Expansion of Personal-Loan Guarantees with Financial Institutions

「Bank personal-loan guarantees generated higher transaction volume and operating revenue as renovation loans, in addition to auto loans, remained firm.」

「Bank personal-loan guarantees benefited from firm business at MUFG Bank and regional banks, among others, as well as measures to improve loan execution rates, resulting in higher transaction volume and operating revenue.」

「Bank personal-loan guarantees benefited from firm business at MUFG Bank and regional banks, among others, as well as measures to improve loan execution rates, resulting in higher transaction volume and operating revenue.」

「Bank personal loan guarantees saw increases in volume handled and operating revenue as interest-rate initiatives for auto loans at MUFG Bank, Ltd. proved effective.」

「Bank personal loan guarantees saw increases in volume handled and operating revenue as auto loans and education loans drove growth at partner financial institutions centered on MUFG Bank, Ltd.」

「Bank personal loan guarantees saw increases in volume handled and operating revenue as auto loans and education loans remained steady at partner financial institutions, including MUFG Bank, Ltd.」

「Bank personal loan guarantees saw increases in volume handled and operating revenue as auto loans performed strongly at partner financial institutions, including MUFG Bank, Ltd., following the recovery in new-car sales that had stalled because of the semiconductor shortage.」

「Bank personal loan guarantees saw increases in volume handled and operating revenue as auto loans performed strongly at partner financial institutions, including MUFG Bank, Ltd., following the recovery in new-car sales that had stalled because of the semiconductor shortage.」

「Bank personal loan guarantees saw higher volume handled as initiatives aligned with market needs were implemented for the core auto loan business. However, operating revenue was flat, affected by lower average guarantee fees resulting from declines in guaranteed balances for high-guarantee-rate products and fewer subrogation payments.」

「Mortgage guarantee services for investment condominiums saw increases in volume handled and operating revenue as sales volumes at partner companies remained steady and our market share gradually recovered. Bank personal loan guarantees saw increases in volume handled and operating revenue as the core auto loan business recovered from the sluggishness caused by delays in new-car delivery.」

「Mortgage guarantee services for investment condominiums saw lower volume handled as our market share declined amid intensifying competition, despite steady sales volumes at partner companies. Operating revenue increased as guaranteed balances accumulated. Bank personal loan guarantees saw a turnaround in volume handled as the auto loan business, which had been sluggish because of delays in new-car delivery caused by the semiconductor shortage, gradually recovered. Operating revenue declined because balances of high-profitability guarantee products decreased.」

「Mortgage guarantee services for investment condominiums saw lower volume handled as our market share declined amid intensifying competition, despite steady sales volumes at partner companies. Operating revenue increased as guaranteed balances accumulated. Bank personal loan guarantees saw declines in volume handled and operating revenue as the core auto loan business remained sluggish amid continuing delays in new-car delivery caused by the semiconductor shortage, despite initiatives aligned with financial institutions' needs.」

「Mortgage guarantee services for investment condominiums saw lower volume handled as our market share declined amid intensifying competition, despite steady sales volumes at partner companies. Operating revenue increased as guaranteed balances accumulated. Bank personal loan guarantees saw declines in volume handled and operating revenue as use of the core auto loan product remained sluggish because the semiconductor shortage caused delays in new-car delivery, despite efforts to stimulate use of purpose-specific loans.」

「Mortgage guarantee services for investment condominiums saw lower volume handled as our market share declined amid intensifying competition, despite steady sales volumes at partner companies. Operating revenue increased as guaranteed balances accumulated. Bank personal loan guarantees saw declines in volume handled and operating revenue as the core auto loan business was affected by delays in new-car delivery caused by the semiconductor shortage.」

「Mortgage guarantee services for investment condominiums saw increases in volume handled and operating revenue as the number of units sold by partner companies moved toward recovery and various initiatives, together with efficient and detailed sales activities, continued. Bank personal loan guarantees saw higher volume handled as auto loans and other products, including those offered through MUFG Bank, Ltd., gained momentum.」

「Bank personal loan guarantees recovered, mainly through the core auto loan business, and volume handled increased, but operating revenue declined because high-profitability guaranteed balances decreased.」

「Bank personal loan guarantees saw higher volume handled, mainly for the core auto loan business, but operating revenue declined because high-profitability guaranteed balances decreased.」

「Mortgage guarantee services for investment condominiums saw increases in volume handled and operating revenue as our market share expanded, reflecting deeper relationships with partner companies and the success of our product differentiation strategy. Bank personal loan guarantees saw higher volume handled, mainly for the core auto loan business, as the cooling in personal consumption gradually eased. Operating revenue declined as guaranteed balances decreased amid weaker demand for funds and a growing preference for early repayment of borrowings, including free loans.」

「Housing-loan guarantee transaction volume and operating revenue for investment condominiums increased as the company expanded its share by maintaining sales and underwriting operations with infection-prevention measures during the COVID-19 pandemic and implementing various initiatives, despite partners' unit deliveries falling below the previous year. Bank personal-loan guarantee transaction volume decreased due to weak private consumption caused by COVID-19. Operating revenue increased as revenue generated from the credit-guarantee balances transferred from JCB contributed.」

