Worth reading
50Recurring
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
3000
¥ millionWording
Conditional
How definitive the wording is.Results for this period
Third quarter2024年4月1日〜2024年12月31日ConsolidatedJapanese GAAPNet Sales144,072¥ millionYear on year +3.9%
Ordinary income35,031¥ millionYear on year +20.3%Progress 80.2%
Net income attributable to owners of the parent23,834¥ millionYear on year +20.0%Progress 79.4%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share170.03円
Financial position at period-end
Total assets13,799,859¥ million
of which net assets 569,140 ¥ millionEquity ratio 4.0%vs. prior year-end -0.3pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueSegment Banking / Current fiscal year ¥125,692 million / Prior-year period ¥120,775 million / Year on year against the same period last year 増収（増減額4,917百万円）, Segment Other / Current fiscal year ¥18,380 million / Prior-year period ¥17,949 million / Year on year against the same period last year 増収（増減額431百万円）
Segment profitSegment Banking / Current fiscal year ¥29,649 million / Prior-year period ¥23,404 million / Year on year against the same period last year 増益（増減額6,245百万円）, Segment Other / Current fiscal year ¥14,100 million / Prior-year period ¥13,983 million / Year on year against the same period last year 増益（増減額117百万円）
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥43,700 million (YoY +22.7%)
Net income¥30,000 million (YoY +27.2%)
Revision to Earnings ForecastOrdinary income ¥41,000 million → ¥43,700 million（+6.6%） / Profit attributable to owners of the parent ¥27,000 million → ¥30,000 million（+11.1%）
Annual Dividend Forecast¥55 → ¥75（+36.4%）
Factors Behind Changes in Business Performance
資金運用収益の増加により経常収益が増加し、その他業務費用・その他経常費用の減少により経常費用が減少した。加えて、信用コストの減少、その他臨時損益の増加などにより経常利益・親会社株主に帰属する四半期純利益が増加した。
Disclosure regarding the going concern assumption
No applicable matters
Change in accounting policy
基準改正に伴う変更 Yesそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name Not disclosed
Impairment lossAmount ¥47 million / Subject assets Not disclosed
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount ¥57 million / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥312 million, Item Impairment Losses / Amount ¥47 million, Item Other extraordinary losses / Amount ¥8 million
Depreciation and amortization¥4,566 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End147,393,755
Treasury Shares at Period-End8,108,547
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2024年4月1日〜2024年12月31日 |
| Net Sales | ¥144,072 million (YoY +3.9%) |
| Ordinary income | ¥35,031 million (YoY +20.3%) |
| Profit attributable to owners of the parent | ¥23,834 million (YoY +20.0%) |
| Net income per share | 170.03円 |
| Equity ratio | End of the current fiscal period 4 / End of previous period 4.3 |
| Total assets | ¥13,799,859 million |
| Net assets | ¥569,140 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥43,700 million (YoY +22.7%) / Net income ¥30,000 million (YoY +27.2%) |
| Revision to Earnings Forecast | Ordinary income ¥41,000 million → ¥43,700 million（+6.6%） / Profit attributable to owners of the parent ¥27,000 million → ¥30,000 million（+11.1%） |
| Annual Dividend Forecast | ¥55 → ¥75（+36.4%） |
| Segment revenue | Segment Banking / Current fiscal year ¥125,692 million / Prior-year period ¥120,775 million / Year on year against the same period last year 増収（増減額4,917百万円）, Segment Other / Current fiscal year ¥18,380 million / Prior-year period ¥17,949 million / Year on year against the same period last year 増収（増減額431百万円） |
| Segment profit | Segment Banking / Current fiscal year ¥29,649 million / Prior-year period ¥23,404 million / Year on year against the same period last year 増益（増減額6,245百万円）, Segment Other / Current fiscal year ¥14,100 million / Prior-year period ¥13,983 million / Year on year against the same period last year 増益（増減額117百万円） |
| Depreciation and amortization | ¥4,566 million |
| Impairment loss | Amount ¥47 million / Subject assets Not disclosed |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount ¥57 million / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥312 million, Item Impairment Losses / Amount ¥47 million, Item Other extraordinary losses / Amount ¥8 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name Not disclosed |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 147,393,755 |
| Treasury Shares at Period-End | 8,108,547 |
| Factors Behind Changes in Business Performance | 資金運用収益の増加により経常収益が増加し、その他業務費用・その他経常費用の減少により経常費用が減少した。加えて、信用コストの減少、その他臨時損益の増加などにより経常利益・親会社株主に帰属する四半期純利益が増加した。 |
Items this document does not state (11)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.会社は、経常収益について資金運用収益の増加、経常費用についてその他業務費用・その他経常費用の減少を挙げている。また、予想の修正理由として最近の業績動向等を挙げている。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.