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The Kita-Nippon Bank (8551) · TargetAdvanced

Expansion of Retail Loan Balances

First written in FY2016. 27 of 36 entries say "Advanced", first in FY2018-Q1. Latest entry: FY2026.

36entries
11years
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ProgressHeldSoftenedWorseAdvancedFY2017 – FY2019AdvancedFY2020 – FY2023-Q3AdvancedFY2024-Q2 – FY20262016: 220162017: 420172018: 420182019: 420192020: 420202021: 420212022: 420222023: 320232024: 320242025: 220252026: 22026
Same theme, other companies
Target for expanding retail loan balancesA theme 2 companies write about · 0 as a headwind · 2 as a tailwind

0 other companies' latest entry also says "Advanced".

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Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Loans increased by ¥14.0 billion from the end of the previous consolidated fiscal year, to ¥1,115.5 billion at the end of the current consolidated fiscal year, due mainly to increases in business loans and housing loans.」

    Loan balances increased by ¥14 billion from the end of the previous fiscal year to ¥1.1155 trillion, driven by growth in business loans and housing loans.
  2. 2026-05-13AdvancedEarnings

    「Loans increased by ¥14.0 billion from the end of the previous consolidated fiscal year, to ¥1,115.5 billion at the end of the current consolidated fiscal year, due mainly to increases in business loans and housing loans.」

    The balance of loans increased to ¥1,115.5 billion, with both business loans and housing loans increasing.
  3. FY2026-H1AdvancedAnnual report

    「Loan balances increased by ¥1.6 billion from the end of the previous consolidated fiscal year to ¥1.103 trillion, mainly due to growth in housing loans, despite a decline in business loans.」

    Loan balances increased by ¥1.6 billion from the end of the previous fiscal year to ¥1.103 trillion. Growth in housing loans more than offset the decline in business loans.
  4. FY2025AdvancedAnnual report

    「Loan balances at the end of the current consolidated fiscal year increased by ¥24.1 billion year on year to ¥1.1014 trillion, mainly due to growth in housing loans.」

    Loan balances increased by ¥24.1 billion from ¥1.0772 trillion at the end of the previous fiscal year to ¥1.1014 trillion, mainly due to growth in housing loans.
  5. FY2025-H1AdvancedAnnual report

    「Loan balances increased by ¥8.2 billion from the end of the previous consolidated fiscal year to ¥1.0854 trillion, mainly due to growth in housing loans.」

    Loan balances increased by ¥8.2 billion from the end of the previous consolidated fiscal year to ¥1.0854 trillion. Growth in housing loans was cited as a contributing factor.
  6. FY2024AdvancedAnnual report

    「The balance of loans and bills discounted at the end of the consolidated fiscal year under review increased by ¥43.8 billion from the previous consolidated fiscal year-end to ¥1,077.2 billion, mainly because housing loans and business loans increased.」

    The increase in housing loans and business loans lifted the balance of loans and bills discounted by ¥43.8 billion from the previous fiscal year-end to ¥1,077.2 billion.
  7. FY2024-Q3AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥31.3 billion from the end of the previous consolidated fiscal year to ¥1,064.7 billion, mainly because housing loans and business loans increased.」

    The increase in housing loans and business loans lifted the balance of loans and bills discounted by ¥31.3 billion from the end of the previous consolidated fiscal year to ¥1,064.7 billion.
  8. FY2024-Q2AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥24.1 billion from the end of the previous consolidated fiscal year to ¥1,057.6 billion, mainly because housing loans and business loans increased.」

    The increase in housing loans and business loans lifted the balance of loans and bills discounted by ¥24.1 billion from the end of the previous consolidated fiscal year to ¥1,057.6 billion.
  9. FY2024-Q1Decline in Outstanding LoansAnnual report

    「The balance of loans and bills discounted decreased by ¥6.9 billion from the end of the previous consolidated fiscal year to ¥1,026.4 billion, mainly because business loans declined.」

    The balance of loans and bills discounted decreased by ¥6.9 billion from the end of the previous consolidated fiscal year. The decline in business loans and other factors was identified as the cause.
  10. FY2023-Q3AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥27.8 billion from the end of the previous consolidated fiscal year to ¥1,026.6 billion, mainly because housing loans increased.」

    The increase in housing loans and other factors lifted the balance of loans and bills discounted by ¥27.8 billion from ¥998.7 billion at the end of March 2022 to ¥1,026.6 billion.
  11. FY2023-Q2AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥16.0 billion from the end of the previous consolidated fiscal year to ¥1,014.8 billion, mainly because housing loans increased.」

    The balance of loans and bills discounted increased by ¥16.0 billion from the end of the previous consolidated fiscal year to ¥1,014.8 billion. The increase in housing loans was identified as a contributing factor.
  12. FY2023-Q1AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥1.3 billion from the end of the previous consolidated fiscal year to ¥1,000.0 billion, mainly because housing loans increased.」

