Four-wheel vehicle and home appliance sales finance and card business in Vietnam
First written in FY2016. 9 of 34 entries say "Advanced", first in FY2017-Q1. Latest entry: 2026-08-06.
3 other companies' latest entry also says "Restated".
- 2026-08-06RestatedEarnings
「In Vietnam, new applications for the credit card business have been suspended and use by existing cardholders has been discontinued as part of the business-structure reforms.」
The Vietnam card business continues to suspend new applications and discontinue use by existing cardholders. - FY2026Higher vehicle volume driven by EV demand alongside the suspension of commercial vehicle and card businessesAnnual report
「In Vietnam, four-wheel vehicle transactions remained firm and transaction volume increased as demand expanded amid the government’s promotion of electric-vehicle adoption. Operating revenue declined as operating receivables contracted following the suspension of commercial-vehicle transactions to curb overdue receivables.」
In Vietnam, demand for automobiles driven by the adoption of electric vehicles was captured, while commercial-vehicle transactions were suspended to curb overdue receivables, resulting in lower operating revenue. - 2026-05-15ReframedEarnings
「In Vietnam, four-wheel vehicle transactions remained firm and transaction volume increased as demand expanded amid the government’s promotion of electric-vehicle adoption. Operating revenue declined as operating receivables contracted following the suspension of commercial-vehicle transactions to curb overdue receivables.」
Vietnam’s business captured demand for four-wheel electric vehicles, while the suspension of commercial-vehicle transactions reduced operating receivables and operating revenue. - FY2026-H1ReframedAnnual report
「In Vietnam, the automobile business performed steadily and transaction volume increased as the government promoted the adoption of electric vehicles. Operating revenue declined because the accumulation of operating receivables was insufficient after commercial-vehicle transactions were suspended to curb overdue receivables. In Vietnam’s credit card business, new applications were suspended and existing members were prevented from using their cards as part of business restructuring.」
The Vietnam business is transitioning to a structure that captures demand for automobiles driven by the adoption of electric vehicles, while suspending commercial-vehicle transactions and new card applications and preventing existing members from using their cards to curb overdue receivables and as part of business restructuring. - FY2025-H1ReframedAnnual report
「In Vietnam, motorcycle transaction volume increased through various measures while the motorcycle and automobile markets remained sluggish. However, transaction volume and operating revenue declined because automobile transactions were restrained as part of business restructuring. In Vietnam’s card business, new applications had been suspended as part of the business restructuring, resulting in fewer cardholders and lower transaction volume. Operating revenue increased as the balance of operating receivables accumulated.」
The Vietnam business is transitioning to a structure in which motorcycle initiatives are advanced while automobile transactions and new card applications are restrained or suspended as part of business restructuring. - FY2024RestatedAnnual report
「In Vietnam, sales volumes of the core motorcycle and automobile products remained sluggish due to the slowdown in the domestic economy, and transaction volume declined further as competition from other companies intensified. Operating revenue increased as the balance of operating receivables accumulated.」
In Vietnam, the pattern of declining transaction volume amid a weak market and aggressive competition from other companies, alongside higher operating revenue from the accumulation of operating receivables, has continued. - FY2024-Q3RestatedAnnual report
「In Vietnam, consumers increasingly refrained from purchasing high-priced products due to uncertainty over the outlook for the domestic economy. Sales volumes of the core motorcycle and automobile products remained sluggish, and transaction volume declined further due to aggressive competition from other companies. Operating revenue increased as the balance of operating receivables accumulated.」
In Vietnam, transaction volume continued to decline as consumers refrained from purchasing high-priced products, motorcycle and automobile sales remained sluggish, and competition from other companies intensified. Meanwhile, operating revenue increased as the balance of operating receivables accumulated. - FY2024-Q2RestatedAnnual report
「In Vietnam, transaction volume declined as the automobile and motorcycle markets remained sluggish and aggressive competition from other companies continued. Operating revenue increased as the balance of operating receivables accumulated.」
In Vietnam, the pattern of declining transaction volume amid a weak vehicle-financing market and continued aggressive competition from other companies, alongside higher operating revenue from the accumulation of operating receivables, has continued. - FY2024-Q1Weakness in Vietnam vehicle financing and increases in cards and unsecured loansAnnual report
「"In Vietnam, transaction volume declined as the automobile and motorcycle markets remained sluggish, compounded by aggressive competition from other companies. Operating revenue increased as the balance of operating receivables accumulated." "In Vietnam’s card business, the number of cardholders increased as personal consumption recovered, supported by higher credit limits and strengthened customer acquisition capabilities." "Transaction volume and operating revenue from unsecured personal loans in Vietnam increased due to stronger promotion of purpose-specific loans, in addition to a rebound from the previous year’s weak personal consumption."」
In Vietnam, vehicle financing for automobiles and motorcycles declined due to weak markets and aggressive competition from other companies, while the card business and unsecured personal loans increased. - FY2023-Q3AdvancedAnnual report
