Diversification of housing-related products in response to sluggish solar loan performance
First written in FY2018-Q3. 17 of 26 entries say "Advanced", first in FY2018. Latest entry: 2026-09-15.
No other company in this theme has enough history to compare yet.
- FY2026AdvancedAnnual report
「Housing-related products performed steadily, with home renovation business expanding against the backdrop of a stronger sales structure and higher transaction prices resulting from rising material prices and labor costs. Industrial solar also grew as demand increased for secondary solar power, resulting in higher transaction volume and operating revenue.」
Diversification of housing-related products increased transaction volume and operating revenue by capturing demand for home renovation, secondary solar and industrial solar. - 2026-05-15AdvancedEarnings
「Housing-related products remained firm, including growth in industrial solar power generation driven by increased demand for secondary solar projects, resulting in higher transaction volume and operating revenue.」
For housing-related products, demand for secondary solar projects and growth in industrial solar contributed to higher transaction volume and operating revenue. - FY2026-H1AdvancedAnnual report
「Shopping credit saw steady performance in housing-related products, while credit applications for home renovation expanded as the sales structure was strengthened and demand grew in line with government and local authority support programs. Industrial solar also performed steadily, helped by growing interest in the secondary solar power market.」
Diversification of housing-related products is progressing toward capturing demand through a stronger home renovation sales structure and support programs, as well as the secondary solar power market and industrial solar. - FY2025RaisedAnnual report
「Through growth investments, including M&A, we will seek to expand revenue in Japan from decarbonization-related products in the credit business, such as solar power generation systems, storage batteries and electric vehicles, as well as rent guarantees for rental housing and guarantees for individual bank loans.」
The diversification of housing-related products has expanded beyond solar power and storage batteries to decarbonization-related products such as electric vehicles, linked to growth investments including M&A. - FY2025-H1AdvancedAnnual report
「Against growing interest in the secondary solar power market, residential solar performed steadily as strategies were rolled out in line with demand. In home renovation, application prices rose in response to higher material prices and other costs, while transaction volume increased as initiatives were implemented to meet the needs of affiliated merchants and customers.」
Residential solar performed steadily in response to demand for the secondary solar power market, while transaction volume in home renovation increased through initiatives addressing customer needs. - FY2024AdvancedAnnual report
「In housing-related products, initiatives were rolled out as delays in component supplies eased, resulting in steady performance in residential solar and home renovation.」
As delays in component supplies eased, initiatives for residential solar and home renovation were rolled out, and housing-related products performed steadily. - FY2024-Q2AdvancedAnnual report
「In housing-related products, initiatives were rolled out as delays in component supplies eased, resulting in steady performance in residential solar and home renovation.」
As delays in component supplies eased, initiatives for residential solar and home renovation were rolled out, and housing-related products performed steadily. - FY2024-Q1AdvancedAnnual report
「Shopping credit saw an increase in luxury watch purchases as consumer sentiment recovered. In addition, use of medical loans expanded as initiatives were rolled out, increasing transaction volume. In housing-related products, which had been affected by component shortages through the previous year, renovation loans performed steadily as supply delays improved.」
Luxury watches, medical loans and renovation loans grew, while recovery also progressed in housing-related products that had been affected by component shortages. - FY2023AdvancedAnnual report
「The easing of component shortages also contributed to the expansion of transaction volume for housing-related products.」
The easing of component shortages expanded transaction volume for housing-related products and advanced the strengthening of the earnings base through diversification of housing-related products. - FY2023-Q3AdvancedAnnual report
「Transaction volume also increased by capturing demand for housing-related products such as renovation loans.」
Transaction volume increased by capturing demand for renovation loans and other housing-related products that complemented fluctuations in solar loans and other products. - FY2022-Q3Slower growth in housing-related products due to supply chain disruptionsAnnual report
「Shopping credit saw slower business in housing-related products, its main segment, due to shortages of components and other effects of supply chain disruptions. However, luxury watch business showed signs of recovery, while medical, pet-related and computer-related products performed steadily, resulting in increases in transaction volume and operating revenue.」
Housing-related products slowed because of component shortages, while luxury watches, medical, pet-related and computer-related products performed steadily, resulting in higher overall transaction volume and operating revenue. - FY2022-Q2RestatedAnnual report
「Shopping credit saw steady performance in housing-related products and luxury watches, its main business segments. Transaction volume for pet-related products and the medical field also increased as the new lifestyle took hold.」
Housing-related products and luxury watches performed steadily, while transaction volume for pet-related products and the medical field also increased against the backdrop of the new lifestyle. - FY2022-Q1RestatedAnnual report
