Worth reading
42Recurring
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
40.2
% (year-on-year change in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Third quarter1 April 2025 to 31 December 2025ConsolidatedJapanese GAAPNet Sales177,914¥ millionYear on year +23.5%
Ordinary income49,110¥ millionYear on year +40.2%Progress 89.3%
Net income attributable to owners of the parent33,616¥ millionYear on year +41.0%Progress 90.9%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share241.35円
Financial position at period-end
Total assets13,533,941¥ million
of which net assets 606,153 ¥ millionEquity ratio 4.4%vs. prior year-end +0.4pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueBanking ¥159,665 million, Other (outside reportable segments) ¥18,248 million
Segment profitBanking ¥44,239 million, Other (outside reportable segments) ¥17,846 million
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥55,000 million (YoY +20.8%)
Net income¥37,000 million (YoY +19.4%)
Revision to Earnings ForecastNo
Annual Dividend Forecast¥75 → ¥110
Factors Behind Changes in Business Performance
資金運用収益の増加等により経常収益が増加。資金調達費用、その他業務費用の増加等により経常費用も増加したが、実質業務純益の増加に加え、株式等関係損益が増加したことなどにより経常利益と親会社株主に帰属する四半期純利益が増加。
Disclosure regarding the going concern assumption
Not applicable.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name No / Excluded Number of companies 0 / Company name No
Impairment loss¥64 million
Breakdown of extraordinary income (loss)Extraordinary income Item Gain on disposal of fixed assets / Amount ¥49 million / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥347 million, Item Impairment Losses / Amount ¥64 million, Item Other extraordinary losses / Amount ¥12 million
Depreciation and amortization¥4,616 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable No / Subject person Not disclosed
Issued Shares at Period-End146,391,055
Treasury Shares at Period-End7,107,695
| Item | Details |
|---|---|
| Fiscal Period Classification | Third quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2025 to 31 December 2025 |
| Net Sales | ¥177,914 million (YoY +23.5%) |
| Ordinary income | ¥49,110 million (YoY +40.2%) |
| Profit attributable to owners of the parent | ¥33,616 million (YoY +41.0%) |
| Net income per share | 241.35円 |
| Equity ratio | End of the current fiscal period 4.4 / End of previous period 4 |
| Total assets | ¥13,533,941 million |
| Net assets | ¥606,153 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥55,000 million (YoY +20.8%) / Net income ¥37,000 million (YoY +19.4%) |
| Revision to Earnings Forecast | No |
| Annual Dividend Forecast | ¥75 → ¥110 |
| Segment revenue | Banking ¥159,665 million, Other (outside reportable segments) ¥18,248 million |
| Segment profit | Banking ¥44,239 million, Other (outside reportable segments) ¥17,846 million |
| Depreciation and amortization | ¥4,616 million |
| Impairment loss | ¥64 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount ¥49 million / Extraordinary loss Item Losses on disposal of fixed assets / Amount ¥347 million, Item Impairment Losses / Amount ¥64 million, Item Other extraordinary losses / Amount ¥12 million |
| Disclosure regarding the going concern assumption | Not applicable. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name No / Excluded Number of companies 0 / Company name No |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable No / Subject person Not disclosed |
| Issued Shares at Period-End | 146,391,055 |
| Treasury Shares at Period-End | 7,107,695 |
| Factors Behind Changes in Business Performance | 資金運用収益の増加等により経常収益が増加。資金調達費用、その他業務費用の増加等により経常費用も増加したが、実質業務純益の増加に加え、株式等関係損益が増加したことなどにより経常利益と親会社株主に帰属する四半期純利益が増加。 |
Items this document does not state (11)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.資金運用収益の増加等により経常収益が増加した一方、資金調達費用やその他業務費用も増加した。実質業務純益の増加に加え、株式等関係損益が増加したことなどにより、経常利益と親会社株主に帰属する四半期純利益が増加した。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.