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The Kita-Nippon Bank (8551) · TargetAdvanced

Maintaining a capital adequacy ratio in the low teens

First written in FY2016. 7 of 20 entries say "Advanced", first in FY2021. Latest entry: FY2026.

20entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2018-Q2 – FY2018AdvancedFY2022 – FY2023-Q2AdvancedFY2024 – FY20262016: 220162017: 220172018: 120182019: 220192020: 220202021: 220212022: 220222023: 120232024: 220242025: 220252026: 22026
Same theme, other companies
Maintenance of a Bank's Capital Adequacy Ratio under Domestic StandardsA theme 45 companies write about · 38 as a headwind · 13 as a tailwind

The Kita-Nippon Bank moved to the "Worse" side of this theme in 2019, 1 year after the typical company in this theme (2018).

The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.

4 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 45 companies compared. The sentences above are computed from all 45.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Capital adequacy indicator　Capital ratio　8.5% or more　9.5% or more　9.57%」

    The standalone capital ratio for fiscal 2025 was 9.57%, exceeding the revised fiscal 2026 target of 9.5% or more.
  2. 2026-05-13AdvancedEarnings

    「[Consolidated] Equity ratio 9.89%」

    The consolidated equity ratio was 9.89% at the end of March 2026. Although this was down from 10.05% at the end of the previous fiscal year, it exceeded the target level of at least 9.5%.
  3. FY2026-H1AdvancedAnnual report

    「Consolidated capital ratio (domestic standards) 30 September 2025 1. Consolidated capital ratio (2/3) 10.20 Standalone capital ratio (domestic standards) 30 September 2025 1. Capital ratio (2/3) 9.89」

    At the end of September 2025, the consolidated capital ratio was 10.20% and the standalone capital ratio was 9.89%. The ratios increased from 8.93% and 8.66%, respectively, at the end of the previous fiscal year, and the standalone result was above the fiscal 2026 target of 9.5% or more.
  4. FY2025RaisedAnnual report

    「The capital ratio target was raised by 1.0 percentage point and revised to 9.5% or more, as announced in May this year.」

    The fiscal 2026 capital ratio target was raised from 8.5% or more to 9.5% or more. The fiscal 2024 standalone result was 9.75%.
  5. FY2025-H1AdvancedAnnual report

    「1. Consolidated capital ratio (2/3) 9.09 1. Capital ratio (2/3) 8.82」

    At the end of September 2024, the consolidated capital ratio was 9.09% and the standalone capital ratio was 8.82%, up from the previously disclosed consolidated ratio of 9.04% and standalone ratio of 8.66%.
  6. FY2024RaisedAnnual report

    「Capital adequacy indicator　Capital ratio　8.5% or more　8.66%」

    The new plan sets the fiscal 2026 capital ratio target at 8.5% or more, while the fiscal 2023 result was 8.66%. The target level was raised from the previous fiscal 2022 target of 8.2% or more.
  7. FY2024-Q2Update to equity ratio resultsAnnual report

    「Consolidated capital ratio (domestic standards) 30 September 2023 1. Consolidated capital ratio (2/3) 8.84 Standalone capital ratio (domestic standards) 30 September 2023 1. Capital ratio (2/3) 8.58」

    At the end of September 2023, the consolidated capital ratio was 8.84% and the standalone capital ratio was 8.58%.
  8. FY2023-Q2AdvancedAnnual report

    「Consolidated capital ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2022 1. Consolidated capital ratio (2/3) 8.98 Standalone capital ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2022 1. Capital ratio (2/3) 8.72」

    As of 30 September 2022, the consolidated capital ratio was 8.98% and the standalone capital ratio was 8.72%. The consolidated ratio increased from 8.90% at the end of March 2022, and the standalone ratio increased from 8.63%.
  9. FY2022AdvancedAnnual report

    「Capital ratio　8.5% or more　8.3% or more　8.2% or more　8.63%」

    The standalone capital ratio for fiscal 2021 was 8.63%, exceeding the fiscal 2021 target of 8.3% or more. The fiscal 2022 target of 8.2% or more remains in place.
  10. FY2022-Q2Update to equity ratio resultsAnnual report

