengthening the management foundation.” Its target management indicators are net income attributable to owners of the parent, the consolidated capital adequacy ratio and non-consolidated OHR.」
The Bank transitioned from the 18th Medium-Term Management Plan to the 19th Medium-Term Management Plan, “α ACTION PLAN 2024—Further Evolution—.” The new plan covers fiscal 2021 through fiscal 2023 and sets 3 strategies—problem-solving sales, productivity and human resources, and the management foundation—and targets net income attributable to owners of the parent, the consolidated capital adequacy ratio and non-consolidated OHR. Results for the fiscal year ended March 2021 under the 18th plan were also disclosed: net income of ¥735.8 million, fees and commissions of ¥1.1081 billion, OHR of 65.99%, deposits of ¥4.9297 trillion and loans of ¥3.8756 trillion. - FY2021-Q3AdvancedAnnual report
「The balances of major accounts were loans of ¥3.8234 trillion, up ¥129 billion from the end of the previous consolidated fiscal year, securities of ¥1.0212 trillion, up ¥87.9 billion, and deposits of ¥5.007 trillion, up ¥341.8 billion. Ordinary income increased ¥2.265 billion year on year to ¥11.059 billion, while quarterly net income attributable to owners of the parent increased ¥1.446 billion to ¥7.477 billion.」
Results for the third-quarter cumulative period were updated for key indicators tracked in the existing thread, including loans, deposits and profit. Loans, deposits and quarterly net income attributable to owners of the parent were all disclosed with comparisons against the previous year or the end of the previous fiscal year. - FY2021-Q2AdvancedAnnual report
「The balances of major accounts were loans of ¥3.7545 trillion, up ¥60.1 billion from the end of the previous consolidated fiscal year, securities of ¥995.6 billion, up ¥62.3 billion, and deposits of ¥4.9294 trillion, up ¥264.1 billion. Ordinary income increased ¥0.66 billion year on year to ¥6.275 billion, while interim net income attributable to owners of the parent increased ¥0.11 billion to ¥4.226 billion.」
Key indicators related to the Medium-Term Management Plan, including loans, deposits and interim net income, were updated with results at 30 September 2020. - FY2020AdvancedAnnual report
「Against this backdrop, the Bank has adopted “an attractive and vibrant bank that provides customers with trust, convenience and high satisfaction” as its vision for the Bank and is implementing the 18th Medium-Term Management Plan, “α ACTION PLAN 2021,” covering the three-year period from fiscal 2018 through fiscal 2020. The plan adopts “A bank ranked No. 1 in customer and employee satisfaction” as its basic policy and seeks to build a sustainable business model resilient to changes in the operating environment by pursuing 4 basic strategies: “putting customer-focused sales into practice,” “building an omnichannel,” “transforming into a professional organization in which all employees can thrive,” and “low-cost operations and profit growth.”」
The 18th Medium-Term Management Plan continued, and results for the fiscal year ended March 2020 were disclosed: net income of ¥551 million, fees and commissions of ¥1.0216 billion, OHR of 67.94%, deposits of ¥4.6682 trillion and loans of ¥3.6942 trillion. - FY2020-Q3AdvancedAnnual report
「The balances of major accounts were loans of ¥3.669 trillion, up ¥55.3 billion from the end of the previous consolidated fiscal year, securities of ¥922.7 billion, up ¥34.1 billion, and deposits of ¥4.7125 trillion, up ¥156.3 billion.」
Results at 31 December 2019 were disclosed for loans and deposits, which are included among the target indicators of the 18th Medium-Term Management Plan. Loans were ¥3.669 trillion and deposits were ¥4.7125 trillion. - FY2020-Q2RestatedAnnual report
「There were no material changes during the six-month period under review to the objective indicators used to assess progress toward management targets, including management policies and strategies.」
The document states that there were no material changes to the indicators used to assess management policies, strategies and progress toward targets. - FY2020-Q1AdvancedAnnual report
「The balances of major accounts were loans of ¥3.6348 trillion, up ¥21.2 billion from the end of the previous consolidated fiscal year, securities of ¥885.2 billion, down ¥3.3 billion, and deposits of ¥4.7213 trillion, up ¥165.1 billion.」
Results at 30 June 2019 were disclosed for loans and deposits, which are included among the target indicators of the 18th Medium-Term Management Plan. Loans were ¥3.6348 trillion and deposits were ¥4.7213 trillion. - FY2019AdvancedAnnual report
「The Bank formulated the 18th Medium-Term Management Plan, “α ACTION PLAN 2021,” covering the three-year period from April 2018 to March 2021, and set net income, fees and commissions, OHR, deposits and loans as its management performance indicators (non-consolidated). The results for each indicator for the fiscal year ended March 2019 were as follows.」
Results for the interim year of the 18th Medium-Term Management Plan were disclosed: net income of ¥1.0526 billion, fees and commissions of ¥1.0857 billion, OHR of 66.44%, deposits of ¥4.5584 trillion and loans of ¥3.6133 trillion. - FY2019-Q2AdvancedAnnual report
「The Bank has formulated the 18th Medium-Term Management Plan, “α ACTION PLAN 2021,” covering the three-year period from April 2018 to March 2021, and has adopted net income, fee and commission income, OHR, deposits and loans as its target management indicators on a non-consolidated basis. The actual results for the fiscal half-year ended September 2018 were as follows: Item Fiscal half-year ended September 2018 Net income for the period (interim) ¥536 million Fee and commission income ¥532 million OHR 68.58% Deposits ¥4.5694 trillion Loans ¥3.5274 trillion」
No change to the 18th Medium-Term Management Plan is indicated, but the interim results for its five indicators were disclosed for the first time. - FY2018ReframedAnnual report
「Against this backdrop, the Bank has formulated the 18th Medium-Term Management Plan, “α ACTION PLAN 2021,” covering the three-year period from April 2018 to March 2021. The plan adopts “The No. 1 Bank for Customer and Employee Satisfaction” as its basic policy and sets out four basic strategies: “Practicing Relationship-Based Sales,” “Building an Omnichannel Platform,” “Transforming into a Professional Organization Where All Employees Can Thrive,” and “Low-Cost Operations and Profit Growth.”」
After completing the planning period for the 17th Medium-Term Management Plan, the Bank moved to the 18th plan, covering April 2018 to March 2021. The new plan focuses on customer and employee satisfaction and sets four basic strategies, with targets of ¥15.0 billion in net income, ¥15.0 billion in fee and commission income, OHR of approximately 60%, deposits of ¥5.0 trillion and loans of ¥4.0 trillion. - FY2017RestatedAnnual report
「The Bank is implementing the 17th Medium-Term Management Plan, “α ACTION PLAN 2018,” covering the three-year period from April 2015 to March 2018. With the subtitle “Transformation and Execution toward Sustainable Growth,” the plan addresses three management priorities: “actively contributing to regional revitalization,” “building a management foundation with the future in mind,” and “enhancing the management control framework.” The plan sets deposits, loans, net income, the capital adequacy ratio and OHR as its management targets.」
Restates the plan period, three management priorities and five target metrics, with no change to the plan itself indicated. - FY2016First statedAnnual report
「The Bank is implementing the 17th Medium-Term Management Plan, “α ACTION PLAN 2018,” covering the three-year period from April 2015 to March 2018. With “Transformation and Execution for Sustainable Growth” as its subtitle, the plan addresses three management priorities: “actively contributing to regional revitalization,” “building a management foundation with a view to the future,” and “advancing the management control framework.”」
Explicitly states the three-year plan period and the three priorities of regional revitalization, the management foundation and management control.