Komori
N

Nishi-Nippon Financial Holdings,Inc.

7189BanksLarge cap
4,475JPY-11.8%
★ Watch (sign-up required)
Price history
¥4,475Latest+556.2%
Drag across the chart to measure the move between two points.Delayed 15 minutes · monthly closing basis
Business overview

The 西日本フィナンシャルホールディングス Group operates a banking-centered financial services business. Through 西日本シティ銀行 and 長崎銀行, it provides regional financial services in cooperation with its subsidiaries and affiliated companies, while working to enhance enterprise value across the Group. The Group is implementing its medium-term plan, “Future Co-Creation 2029,” which focuses on regional development, stronger governance and sustainability initiatives. It is targeting carbon neutrality by FY2030 and the expansion of sustainable finance. Its main segments are financial services, centered on banking, and Other. The Group discloses workforce metrics including 4,252 employees, an average age of 46.6 years, an average length of service of 21.5 years and average annual compensation of ¥9.742 million for regular employees, among other figures.

Recurring subjects
No threads yetThis company's filings have not been read yet. We are adding them progressively.
Companies sharing a theme
Loading
Key numbersShowing 8 of 17
PER
42.1How many years of earnings it would take to buy the stock. The market average is generally considered to be around 15.
PBR
1.01How many times the company's net assets? Around 1x is generally considered a benchmark.
ROE
2.4%Earning power. A figure above 10% is generally considered good.
Dividend yield
0.0%The annual dividend as a percentage of the share price.
Market capitalization
¥655bnShare price × number of shares. The value of the entire company.
Equity ratio
4.6%The proportion of assets funded by money that does not have to be repaid.
Revenue growth (3 years)
15.8%The average annual growth in sales over the past three years.
Forward P/E
13.65Forward P/E based on estimated earnings for the next fiscal year.
What to watch next
Progress on the mid-term plan “未来共創2029,” including One to One, regional development, and strengthening the management platform, and the level of achievement against the target for consolidated net income of ¥60 billion in the fiscal year ending March 2029
From 2026 onward (to be reviewed each reporting period)Impact HighLikelihood Medium
Progress in the operational execution of the ¥2 trillion cumulative sustainable finance target for fiscal years 2021-2030, and climate change disclosures and scenario analysis under TCFD, including estimates of additional credit costs through 2050
From 2026 onward, through regular disclosuresImpact MediumLikelihood Medium
Targets for developing DX talent, such as DX specialists and core personnel, and actual use of mobile and digital channels, including whether improved convenience translates into revenue and cost benefits
From the end of March 2026, the fiscal year-end for target managementImpact MediumLikelihood Medium
Completion of capital investments and the renovation or rebuilding of facilities, together with the related cost burden and productivity, including the effects of branch efficiency and mechanization investments
January, March, and April 2026, linked to the scheduled completion datesImpact LowLikelihood Medium
The practical implementation of regulatory compliance, including Basel III, AML/CFT, internal controls, and legal and regulatory compliance, focusing not only on the development of systems but also on how these measures affect costs and risk exposures
Ongoing, monitored quarterly and each fiscal periodImpact HighLikelihood Medium
What to watch next
Loading
Who owns itTop holders total 35.4%
Listed holders 35.4%Everyone else 64.6%
The Master Trust Bank of Japan, Ltd. (Trust Account)12.74%
Custody Bank of Japan, Ltd. (Trust Account).9.45%
株式会社麻生2.19%
Nippon Life Insurance Company1.99%
明治安田生命保険相互会社1.98%
JA Mitsui Leasing Co., Ltd.1.44%
STATE STREET BANK AND TRUST COMPANY 5052231.44%
DFA INTL SMALL CAP VALUE PORTFOLIO1.42%
2 other listed holders2.78%
Who owns it
HolderOwnership (%)
The Master Trust Bank of Japan, Ltd. (Trust Account)12.74
Custody Bank of Japan, Ltd. (Trust Account).9.45
株式会社麻生2.19
Nippon Life Insurance Company1.99
明治安田生命保険相互会社1.98
JA Mitsui Leasing Co., Ltd.1.44
STATE STREET BANK AND TRUST COMPANY 5052231.44
DFA INTL SMALL CAP VALUE PORTFOLIO1.42
2 other listed holders2.78
This company's documents
Timely disclosures