「In Vietnam’s card business, the number of cardholders increased through various measures, and efforts were also made to activate cards held by active members. As a result, transaction volume and operating revenue in the business increased.」
In Vietnam’s card business, transaction volume and operating revenue increased through various measures, growth in the number of cardholders and activation of cards held by active members. - FY2023-Q2A shift to a decline in unsecured loansAnnual report
「Transaction volume and operating revenue from unsecured personal loans in Vietnam declined due to weak personal consumption and tighter credit standards.」
While vehicle financing expanded as the motorcycle and automobile markets recovered, transaction volume and operating revenue from unsecured personal loans declined in Vietnam due to weak personal consumption and tighter credit standards. - FY2023-Q1Recovery in the Vietnam business and decline in unsecured loansAnnual report
「In Vietnam and Indonesia, motorcycle and automobile markets gradually began to recover as restrictions related to COVID-19 were eased and economic support measures were implemented. Various measures were taken and new dealer partners were developed, resulting in higher transaction volume and operating revenue. In Vietnam’s card business, personal consumption gradually recovered and card-shopping transaction volume increased. Card-cash advance transaction volume and operating revenue declined, as demand had not yet recovered fully.」
In Vietnam, the motorcycle and automobile markets and card shopping recovered, while card cash advances declined as demand had not yet recovered fully. - FY2022Recovery in Vietnam transaction volume and decline in operating revenueAnnual report
「The government shifted its policy toward living with COVID-19, substantially easing restrictions on movement. Motorcycle transaction volume entered a recovery trend and increased. Auto-loan transaction volume also increased substantially through various measures. Meanwhile, operating revenue declined due to the decrease in the balance of motorcycle operating receivables.」
Transaction volume for motorcycles and auto loans recovered as movement restrictions were eased and various measures were implemented, but operating revenue declined due to the lower balance of operating receivables. - FY2022-Q3WorsenedAnnual report
「In Vietnam, the business was significantly affected by the closure of motorcycle dealers and other developments resulting from lockdowns imposed amid the resurgence of COVID-19, causing transaction volume and operating revenue to decline.」
In Vietnam, motorcycle dealers closed due to the resurgence of COVID-19 and lockdowns, resulting in lower transaction volume and operating revenue. - FY2022-Q2MitigatedAnnual report
「In Vietnam, although the motorcycle market remained sluggish, motorcycle transaction volume turned upward through various measures and an increase in the number of partner stores. Transaction volume also increased as auto loans performed steadily. Operating revenue declined, however, as the balance of operating receivables decreased due to sluggish transaction volume from the previous year.」
While the motorcycle market remained sluggish, motorcycle transaction volume turned upward through various measures and an increase in the number of partner stores, and auto loans also performed steadily. However, operating revenue declined due to the impact of sluggish transaction volume from the previous year. - FY2022-Q1Weakness in vehicle financing in Vietnam and expansion of unsecured loansAnnual report
「In Vietnam, efforts had focused on developing new dealer partners to expand auto-loan transaction volume. However, sales at motorcycle dealers, a major industry segment, were sluggish due to the spread of COVID-19, resulting in lower transaction volume and operating revenue. Transaction volume and operating revenue from unsecured personal loans in Vietnam increased as promotions were strengthened.」
Auto-loan transaction volume and operating revenue declined as motorcycle dealers remained sluggish, while unsecured loans expanded through stronger promotions. - FY2021Motorcycle loan weakness during the pandemic and divergent performance in unsecured loans and cardsAnnual report
「In Vietnam, various measures were implemented for automobiles, consumer electronics and other products in an effort to support transaction volume. Nevertheless, the core motorcycle business was sluggish due to the impact of COVID-19, resulting in lower transaction volume. Operating revenue increased as the balance of operating receivables accumulated.」
While measures for automobiles and consumer electronics continued, transaction volume in the core motorcycle business declined. Operating revenue was maintained through the accumulation of operating receivables. - FY2021-Q3WorsenedAnnual report
「Although the impact of COVID-19 was relatively limited in Vietnam, the number of infections began rising again from late July through early September, prompting tighter social restrictions. As a result, the core motorcycle loan business was sluggish and transaction volume declined. Operating revenue increased as the balance of operating receivables accumulated.」
The transaction volume of Vietnam’s core motorcycle loan business declined again due to the renewed increase in infections and tighter social restrictions. Meanwhile, operating revenue increased as the balance of operating receivables accumulated. - FY2021-Q2Motorcycle loans and cards declined during the pandemic, while unsecured loans increased.Annual report
「In Vietnam, the core motorcycle loan business was sluggish as partner stores were temporarily closed and motorcycle factories suspended operations due to the impact of COVID-19, resulting in lower transaction volume. However, the business has been showing signs of recovery as economic activity resumed. Operating revenue increased as the balance of operating receivables accumulated.」
In Vietnam, the core motorcycle loan business declined due to store closures and motorcycle factory shutdowns, but showed signs of recovery as economic activity resumed. Operating revenue increased as the balance of operating receivables accumulated. - FY2021-Q1AdvancedAnnual report