    The increase in housing loans lifted the balance of loans and bills discounted by ¥1.3 billion from the end of the previous consolidated fiscal year to ¥1,000.0 billion.
  13. FY2022AdvancedAnnual report

    「The balance of loans and bills discounted at the end of the consolidated fiscal year under review increased by ¥54.5 billion from the previous consolidated fiscal year-end to ¥998.7 billion, mainly because housing loans increased.」

    The increase in housing loans lifted the balance of loans and bills discounted by ¥54.5 billion from ¥944.1 billion at the previous fiscal year-end to ¥998.7 billion.
  14. FY2022-Q3AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥44.2 billion from the end of the previous consolidated fiscal year to ¥988.4 billion, mainly because housing loans among individual loans increased.」

    The increase in housing loans and other factors lifted the balance of loans and bills discounted by ¥44.2 billion from ¥944.1 billion at the end of the previous consolidated fiscal year to ¥988.4 billion.
  15. FY2022-Q2AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥26.3 billion from the end of the previous consolidated fiscal year to ¥970.5 billion, mainly because housing loans increased.」

    The balance of loans and bills discounted increased by ¥26.3 billion from the end of March 2021 to ¥970.5 billion. The increase in housing loans was identified as a contributing factor.
  16. FY2022-Q1AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥1.7 billion from the end of the previous consolidated fiscal year to ¥945.8 billion, mainly because housing loans increased.」

    The balance of loans and bills discounted increased by ¥1.7 billion from the end of the previous consolidated fiscal year to ¥945.8 billion. The increase in housing loans was identified as a contributing factor.
  17. FY2021AdvancedAnnual report

    「The balance of loans and bills discounted at the end of the consolidated fiscal year under review increased by ¥42.9 billion from the previous consolidated fiscal year-end to ¥944.1 billion, mainly because business loans and housing loans increased.」

    The increase in business loans and housing loans lifted the consolidated balance of loans and bills discounted by ¥42.9 billion from the previous fiscal year-end to ¥944.1 billion.
  18. FY2021-Q3AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥25.4 billion from the end of the previous consolidated fiscal year to ¥926.6 billion, mainly because business loans increased.」

    The balance of loans and bills discounted increased by ¥25.4 billion from the end of the previous consolidated fiscal year to ¥926.6 billion. The increase in business loans was identified as a contributing factor.
  19. FY2021-Q2AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥26.8 billion from the end of the previous consolidated fiscal year to ¥928.1 billion, mainly because business loans increased.」

    The balance of loans and bills discounted increased by ¥26.8 billion from the end of the previous consolidated fiscal year to ¥928.1 billion. The increase in business loans was identified as a contributing factor.
  20. FY2021-Q1AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥16.5 billion from the end of the previous consolidated fiscal year to ¥917.7 billion, mainly because business loans increased.」

    The balance of loans and bills discounted increased by ¥16.5 billion from the end of the previous consolidated fiscal year to ¥917.7 billion. The increase in business loans was identified as a contributing factor.
  21. FY2020AchievedAnnual report

    「Retail loan balance (Note 1) ¥740.0 billion ¥753.9 billion」

    Actual retail loan balances for fiscal 2019 were ¥753.9 billion, ¥13.9 billion above the Focus2020 target of ¥740.0 billion.
  22. FY2020-Q3Continued decline in the balance of loans and bills discountedAnnual report

    「The balance of loans and bills discounted decreased by ¥6.5 billion from the end of the previous consolidated fiscal year to ¥900.2 billion, mainly because market-based indirect lending such as syndicated loans declined.」

    The balance of loans and bills discounted decreased by ¥6.5 billion from the end of the previous consolidated fiscal year. The decline in market-based indirect lending such as syndicated loans was identified as a contributing factor.
  23. FY2020-Q2Continued decline in the balance of loans and bills discountedAnnual report

    「The balance of loans and bills discounted decreased by ¥8.7 billion from the end of the previous consolidated fiscal year to ¥898.0 billion, mainly because market-based indirect lending such as syndicated loans declined.」

    The balance of loans and bills discounted decreased by ¥8.7 billion from the end of the previous consolidated fiscal year. The decline in market-based indirect lending such as syndicated loans was identified as a contributing factor.
  24. FY2020-Q1Decline in Outstanding LoansAnnual report

    「The balance of loans and bills discounted decreased by ¥9.9 billion from the end of the previous consolidated fiscal year to ¥896.8 billion, mainly because business loans and market-based indirect lending such as syndicated loans declined.」

    The balance of loans and bills discounted decreased by ¥9.9 billion from the end of the previous consolidated fiscal year. The decline in business loans and market-based indirect lending such as syndicated loans was identified as a contributing factor.
  25. FY2019AdvancedAnnual report