    「Consolidated capital ratio (domestic standards)　9.11 Standalone capital ratio (domestic standards)　8.84」

    As of 30 September 2021, the consolidated capital ratio was 9.11% and the standalone capital ratio was 8.84%.
  11. FY2021AdvancedAnnual report

    「Capital adequacy indicator Capital ratio 8.5% or more 8.3% or more 8.2% or more 8.88%」

    The standalone capital ratio for fiscal 2020 was 8.88%, exceeding the fiscal 2020 target of 8.5% or more. The targets of 8.3% or more for fiscal 2021 and 8.2% or more for fiscal 2022 were also disclosed.
  12. FY2021-Q2Update to equity ratio resultsAnnual report

    「Consolidated capital ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2020 1. Consolidated capital ratio (2/3) 9.15 Standalone capital ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2020 1. Capital ratio (2/3) 8.88」

    As of 30 September 2020, the consolidated capital ratio was 9.15% and the standalone capital ratio was 8.88%.
  13. FY2020SoftenedAnnual report

    「Capital adequacy indicator Capital ratio 8.5% or more 8.3% or more 8.2% or more」

    The target level was lowered from Focus2020's "mid-10% range" to 8.5% or more for fiscal 2020, 8.3% or more for fiscal 2021 and 8.2% or more for fiscal 2022 under the new plan. The fiscal 2019 result was 8.87%.
  14. FY2020-Q2WorsenedAnnual report

    「Consolidated capital ratio (domestic standards) 9.55」

    As of 30 September 2019, the consolidated capital ratio was 9.55% and the standalone capital ratio was 9.27%, below the previous target level of the mid-10% range.
  15. FY2019WorsenedAnnual report

    「Capital ratio Mid-10% range 9.31%」

    The standalone capital ratio was 9.31%, below the fiscal 2019 target of the "mid-10% range." It also declined from the previous fiscal year's result of 10.11%.
  16. FY2018Disclosure of results below the target levelAnnual report

    「Capital ratio Mid-10% range 10.11%」

    While the fiscal 2019 target was set at the "mid-10% range," the standalone result disclosed for fiscal 2017 was 10.11%.
  17. FY2018-Q2RestatedAnnual report

    「Consolidated capital adequacy ratio (domestic standards)」

    As of 30 September 2017, the consolidated capital ratio was 10.91% and the standalone capital ratio was 10.60%, indicating a level above the domestic regulatory standard.
  18. FY2017RaisedAnnual report

    「Capital ratio: Mid-10% range」

    The target for the capital adequacy indicator was raised from the previous plan's "low 10% range" to the "mid-10% range."
  19. FY2017-Q2RestatedAnnual report

    「Consolidated capital ratio (domestic standards) 10.83」

    As of 30 September 2016, the consolidated capital ratio was 10.83% and the standalone capital ratio was 10.55%, indicating that the capital ratio remained in the low 10% range.
  20. FY2016First statedAnnual report

    「Capital ratio Low 10% range (standalone)」

    Key numerical targets for fiscal 2016, the final year of the medium-term management plan.
Moved together

"Numerical Targets for Ordinary Profit and Net Income" moved the same way as this thread, in the same document, in 10 of its 20 moves.

101010988★123456
  1. ★This thread
  2. 1Numerical Targets for Ordinary Profit and Net Income10×
  3. 2Expansion of Retail Loan Balances10×
  4. 3Risk of Decline in Capital Adequacy Ratio10×
  5. 4Year-on-year decline in ordinary profit and quarterly net income attributable to owners of the parent9×
  6. 5Balancing the buildup of retained earnings with stable dividends8×
  7. 6Stock-based compensation stock options designed to align interests with shareholders8×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Kita-Nippon Bank yet. It last moved in the Earnings of 2026-05-13: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.
Maintaining a capital adequacy ratio in the low teens | The Kita-Nippon Bank,Ltd. (8551) | Komori