Stable Profit Growth in the Insurance Business
First written in FY2016. 12 of 27 entries say "Advanced", first in FY2017-Q1. Latest entry: 2026-09-14.
Hikari Tsushin moved to the "Worse" side of this theme in 2019.
The whole theme swung hardest in 2019: 1 of 6 companies on the "Worse" side.
1 other company's latest entry also says "First stated".
- FY2026AdvancedAnnual report
「(Insurance business) During the current consolidated fiscal year, stock-based profit, which will provide a stable source of future revenue, increased as the number of customer contracts grew. Revenue was ¥31,478 million, up 16.9% from the previous consolidated fiscal year, and operating profit was ¥9,368 million, up 14.0%.」
Customer contracts and stock-based profit increased in the insurance business, and full-year revenue and operating profit exceeded the previous year's levels. - FY2026-H1AdvancedAnnual report
「(Insurance business) During the current interim consolidated accounting period, expenses related to sales activities increased as sales remained strong, while stock-based profit, which will provide a stable source of future revenue, increased as the number of customer contracts grew. Revenue was ¥16,298 million, up 25.6% year on year, and operating profit was ¥4,549 million, up 3.0%.」
In the insurance business, sales activity expenses increased, but customer contracts and stock-based profit also increased, resulting in year-on-year growth in both revenue and operating profit. - FY2025AdvancedAnnual report
「(Insurance business) During the current consolidated fiscal year, stock-based profit, which will provide a stable source of future revenue, increased as the number of customer contracts grew. Revenue was ¥26,927 million, up 12.9% from the previous consolidated fiscal year, and operating profit was ¥8,220 million, up 42.0%.」
Customer contracts and stock-based profit increased in the insurance business, the new reporting segment, and full-year operating profit increased 42.0% year on year. - FY2025-H1ReframedAnnual report
「(Insurance business) We mainly provide non-life insurance, life insurance, guarantee services and other products to small and medium-sized enterprises and individuals. During the current interim consolidated accounting period, stock-based profit, which will provide a stable source of future revenue, increased as the number of customer contracts grew. Revenue was ¥12,976 million, up 17.5% year on year, and operating profit was ¥4,415 million, up 53.8%.」
The insurance business, previously treated as part of the agency sales business, has been reclassified as one of the new reporting segments, with increases in customer contracts, stock-based profit and operating profit disclosed. - FY2023Reframing full-year results after taking the insurance agency business off balance sheetAnnual report
「During the current consolidated fiscal year, revenue was ¥122,009 million, down 17.3% from the previous consolidated fiscal year, and operating profit was ¥34,482 million, up 62.5%, as a result of taking the insurance agency business off balance sheet.」
The former explanation of stable profit growth in the insurance business has been recast in terms of the revenue mix of the agency sales business after the insurance agency business was taken off balance sheet and its full-year results. - FY2023-Q3ReframedAnnual report
「During the cumulative third quarter of the current consolidated fiscal year, revenue was ¥89,990 million, down 16.9% year on year, and operating profit was ¥30,581 million, up 95.0%, as a result of taking the insurance agency business off balance sheet.」
The former theme of stable profit growth in the insurance business has been recast in terms of the revenue mix and performance changes in the agency sales business after the insurance agency business was taken off balance sheet. - FY2023-Q2ReframedAnnual report
「During the cumulative second quarter of the current consolidated fiscal year, revenue was ¥62,724 million, down 14.5% year on year, and operating profit was ¥27,254 million, up 153.1%, as a result of taking the insurance agency business off balance sheet.」
The former theme of stable profit growth in the insurance business has been recast as a period in which part of the insurance agency business has been taken off balance sheet and the revenue mix of the agency sales business is changing. - FY2020Integration of the standalone insurance business into agency salesAnnual report
「(Agency sales business) We sell a variety of products from telecommunications carriers, insurance companies, manufacturers and other suppliers on an agency basis.」
The insurance business is no longer disclosed as a standalone segment explaining profit growth; instead, it is disclosed as part of the agency sales business, which handles products from telecommunications carriers, insurance companies and manufacturers. - FY2019WorsenedAnnual report
「As a result, revenue from the insurance business for the current consolidated fiscal year was ¥29,432 million, up 2.6% from the previous consolidated fiscal year, and operating profit was ¥5,244 million, down 7.3%.」
The expansion, coordination and customer reach of multiple sales channels continued, while operating profit in the insurance business fell 7.3% year on year. - FY2019-Q3WorsenedAnnual report
「In the insurance business, in addition to proposing various insurance services through our call centres and insurance shops, we operate a staffing business that dispatches appointment setters to companies with established customer bases, as well as an insurance agency business providing consulting services to corporate clients. We have all four sales channels—call centres, stores, web and home visits—and have worked to expand customer touchpoints while strengthening coordination among the channels. As a result, revenue from the insurance business for the cumulative third quarter of the current consolidated fiscal year was ¥21,441 million, up 5.1% year on year, and operating profit was ¥3,244 million, down 2.8%.」
The expansion, coordination and customer reach of multiple sales channels continued, while operating profit in the insurance business fell 2.8% year on year. - FY2019-Q2WorsenedAnnual report
「In the insurance business, in addition to proposing various insurance services through our call centres and insurance shops, we operate a staffing business that dispatches appointment setters to companies with established customer bases, as well as an insurance agency business providing consulting services to corporate clients. We have all four sales channels—call centres, stores, web and home visits—and have worked to expand customer touchpoints while strengthening coordination among the channels. As a result, revenue from the insurance business for the cumulative second quarter of the current consolidated fiscal year was ¥14,146 million, up 4.8% year on year, and operating profit was ¥2,022 million, down 8.5%.」
