Area and Branch Strategy
First written in FY2016. 10 of 12 entries say "Advanced", first in FY2017. Latest entry: FY2026.
The whole theme swung hardest in 2021: 1 of 9 companies on the "Worse" side.
9 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「In the banking business, capital expenditures totaled ¥1,147 million in the consolidated fiscal year under review, centered on the investments described above, including ¥92 million for buildings, ¥226 million for land and ¥827 million for movable assets.」
The bank continued to renew off-site ATMs and expand office equipment. It invested ¥1,147 million in the banking business and indicated plans for ¥422 million in office equipment and other items in the following fiscal year, with major equipment scheduled for installation by March 2027. - 2026-05-27AdvancedGeneral Meetings of Shareholders
「To rebuild our branch network and improve services for customers, we expanded the network of coordinated branches in the Aoyamacho and Kamaishi areas. We also redeployed off-site ATMs, establishing 2 new locations while closing 4 locations.」
The company expanded coordinated branches and redeployed off-site ATMs through new openings and closures. - FY2025AdvancedAnnual report
「In the banking business, capital expenditures totaled ¥500 million in the consolidated fiscal year under review, centered on the investments described above, including ¥318 million for buildings and ¥182 million for movable assets.」
The bank continued to renew off-site ATMs and expand office equipment, making ¥500 million in capital expenditures in the banking business. For the following fiscal year, it also indicated plans for ¥651 million in office equipment and other items, with major equipment scheduled for installation by March 2026. - FY2024AdvancedAnnual report
「In the banking business, capital expenditures totaled ¥618 million in the consolidated fiscal year under review, centered on the investments described above, including ¥88 million for buildings and ¥529 million for movable assets.」
The bank continued to renew off-site ATMs and expand office equipment, investing ¥618 million in the banking business. It also presented plans for the relocation and renovation of the Shiogama Branch and ¥175 million in office equipment. - FY2023-Q2AdvancedAnnual report
「Increase in property, plant and equipment and intangible assets 188 0 – 188」
The increase in property, plant and equipment and intangible assets during the interim consolidated accounting period was ¥188 million, up from ¥130 million in the same period of the previous year. - FY2022AdvancedAnnual report
「In the banking business, capital expenditures totaled ¥633 million in the consolidated fiscal year under review, centered on the investments described above, including ¥478 million for buildings and ¥154 million for movable assets.」
The bank proceeded with renewing off-site automated teller equipment and expanding office equipment, investing ¥633 million in the banking business. It also disclosed plans from April 2022 onward for ¥211 million in head-office renovations and ¥212 million for office equipment and other items. - FY2021AdvancedAnnual report
「In the banking business, capital expenditures totaled ¥295 million in the consolidated fiscal year under review, centered on the investments described above, including ¥83 million for buildings and ¥211 million for movable assets.」
The bank continued to renew off-site ATMs and expand office equipment, making ¥295 million in capital expenditures in the banking business. It also disclosed plans from fiscal 2021 onward for ¥474 million in head-office renovations and ¥204 million for office equipment and other items. - FY2020AdvancedAnnual report
「Introduction of a 3-area sales structure, consolidation of 5 branches, development of the Morioka Minami Loan and Insurance Plaza, and administrative process reforms and RPA, among other initiatives」
The bank implemented an area-based sales structure, branch consolidation, specialized loan and insurance centers, and administrative process reforms and RPA. It also disclosed a ¥213 million plan for installing office equipment through March 2021. - FY2019Declining Capital Expenditures and Ongoing PlansAnnual report
「In the banking business, focusing on the investments described above, the Bank made capital expenditures of ¥277 million during the fiscal year, comprising ¥79 million for buildings and ¥198 million for movable property.」
Although the bank continued to renew off-site ATMs and expand office equipment, capital expenditures in the banking business decreased from ¥535 million in the previous fiscal year to ¥277 million. The following fiscal year's plans also include ¥104 million for office equipment and other items. - FY2018AdvancedAnnual report
「During the fiscal year, the Bank and its consolidated subsidiaries invested in property, plant and equipment. In the banking business, they proceeded with the renewal of off-site ATMs and other cash-handling equipment to improve customer convenience and develop the sales base, and expanded various office equipment to rationalise and improve the efficiency of administrative operations and enhance service functions for customers.」
The Bank made ¥535 million in capital expenditures in the banking business during the fiscal year, including the renewal of off-site ATMs and expansion of office equipment. - FY2017AdvancedAnnual report
「During the fiscal year, the Bank and its consolidated subsidiaries invested in property, plant and equipment. In the banking business, they proceeded with the renewal of off-site ATMs and other cash-handling equipment to improve customer convenience and develop the sales base, and expanded various office equipment to rationalise and improve the efficiency of administrative operations and enhance service functions for customers.」
The Bank renewed off-site ATMs and expanded office equipment, making ¥333 million in capital expenditures in the banking business. Plans to construct new facilities for Yamada Branch, Life Plaza and others were also described, indicating concrete progress in developing the sales base. - FY2016First statedAnnual report
「We will actively pursue area and branch strategies.」
The strategy is also described in connection with developing the sales base, including branch renovations and the renewal of off-site ATMs.