「For unsecured loans to existing customers in Vietnam, various measures were implemented, including the development of new acquisition channels. In the credit card business, initiatives focused on profitability, including various promotions and reviews of inactive members, led to higher transaction volume and operating revenue.」
In Vietnam, new acquisition channels were developed for unsecured loans, while card promotions and reviews of inactive members were advanced, resulting in higher transaction volume and operating revenue. - FY2020AdvancedAnnual report
「In Vietnam, transaction volume expanded, mainly in the core motorcycle loan business, through the implementation of various measures, resulting in higher operating revenue.」
Transaction volume and operating revenue from motorcycle loans in Vietnam increased through various measures. - FY2020-Q3AdvancedAnnual report
「In Vietnam, transaction volume expanded, mainly in the core motorcycle loan business, through the acquisition of new partners and the implementation of various measures, resulting in higher operating revenue.」
Transaction volume and operating revenue from motorcycle loans in Vietnam increased through the acquisition of new partners and various measures. - FY2020-Q2AdvancedAnnual report
「In Vietnam, the core motorcycle loan business performed strongly as new partners were added and various initiatives were pursued, increasing volume handled and operating revenue.」
Expansion of new partners and various initiatives increased volume handled and operating revenue for motorcycle loans in Vietnam. - FY2020-Q1AdvancedAnnual report
「In Vietnam, increases in motorcycle loan dealer outlets and various initiatives increased volume handled and operating revenue.」
In Vietnam, expanding the dealer network for motorcycle loans and pursuing various initiatives increased volume handled and operating revenue. - FY2019-Q3AdvancedAnnual report
「In Vietnam, volume handled declined because of intensifying competition and other factors, but transaction volume in the core motorcycle loan business moved toward recovery in the third quarter as the company opened loan counters, implemented various initiatives and strengthened its sales structure.」
Although intensifying competition reduced volume handled, third-quarter transaction volume moved toward recovery through loan counter openings, various initiatives and a stronger sales structure. - FY2019-Q2RestatedAnnual report
「In Vietnam, the company opened new loan counters and conducted various promotions, but intensifying competition caused the core motorcycle loan business and other products to underperform, reducing volume handled.」
The company continues to report that, despite ongoing loan counter openings and promotions, intensifying competition reduced volume handled for the core motorcycle loan business and other products. - FY2019-Q1WorsenedAnnual report
「In Vietnam, the company opened new loan counters and conducted various promotions to expand the business, but intensifying competition slowed the momentum of motorcycle loans and reduced volume handled.」
Despite opening new loan counters and pursuing promotions, intensifying competition reduced the momentum of motorcycle loans and volume handled. - FY2018-Q3RestatedAnnual report
「The overseas business saw higher volume handled at its Vietnamese consolidated subsidiary, led by motorcycles, through various initiatives.」
The company continues to report higher volume handled, led by motorcycles, at its Vietnamese subsidiary as a result of various initiatives. - FY2018-Q2RestatedAnnual report
「The overseas business saw higher volume handled at its Vietnamese consolidated subsidiary, led by motorcycles, through various initiatives.」
The company continues to explain that various initiatives increased volume handled in Vietnam, led by motorcycles. - FY2018-Q1RestatedAnnual report
「The overseas business saw higher volume handled as its Vietnamese consolidated subsidiary steadily expanded its business in motorcycle loans and other products through various initiatives.」
The company continues to report progress in expanding its motorcycle loan and other business in Vietnam through various initiatives. - FY2017-Q3RestatedAnnual report
「The overseas business saw higher volume handled as its Vietnamese consolidated subsidiary expanded the sales area for motorcycle loans and strengthened its sales structure for purpose-specific loans aimed at high-quality customers.」
The company continues to expand its sales area in Vietnam and strengthen its sales structure for purpose-specific loans. - FY2017-Q2AdvancedAnnual report
「The overseas business expanded volume handled as its Vietnamese consolidated subsidiary expanded the sales area for motorcycle loans and focused on acquiring purpose-specific loans from high-quality customers.」
In Vietnam, the company expanded the sales area for motorcycle loans and worked to acquire purpose-specific loans from high-quality customers, resulting in higher volume handled. - FY2017-Q1AdvancedAnnual report
「The Vietnamese subsidiary, a consolidated subsidiary, expanded its network of dealers handling the new four-wheel vehicle and consumer electronics products, and increased volume handled by opening more motorcycle loan counters. The number of active credit card members also increased steadily.」
In Vietnam, the company expanded its dealer network for four-wheel vehicles and consumer electronics and opened more motorcycle loan counters, increasing volume handled and the number of active card members. - FY2016First statedAnnual report
「The Vietnamese subsidiary, JACCS International Vietnam Finance Co.,Ltd., launched sales finance businesses for four-wheel vehicles and consumer electronics during the fiscal year. Volume handled increased steadily, led by motorcycles. The company also launched its card business and has been establishing and expanding its customer base.」
The business is expanding beyond motorcycles into sales finance for four-wheel vehicles and consumer electronics, as well as the card business, while developing and expanding its customer base.