The expansion, coordination and customer reach of multiple sales channels continued, while operating profit in the insurance business fell 8.5% year on year. - FY2019-Q1WorsenedAnnual report
「In the insurance business, in addition to proposing various insurance services through our call centres and insurance shops, we operate a staffing business that dispatches appointment setters to companies with established customer bases, as well as an insurance agency business providing consulting services to corporate clients. We have all four sales channels—call centres, stores, web and home visits—and have worked to expand customer touchpoints while strengthening coordination among the channels. As a result, revenue from the insurance business for the cumulative first quarter of the current consolidated fiscal year was ¥6,797 million, down 1.8% year on year, and operating profit was ¥552 million, down 29.1%.」
The expansion, coordination and customer reach of multiple sales channels continued, while revenue from the insurance business fell 1.8% year on year and operating profit fell 29.1%. - FY2018AdvancedAnnual report
「In the insurance business, in addition to proposing various insurance services through our call centres and insurance shops, we operate a staffing business that dispatches appointment setters to companies with established customer bases, as well as an insurance agency business providing consulting services to corporate clients. We have all four sales channels—call centres, stores, web and home visits—and have worked to expand customer touchpoints while strengthening coordination among the channels. As a result, revenue from the insurance business for the current consolidated fiscal year was ¥28,682 million, down 2.4% from the previous consolidated fiscal year, and operating profit was ¥5,655 million, up 2.1%.」
The expansion, coordination and customer reach of multiple sales channels progressed throughout the year, and operating profit in the insurance business increased 2.1% year on year. - FY2018-Q3AdvancedAnnual report
「We focused on expanding our call centre, store, web and home-visit channels and strengthening coordination across our sales network, and sales remained solid. As a result, revenue from the insurance business for the cumulative third quarter of the current consolidated fiscal year was ¥20,395 million, down 6.2% year on year, and operating profit was ¥3,337 million, up 19.0%.」
The expansion of multiple sales channels and stronger coordination across the sales network continued, and operating profit in the insurance business increased 19.0% year on year. - FY2018-Q2WorsenedAnnual report
「We focused on expanding our call centre, store, web and home-visit channels and strengthening coordination across our sales network, and sales remained solid. As a result, revenue from the insurance business for the cumulative second quarter of the current consolidated fiscal year was ¥13,503 million, down 10.8% year on year, and operating profit was ¥2,209 million, down 10.9%.」
The expansion of multiple channels and stronger coordination across the sales network continued, but revenue from the insurance business fell 10.8% year on year and operating profit fell 10.9%. - FY2018-Q1AdvancedAnnual report
「We focused on expanding our call centre, store, web and home-visit channels and strengthening coordination across our sales network, and sales remained solid. As a result, revenue from the insurance business for the cumulative first quarter of the current consolidated fiscal year was ¥6,919 million, up 0.7% year on year, and operating profit was ¥779 million, up 32.8%.」
The expansion of multiple channels and stronger coordination across the sales network continued, and operating profit in the insurance business increased 32.8% year on year. - FY2017AdvancedAnnual report
「During the current consolidated fiscal year, we focused on expanding our call centre, store, web and home-visit channels and strengthening coordination across our sales network, and sales remained strong. As a result, revenue from the insurance business for the current consolidated fiscal year was ¥29,401 million, down 5.1% from the previous consolidated fiscal year, and operating profit was ¥5,539 million, up 25.8%.」
The expansion of multiple channels and stronger coordination across the sales network continued, and full-year operating profit in the insurance business increased 25.8% year on year. - FY2017-Q3WorsenedAnnual report
「Sales remained strong as we expanded and strengthened coordination among our call centre, stores, web and home-visit channels. As a result, revenue from the insurance business for the cumulative third quarter of the current consolidated fiscal year was ¥21,741 million, down 3.0% year on year, and operating profit was ¥2,805 million, down 22.6%.」
While the expansion and coordination of multiple sales channels continued, operating profit in the insurance business fell 22.6% year on year, deteriorating from the profit growth reported through the previous quarter. - FY2017-Q2AdvancedAnnual report
「Sales remained strong as we expanded and strengthened coordination among our call centre, stores, web and home-visit channels. As a result, revenue from the insurance business for the cumulative second quarter of the current consolidated fiscal year was ¥15,141 million, down 0.4% year on year, and operating profit was ¥2,480 million, up 14.7%.」
The expansion and coordination of multiple sales channels continued, and operating profit in the insurance business increased 14.7% year on year. - FY2017-Q1AdvancedAnnual report
「Sales remained strong as we expanded and strengthened coordination among our call centre, stores, web and home-visit channels. As a result, revenue from the insurance business for the cumulative first quarter of the current consolidated fiscal year was ¥6,871 million, down 3.2% year on year, and operating profit was ¥587 million, up 44.0%.」
The expansion and coordination of multiple channels continued, and first-quarter operating profit increased 44.0% year on year. - FY2016First statedAnnual report
「To achieve stable profit growth in the insurance business, we will expand our staffing business, which dispatches appointment setters to companies with established customer bases, secure new sales channels such as stores, maintain an appropriate workforce size and develop our people.」
Positions the staffing business, store and other sales channels, workforce planning and employee development as means of achieving stable growth.