Fintech Initiatives and Development of the Next-Generation Core Banking System
First written in FY2016. 4 of 15 entries say "Softened", first in FY2019-Q3. Latest entry: FY2025.
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- FY2025AchievedAnnual report
「2025年１月 次世代勘定系システム稼働」
長年にわたり投資額と完了時期の見直しが続いていた次世代勘定系システムが、2025年1月に稼働した。開発計画は稼働・完了段階に到達した。 - FY2025-H1Increase in system development investmentAnnual report
「Under capital expenditure, the decrease in funds attributable to expenditures for the acquisition of intangible fixed assets, including development of the next-generation core banking system, amounted to ¥3,494 million. All funding for capital expenditure came from internal funds.」
次世代勘定系システムの開発等に係る無形固定資産取得支出として、2024年度中間期に34億94百万円を計上した。 - FY2024Continued investment in the next-generation core banking systemAnnual report
「The decrease in funds attributable to expenditures for the acquisition of intangible fixed assets, including development of the next-generation core banking system, amounted to ¥2,502 million.」
For the next-generation core banking system, ¥2,502 million in development and related expenditures was recorded in fiscal 2024. The planned total investment of ¥18,257 million and scheduled completion in January 2025 remain unchanged in the capital expenditure plan. - FY2024-Q3SoftenedAnnual report
「The Bank is developing the next-generation core banking system, the successor to its existing core banking system, but has revised planned total investment from ¥15,066 million to ¥18,257 million and the scheduled completion date from January 2024 to January 2025.」
Planned total investment in the next-generation core banking system increased from ¥15,066 million to ¥18,257 million, and completion was pushed back from January 2024 to January 2025. - FY2023-Q2Increase in system development investmentAnnual report
「Under capital expenditure, the decrease in funds attributable to expenditures for the acquisition of intangible fixed assets, including development of the next-generation core banking system, amounted to ¥1,694 million. All funding for capital expenditure came from internal funds.」
Expenditures for the acquisition of intangible fixed assets related to development of the next-generation core banking system and other projects increased from ¥947 million in the same period of the previous year to ¥1,694 million. No change in the scheduled completion date or planned total investment was stated. - FY2022SoftenedAnnual report
「The planned total investment in the next-generation core banking system changed from ¥10,843 million to ¥13,750 million, and the scheduled completion date changed from sometime during fiscal 2023 to January 2024.」
Planned total investment in the next-generation core banking system increased from ¥10,843 million to ¥13,750 million, and completion was changed to January 2024. - FY2022-Q2Continued system development investmentAnnual report
「Under capital expenditure, the decrease in funds attributable to expenditures for the acquisition of intangible fixed assets, including development of the next-generation core banking system, amounted to ¥947 million.」
For the next-generation core banking system, ¥947 million in expenditures for the acquisition of intangible fixed assets was incurred during the interim period. No change in the scheduled completion date or planned total investment was stated. - FY2021SoftenedAnnual report
「The planned total investment in the next-generation core banking system changed from ¥9,290 million to ¥10,843 million, and the scheduled completion date changed from May 2022 to sometime during fiscal 2023.」
Planned total investment in the next-generation core banking system increased from ¥9,290 million to ¥10,843 million, and completion was pushed back from May 2022 to sometime during fiscal 2023. - FY2021-Q2Continued system development investmentAnnual report
「Under capital expenditure, the decrease in funds attributable to expenditures for the acquisition of intangible fixed assets, including development of the next-generation core banking system, amounted to ¥1,183 million.」
For the next-generation core banking system, ¥1,183 million in expenditures for the acquisition of intangible fixed assets was incurred during the interim period. No change in the scheduled completion date or planned total investment was stated. - FY2020Further increase in planned investmentAnnual report
「Next-generation core banking system 9,290 3,540 Internal funds March 2014 May 2022」
For the next-generation core banking system, planned total investment increased from the previous ¥8,490 million to ¥9,290 million, with ¥3,540 million already paid and completion scheduled for May 2022. - FY2019Increase in planned investmentAnnual report
「The planned total investment in the next-generation core banking system changed from ¥6,000 million to ¥8,490 million, and the scheduled completion date changed from January 2021 to May 2022.」
In addition to the completion date being pushed back to May 2022, the planned total investment increased from ¥6.0 billion to ¥8,490 million. - FY2019-Q3SoftenedAnnual report
「The Bank is developing the next-generation core banking system, the successor to its existing core banking system, but has revised the scheduled completion date from January 2021 to May 2022 (planned).」
The scheduled completion date for the next-generation core banking system changed from January 2021 to May 2022 (planned), delaying the project deadline. - FY2018Reintroduced in specific termsAnnual report
「Next-generation core banking system New Banking Software, etc. 6,000 1,483 Internal funds March 2014 January 2021」
The next-generation core banking system, which had received limited explicit mention in the previous year’s management strategy, was again given concrete form in the capital expenditure plan as a project with a total cost of ¥6.0 billion scheduled for completion in January 2021. - FY2017DroppedAnnual report
「To respond accurately to changes in the environment, including the declining birthrate, ageing population and advances in IT, we will promote an omni-channel model enabling customers to use convenient, secure and comfortable services anytime and anywhere.」
The management strategy and issues to be addressed for the fiscal year no longer explicitly mention the development of the previously stated next-generation core banking system, with the focus shifting to the omni-channel model and branch and channel initiatives. - FY2016First statedAnnual report
「To grow together with the region, we must respond swiftly and accurately to dramatic changes in the operating environment, including the development of fintech, the convergence of IT and finance. The Bank is already developing a next-generation core banking system that will form the backbone of its future IT infrastructure, and reorganised its head-office structure in April 2016 to further enhance the functions of its internet-based non-face-to-face channels and staffed branches.」
Fintech was identified as an environmental change, with development of the next-generation core banking system presented as a concrete measure.