「Shopping credit saw steady transaction volume for housing-related products, motorcycles and luxury watches, while transaction volume for pet-related products and the medical field increased against the backdrop of stay-at-home demand.」
Transaction volume increased for housing-related products, motorcycles and luxury watches, as well as pet-related products and the medical field, benefiting from stay-at-home demand. - FY2021AdvancedAnnual report
「Housing-related products, the main business segment, performed steadily, and efforts were also focused on the medical field. Transaction volume for pet-related products and other items expanded against the backdrop of stay-at-home demand. As a result, transaction volume and operating revenue increased.」
The business expanded its scope beyond housing-related products to the medical field and pet-related products benefiting from stay-at-home demand, driving increases in transaction volume and operating revenue. - FY2021-Q3A mix of increases in housing- and computer-related products and weakness in other industriesAnnual report
「Shopping credit saw steady performance in housing-related products, its main business segment, while computers and other peripherals also performed well as lifestyles changed due to the impact of COVID-19, resulting in higher transaction volume. However, operating revenue declined because of weakness in other major business segments amid sluggish personal consumption.」
Transaction volume for housing-related products and computers and peripherals increased, while shopping credit operating revenue declined because of weakness in other major business segments. - FY2021-Q2A mix of increases in housing- and computer-related products and weak consumer spendingAnnual report
「Shopping credit saw steady performance in housing-related products, its main business segment. Transaction volume for computers and other peripherals also increased as teleworking expanded due to the COVID-19 pandemic. However, transaction volume and operating revenue declined amid weak personal consumption caused by requests to refrain from going out and other factors.」
Transaction volume for housing-related products and teleworking-related computers and peripherals increased, while total shopping credit transaction volume and operating revenue declined amid weak personal consumption caused by requests to refrain from going out and other factors. - FY2021-Q1AdvancedAnnual report
「Shopping credit saw transaction volume and operating revenue decrease. Although transaction volume increased for housing-related products and computer-related products, luxury watches and precious metals, consumer electronics and other categories were affected by weaker consumer spending resulting from the COVID-19 pandemic.」
Transaction volume for housing-related products and computer-related products increased, while luxury watches, precious metals, home appliances and other products declined as the infection dampened consumer spending. - FY2020AdvancedAnnual report
「Despite the impact of the consumption tax increase from October 2019, shopping credit saw transaction volume and operating revenue increase as its core sectors, including motorcycles, consumer electronics and housing-related products, performed steadily.」
Despite the impact of the consumption tax increase, motorcycles, consumer electronics and housing-related products performed steadily, increasing transaction volume and operating revenue. - FY2020-Q3RestatedAnnual report
「Shopping credit saw transaction volume and operating revenue increase as transactions in housing-related products expanded, in addition to steady performance in its core sectors of motorcycles and consumer electronics.」
The report continues to describe the theme of offsetting weakness in solar loans and other products through expanded transactions in housing-related products. - FY2020-Q2AdvancedAnnual report
「Shopping credit saw transaction volume and operating revenue increase as its core sectors, including motorcycles and luxury watches, performed steadily and transactions in housing-related products such as solar loans and renovation loans expanded.」
Transactions in housing-related products such as solar loans and renovation loans expanded, increasing transaction volume and operating revenue. - FY2019-Q2RestatedAnnual report
「Shopping credit transaction volume increased as major sectors such as motorcycles and luxury watches performed steadily and housing-related products gained momentum.」
The report continues to describe the theme of developing housing-related products as a complementary offering in response to weak solar-loan performance, alongside continued growth in housing-related product transactions. - FY2019-Q1AdvancedAnnual report
「Transaction volume for housing-related products increased as key focus areas, including homebuilders and industrial solar, performed steadily.」
In response to the traditional weakness in solar loans, the company focused on homebuilders and industrial solar, increasing transaction volume for housing-related products. - FY2018AdvancedAnnual report
「Housing-related products saw solar-loan transactions continue to decline due to the impact of the review of the feed-in tariff scheme for solar power generation, but transaction volume increased as other housing-related products, particularly renovation loans, offset the decline.」
The report states that the decline in solar loans was offset by housing-related products such as renovation loans, increasing transaction volume for housing-related products. - FY2018-Q3First statedAnnual report
「Housing-related products saw transaction volume increase as other products offset continued weakness in solar-loan transactions resulting from the review of the feed-in tariff scheme for solar power generation.」
The report describes for the first time specific policies and measures to supplement weak solar-loan performance with other housing-related products following the review of the feed-in tariff scheme.