「Housing-loan guarantee transaction volume and operating revenue for investment condominiums increased as the company expanded its share by maintaining sales and underwriting operations with infection-prevention measures during the COVID-19 pandemic, despite partners' unit deliveries falling substantially short of the previous year. Bank personal-loan guarantee transaction volume decreased due to weak private consumption caused by COVID-19. Operating revenue increased as revenue generated from the credit-guarantee balances transferred from JCB contributed.」

「Transaction volume and operating revenue for housing-loan guarantees for investment condominiums increased through efforts to secure partners with new products and stronger promotion to new partners. Bank personal-loan guarantee transaction volume decreased due to weaker private consumption amid the spread of COVID-19, but operating revenue increased as guarantee balances grew at major partners.」

「The company continued campaigns for Mitsubishi UFJ Bank's flagship web-based product, the auto loan, and product proposals tailored to the needs of individual regional banks. The effect of the transfer of JCB's credit-guarantee business also contributed, increasing transaction volume and operating revenue.」

「Bank personal-loan guarantee transaction volume and operating revenue increased due to campaigns for Mitsubishi UFJ Bank's flagship web-based product, the auto loan, product proposals tailored to the needs of individual regional banks, and the effect of the transfer of JCB's credit-guarantee business.」

「The company split under the agreement was completed on 24 September of the same year.」

「Under its three-year medium-term management plan, RAISE 2020, the company has identified sustainable growth in its domestic business as one of its key policies. Bank personal-loan guarantees, the subject of this company split, are a core product of the company's finance business. The company determined that the split would further strengthen its bank personal-loan guarantees and expand the earnings base of the group as a whole over the long term.」

「Housing-loan guarantees for investment condominiums increased in transaction volume as the company strengthened sales to new partners and worked to build trusted relationships. It also released new products, including housing loans with group credit life insurance covering cancer, tailored to consumer needs, and is working toward further expansion. Bank personal-loan guarantee transaction volume increased, particularly for certificate loans, as the company promoted Mitsubishi UFJ Bank's web-application loans and proposed products suited to the needs of regional banks and other institutions. However, total credit-guarantee transaction volume decreased as some products shifted to individual credit purchase intermediation.」

「Bank personal-loan guarantee transaction volume increased as the company strengthened promotion of Mitsubishi UFJ Bank's web-application loans and actively approached regional banks and other institutions. However, total credit-guarantee transaction volume decreased as some products shifted to individual credit purchase intermediation.」

「Bank personal-loan guarantee transaction volume increased as the company promoted Mitsubishi UFJ Bank's web-application loans and actively proposed products suited to the needs of regional banks and other institutions, expanding its new banking partners. However, total credit-guarantee transaction volume decreased as some products shifted to individual credit purchase intermediation.」

「Bank personal-loan guarantee transaction volume decreased as major regional banks increasingly brought guarantee operations in-house to secure earnings, restraining business with the company. However, guarantee balances and operating revenue increased as the company actively promoted campaigns centered on Mitsubishi Tokyo UFJ Bank's web applications and proposed products suited to customer needs. Housing-loan guarantee transaction volume for investment condominiums increased as the company developed new partners and sought to expand its share at existing partners.」

「Bank personal-loan guarantee transaction volume decreased as major regional banks increasingly brought guarantee operations in-house to secure earnings under negative interest rates and other factors, restraining business with the company. However, guarantee balances built up steadily, increasing operating revenue. Housing-loan guarantee transaction volume for investment condominiums increased as the company strengthened sales, expanded new partnerships, and sought to increase its share at existing partners.」

「Bank personal-loan guarantees decreased year on year, mainly because major regional banks increasingly brought guarantee operations in-house to secure earnings under negative interest rates and other factors, shifting business to guarantee companies within their groups. Housing-loan guarantees for investment condominiums increased as the company strengthened sales and sought to expand its market share while partners' unit deliveries remained strong.」

「Bank personal-loan guarantees expanded steadily as products offered to partners were expanded. The expansion of Mitsubishi Tokyo UFJ Bank's web-based products increased transaction volume for certificate loans and card loans.」

「Bank personal-loan guarantees expanded steadily as products offered to partners were expanded. The expansion of Mitsubishi Tokyo UFJ Bank's web-based products increased transaction volume for certificate loans and card loans. Housing-loan guarantee transaction volume increased as the company strengthened its sales efforts while sales of investment condominiums remained strong.」

「Bank personal-loan guarantees performed steadily as partner institutions and the product lineup expanded, beginning with certificate loans. Transaction volume also increased for housing-loan guarantees for investment condominiums.」

「For personal-loan guarantees for banks, transactions with Mitsubishi Tokyo UFJ Bank's web-based products and regional banks expanded, and transaction volume for certificate loans, card loans and other products substantially exceeded the previous year.」