Expansion of Auto Loan and Individual Credit Sales Channels

「Auto loans generated lower transaction volume as their market share declined under the impact of higher interest rates, despite continued initiatives aligned with the sales strategies of importers and ongoing initiatives at major and local used-car dealers.」

「In auto loans, the company continued initiatives aligned with each importer's sales strategy and deepened business with local used-car dealers. Transaction volume increased as the market share that had declined following interest-rate hikes showed signs of recovery.」

「In auto loans, the company implemented initiatives aligned with each importer's sales strategy, but transaction volume decreased due to sluggish new-vehicle sales and the impact of a major used-car dealer that suspended acceptance of new applications in August 2023.」

「In auto loans, the recovery in new-vehicle sales following the resolution of the semiconductor shortage allowed the company to implement effective financing initiatives aligned with each importer's sales strategy, and performance remained solid. Although transaction volume at major used-car dealers fell substantially, transaction volume and operating revenue increased as the company strengthened initiatives for local used-car dealers.」

「In auto loans, although transaction volume at major used-car dealers fell substantially, performance remained solid as the company strengthened its efforts with local used-car dealers and actively implemented initiatives. Transaction volume and operating revenue also increased as the company continued implementing initiatives aligned with each importer's sales strategy.」

「In auto loans, although transaction volume at large used-car dealers remained sluggish, transaction volume increased through initiatives for local used-car dealers and the imported-vehicle market, where supply delays had eased. Operating revenue increased due to the reversal of the deferred installment-profit balance.」

「In auto loans, transaction volume for imported vehicles increased as delays in new-vehicle supply began to ease. Transaction volume and operating revenue also increased through various initiatives at major and local used-car dealers.」

「In auto loans, longer new-vehicle delivery times due to the semiconductor shortage increased demand for used vehicles, expanding transaction volume in the used-car market. As supply constraints on new vehicles gradually eased, transaction volume in the imported-vehicle market also expanded through financing initiatives aligned with each importer's sales strategy.」

「In auto loans, although the company was affected by delays in new-vehicle deliveries due to the semiconductor shortage, it increased transaction volume and operating revenue by deepening business with major used-car dealers and local dealers as used-car demand strengthened. In the imported-vehicle market, it continued implementing financing initiatives aligned with each importer's sales strategy and sought to increase transaction volume.」

「In auto loans, the company was affected by sluggish new-vehicle sales due to the global semiconductor shortage. Amid stronger demand for used vehicles, major used-car dealers actively expanded their store networks, and the company increased transaction volume and operating revenue by strengthening relationships with used-car dealers and implementing various initiatives. At imported-vehicle dealers, it also sought to boost transaction volume by implementing financing initiatives aligned with each importer's sales strategy.」

「In auto loans, the company was affected by sluggish new-vehicle sales resulting from the global semiconductor shortage. However, transaction volume and operating revenue increased as used-car demand rose and the company implemented various initiatives focused mainly on major and local used-car dealers.」

「In auto loans, transaction volume for domestic and imported vehicles was affected more than expected by delays in new-vehicle deliveries caused by the global semiconductor shortage. However, transaction volume and operating revenue increased through various initiatives focused mainly on major used-car dealers.」

「In auto loans, transaction volume in the domestic- and imported-vehicle markets struggled more than expected due to delays in new-vehicle deliveries caused by the global semiconductor shortage. However, transaction volume and operating revenue increased through various initiatives focused on nationwide major used-car dealers and local used-car dealers.」

「In auto loans, transaction volume increased as initiatives aligned with each importer's sales strategy and various initiatives at used-car dealers proved effective.」

「In auto loans, as imported-vehicle sales began to recover, the company sought to increase transaction volume by securing dealers through effective initiatives aligned with each importer's sales strategy. In addition, delays in new-vehicle deliveries caused by a shortage of automotive semiconductors temporarily increased demand for used vehicles, and the company sought to boost transaction volume, mainly among nationwide major used-car dealers and local used-car dealers.」

「In auto loans, transaction volume and operating revenue increased as the imported-vehicle market began a gradual recovery and the company implemented various initiatives in the used-car market.」

「In auto loans, the company implemented various initiatives, but transaction volume in the imported-vehicle market decreased, substantially affected by the decline in new-vehicle production and sales. Meanwhile, transaction volume in the used-car market increased as the spread of COVID-19 strengthened the tendency to avoid public transportation. However, total transaction volume decreased due to weak private consumption and the impact of front-loaded demand before the previous year's consumption tax increase. Operating revenue increased, supported by the deferred installment-profit balance.」

「In auto loans, the company sought to boost transaction volume by implementing various initiatives for partners in the imported-vehicle market and for large and local used-car dealers. However, transaction volume decreased due to dealer closures and a decline in consumption resulting from requests to refrain from going out amid the spread of COVID-19. Operating revenue increased, supported by the deferred installment-profit balance.」

「Although growth in auto-loan transaction volume slowed due to the consumption tax increase, the company strengthened various initiatives and deepened cooperation with partners in the imported-vehicle market. In the used-car market, it helped boost transaction volume by strengthening relationships with large used-car dealers and deepening business with local dealers.」

「In auto loans, transaction volume and operating revenue increased as the company provided high-quality services and implemented various initiatives for partners in the imported-vehicle market, while implementing various initiatives for large and local used-car dealers and strengthening relationships in the used-car market.」

「In the imported-vehicle market, the company continued to provide high-quality services to partners and implement various measures. In the used-car market, it sought to increase transaction volume by strengthening relationships with major used-car dealers and developing new relationships with local dealers. As a result, transaction volume and operating revenue increased.」

「In the imported-vehicle market, auto-loan transaction volume and operating revenue increased as the company continued to provide high-quality services to partners and implement various measures. In the used-car market, transaction volume increased as the company strengthened relationships with major used-car dealers and actively implemented various measures.」

「Auto-loan business remained strong in the imported-vehicle market as relationships with partners were strengthened. Transaction volume also increased in the used-car market through various measures, particularly at new and inactive dealers.」

「In auto loans, the company strengthened its partnerships in the imported-vehicle market and worked to further expand business. It also increased transaction volume by continuing to implement measures for used-car dealers.」

「Auto-loan transaction volume increased as the company strengthened relationships with imported-vehicle dealers and used-car dealers and implemented various measures, despite sluggish business at some domestic dealers.」

「Auto-loan business remained firm as the company implemented various measures at used-car dealers, including new and inactive dealers. It also continued to strengthen captive-finance initiatives for imported vehicles, resulting in higher transaction volume.」

「In auto loans, transaction volume for imported and used vehicles increased as the company strengthened its captive-finance initiatives and implemented various measures, despite sluggish business in domestic new vehicles.」

「In auto loans, transaction volume for imported vehicles and used-car dealers increased as the company strengthened its captive-finance initiatives and implemented various measures, despite sluggish business in domestic new vehicles.」

「In auto loans, including auto-loan guarantees, transaction volume remained firm as higher volumes for used and imported vehicles offset a slight decline in domestic new vehicles.」

「In auto loans, including auto-loan guarantees, transaction volume for domestic vehicles remained firm because the company implemented measures and deepened relationships across sales channels, particularly used-car dealers, despite sluggish business at some domestic new-car dealerships.」