Strengthening the Earnings Base Through Asset Efficiency, Cost Reduction and Improved Asset Quality
First written in FY2016. 5 of 10 entries say "Advanced", first in FY2021. Latest entry: FY2026.
0 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Efficiency indicator Adjusted OHR Below 75% No change 68.17%」
The fiscal 2026 adjusted OHR target of below 75% was maintained, while the fiscal 2025 result was 68.17%. - 2026-05-13AdvancedEarnings
「Expenses / Gross operating profit 69.63」
The standalone OHR was 69.63%, down from 74.65% in the previous fiscal year. - FY2025AdvancedAnnual report
「Adjusted OHR Below 75% No change 73.01%」
The fiscal 2026 adjusted OHR target of below 75% was maintained, while the fiscal 2024 result was 73.01%. - FY2024RaisedAnnual report
「Efficiency indicator Adjusted OHR Below 75% 74.08%」
The new plan sets a fiscal 2026 adjusted OHR target of below 75%, while the fiscal 2023 result was 74.08%. The efficiency target has been lowered from the previous level of below 80%. - FY2022AdvancedAnnual report
「Adjusted OHR Below 88% Below 85% Below 80% 72.27%」
Adjusted OHR was 72.27% in fiscal 2021, below that year's target of 85%. The fiscal 2022 target of below 80% has also been disclosed. - FY2021AdvancedAnnual report
「Efficiency indicator Adjusted OHR Below 88% Below 85% Below 80% 78.29%」
Adjusted OHR was 78.29% in fiscal 2020, below the target of 88%. The phased efficiency targets of below 85% for fiscal 2021 and below 80% for fiscal 2022 remain in place. - FY2020Introduction of efficiency targetsAnnual report
「Efficiency indicator Adjusted OHR Below 88% Below 85% Below 80%」
The new medium-term management plan newly established efficiency targets for adjusted OHR of below 88% for fiscal 2020, below 85% for fiscal 2021 and below 80% for fiscal 2022. - FY2017RestatedAnnual report
「As a result of promoting community-based banking through the concerted efforts of all officers and employees, while pursuing efficient asset management, expense reduction and further improvement in asset quality, we achieved the following results.」
Community-based banking, asset efficiency, expense reduction and asset quality improvement continue to be described as means of strengthening the earnings base. - FY2017-Q2RestatedAnnual report
「As a result of promoting efficient asset management and community-based banking while maintaining financial soundness, the results for the six months ended 30 September were as follows.」
Efficient asset management and maintaining financial soundness continue to be the premises underlying the explanation of performance. - FY2016First statedAnnual report
「We have pursued efficient asset management, expense reduction and further improvement in asset quality.」
It is described as a measure to manage operating efficiency, costs and asset quality alongside community-based banking.