    「Retail loan balance (Note 1) ¥740.0 billion ¥746.3 billion」

    Actual retail loan balances for fiscal 2018 were ¥746.3 billion, ¥6.3 billion above the Focus2020 target of ¥740.0 billion for fiscal 2019.
  26. FY2019-Q3AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥28.9 billion from the end of the previous consolidated fiscal year to ¥914.5 billion, mainly because retail loans, including business loans, housing loans and other loans, and market-based indirect lending such as syndicated loans increased.」

    The increase in retail loans and syndicated loans lifted the balance of loans and bills discounted by ¥28.9 billion from the end of the previous consolidated fiscal year to ¥914.5 billion.
  27. FY2019-Q2AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥24.4 billion from the end of the previous consolidated fiscal year to ¥909.9 billion, mainly because retail loans, including business loans, housing loans and other loans, and market-based indirect lending such as syndicated loans increased.」

    The increase in retail loans and syndicated loans lifted the balance of loans and bills discounted by ¥24.4 billion from the end of the previous consolidated fiscal year to ¥909.9 billion.
  28. FY2019-Q1AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥12.8 billion from the end of the previous consolidated fiscal year to ¥898.3 billion, mainly because retail loans, including business loans, housing loans and other loans, and market-based indirect lending such as syndicated loans increased.」

    The increase in retail loans and syndicated loans lifted the balance of loans and bills discounted by ¥12.8 billion from the end of the previous consolidated fiscal year to ¥898.3 billion.
  29. FY2018AdvancedAnnual report

    「Retail loan balance (Note 1) ¥740.0 billion ¥722.0 billion」

    Actual retail loan balances for fiscal 2017 were disclosed at ¥722.0 billion, compared with the Focus2020 target of ¥740.0 billion for fiscal 2019.
  30. FY2018-Q3AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥18.1 billion from the end of the previous consolidated fiscal year to ¥885.2 billion, mainly because personal loans and market-based indirect lending such as syndicated loans increased.」

    The increase in personal loans and market-based indirect lending lifted the balance of loans and bills discounted by ¥18.1 billion from the end of the previous consolidated fiscal year to ¥885.2 billion.
  31. FY2018-Q2AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥10.7 billion from the end of the previous consolidated fiscal year to ¥877.8 billion, mainly because retail loans, including business loans, housing loans and other loans, and market-based indirect lending such as syndicated loans increased.」

    The increase in retail loans and market-based indirect lending such as syndicated loans lifted the balance of loans and bills discounted by ¥10.7 billion from the end of the previous consolidated fiscal year to ¥877.8 billion.
  32. FY2018-Q1AdvancedAnnual report

    「The balance of loans and bills discounted increased by ¥0.4 billion from the end of the previous consolidated fiscal year to ¥867.5 billion, mainly due to an increase in personal loans.」

    The balance of loans and bills discounted increased by ¥0.4 billion from the end of the previous consolidated fiscal year to ¥867.5 billion. The increase in personal loans was identified as a contributing factor.
  33. FY2017RaisedAnnual report

    「Under the medium-term management plan “Focus2020” (April 2017 to March 2020), the following items are set as the key numerical targets for fiscal 2018, the final year of the plan.」

    The final-year target for retail loan balances was raised from ¥707.9 billion under the previous plan to ¥740.0 billion.
  34. FY2017-Q3Continued decline, but the rate of decline narrowedAnnual report

    「The balance of loans and bills discounted decreased by ¥4.8 billion from the end of the previous consolidated fiscal year to ¥867.5 billion, mainly because business loans declined despite an increase in personal loans.」

    The total balance of loans and bills discounted continued to decline from the end of the previous consolidated fiscal year, but the decrease narrowed from ¥5.1 billion in the second quarter to ¥4.8 billion. Personal loans increased, while business loans declined.
  35. FY2017-Q2Decline in Outstanding LoansAnnual report

    「The balance of loans and bills discounted decreased by ¥5.1 billion from the end of the previous consolidated fiscal year to ¥867.1 billion, mainly because business loans declined despite an increase in personal loans.」

    The balance of loans and bills discounted decreased by ¥5.1 billion from the fiscal year-end. Personal loans increased, while business loans declined.
  36. FY2016First statedAnnual report

    「Retail loan balance: ¥707.9 billion (non-consolidated)」

    Key numerical targets for fiscal 2016, the final year of the medium-term management plan.
Moved together

"Expansion of Deposit Balances" moved the same way as this thread, in the same document, in 26 of its 36 moves.

261313131313★123456
  1. ★This thread
  2. 1Expansion of Deposit Balances26×
  3. 2Stock-based compensation stock options designed to align interests with shareholders13×
  4. 3Credit Assessments and Write-Offs and Allowances under the Credit Policy13×
  5. 4Contraction in Net Fees and Commissions Due to Declining Fees Received13×
  6. 5Increase in ordinary expenses due to higher operating expenses13×
  7. 6Year-on-year decline in ordinary profit and quarterly net income attributable to owners of the parent13×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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Expansion of Retail Loan Balances | The Kita-Nippon Bank,Ltd. (8551) | Komori