Worth reading
43Recurring
Scored from 5 of 6 sectionsDirection
Improvement
Direction inferred from the company’s description.Scale
9927
¥ million (year-on-year increase in ordinary profit)Wording
Conditional
How definitive the wording is.Results for this period
Full year2024年4月1日〜2025年3月31日ConsolidatedJapanese GAAPNet Sales196,415¥ millionYear on year +5.8%
Ordinary income45,537¥ millionYear on year +27.9%Progress 82.8%
Net income attributable to owners of the parent30,982¥ millionYear on year +31.4%Progress 83.7%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share221.37円
Financial position at period-end
Total assets13,582,451¥ million
of which net assets 558,130 ¥ millionEquity ratio 4.0%vs. prior year-end -0.3pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Cash inflows and outflows
Operating-552,212
Investment+38,837
Financials-10,675
Net change-524,050
Stacked from zero: upward is an increase in cash, downward a decrease (in ¥ million).The net change represented by the dotted line is the total of three items, calculated from figures provided by the company.
Cash and cash equivalents at end of period¥1,669,283 million
Segment revenueBanking ¥173,550 million, Other ¥39,062 million
Segment profitBanking ¥39,460 million, Other ¥14,776 million
Outlook and shareholder returns
Full-year earnings forecast
Net SalesNot disclosed
Operating profitNot disclosed
Ordinary income¥55,000 million (YoY +20.8%)
Net income¥37,000 million (YoY +19.4%)
Annual Dividend Forecast¥55 → ¥90
Payout ratio33.9
Shareholder Return Policy親会社株主に帰属する当期純利益に対する総還元性向40％程度を当面の目安
Factors Behind Changes in Business Performance
経常収益は資金運用収益の増加等により増加し、経常費用は資金調達費用の増加等により増加した。
Disclosure regarding the going concern assumption
No applicable matters.
Change in accounting policy
基準改正に伴う変更 Yesそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew 0 companies / Excluded 0 companies / Company name None
Material subsequent eventsNo applicable matters.
Impairment loss¥66 million
Breakdown of extraordinary income (loss)Extraordinary income Gain on disposal of fixed assets ¥68 million / Extraordinary loss Losses on disposal of fixed assets ¥502 million, Impairment Losses ¥66 million, Other extraordinary losses ¥20 million
Depreciation and amortization¥6,243 million
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingWhether applicable Yes / Subject person Institutional investors and analysts
Issued Shares at Period-End146,391,055
Treasury Shares at Period-End7,106,508
| Item | Details |
|---|---|
| Fiscal Period Classification | Full year |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 2024年4月1日〜2025年3月31日 |
| Net Sales | ¥196,415 million (YoY +5.8%) |
| Ordinary income | ¥45,537 million (YoY +27.9%) |
| Profit attributable to owners of the parent | ¥30,982 million (YoY +31.4%) |
| Net income per share | 221.37円 |
| Equity ratio | End of the current fiscal period 4.0% / End of previous period 4.3% |
| Total assets | ¥13,582,451 million |
| Net assets | ¥558,130 million |
| Cash flows from operating activities | ¥-552,212 million |
| Cash flows from investing activities | ¥38,837 million |
| Cash flows from financing activities | ¥-10,675 million |
| Cash and cash equivalents at end of period | ¥1,669,283 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥55,000 million (YoY +20.8%) / Net income ¥37,000 million (YoY +19.4%) |
| Annual Dividend Forecast | ¥55 → ¥90 |
| Payout ratio | 33.9 |
| Shareholder Return Policy | 親会社株主に帰属する当期純利益に対する総還元性向40％程度を当面の目安 |
| Segment revenue | Banking ¥173,550 million, Other ¥39,062 million |
| Segment profit | Banking ¥39,460 million, Other ¥14,776 million |
| Depreciation and amortization | ¥6,243 million |
| Impairment loss | ¥66 million |
| Breakdown of extraordinary income (loss) | Extraordinary income Gain on disposal of fixed assets ¥68 million / Extraordinary loss Losses on disposal of fixed assets ¥502 million, Impairment Losses ¥66 million, Other extraordinary losses ¥20 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards Yes / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 companies / Excluded 0 companies / Company name None |
| Material subsequent events | No applicable matters. |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | Whether applicable Yes / Subject person Institutional investors and analysts |
| Issued Shares at Period-End | 146,391,055 |
| Treasury Shares at Period-End | 7,106,508 |
| Factors Behind Changes in Business Performance | 経常収益は資金運用収益の増加等により増加し、経常費用は資金調達費用の増加等により増加した。 |
Items this document does not state (5)
Operating profitOperating MarginRevision to Earnings ForecastRegional salesOrders received and order backlog
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.経常収益は資金運用収益の増加等により増加し、経常費用は資金調達費用の増加等により増加しました。
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.