Maximizing Synergies with the MUFG Group
First written in FY2016. 10 of 18 entries say "Restated". Latest entry: 2026-08-06.
The whole theme swung hardest in 2021: 2 of 16 companies on the "Worse" side.
8 other companies' latest entry also says "Restated".
- 2026-08-06RestatedEarnings
「① Accelerating the growth strategy through collaboration with the MUFG Group and M&A」
Expanding collaboration with the MUFG Group remains a key strategy under Do next!. - FY2026AdvancedAnnual report
「We are accelerating initiatives to participate in “Emutto,” a digital financial service promoted by the MUFG Group. Specifically, through participation in the common data platform being built by the MUFG Group, we will use customer data from Group companies to enhance marketing. We will also use “Emutto Points,” the common points program across the MUFG Group, to promote cross-selling, expand customer touchpoints and strengthen competitiveness, thereby strengthening our earnings base.」
Cooperation with MUFG has progressed from the conventional capital and business alliance and collaboration policy to concrete joint initiatives using a common data platform, customer data, common points and cross-selling. - FY2026-H1AdvancedAnnual report
「At a meeting of the Board of Directors held on 14 March 2025, we entered into a capital and business alliance agreement with Mitsubishi UFJ Bank, Ltd., and on 12 September of the same year, payment for the issuance of new shares through a third-party allotment to Mitsubishi UFJ Bank was completed.」
Cooperation with the MUFG Group progressed from the conventional collaboration policy to completion of payment under the capital and business alliance, moving into the concrete execution stage of expanding the relationship. - FY2025AdvancedAnnual report
「At a meeting of the Board of Directors held on 14 March 2025, we decided to enter into a new capital and business alliance agreement with Mitsubishi UFJ Bank, Ltd. and conduct a third-party allotment capital increase with Mitsubishi UFJ Bank as the planned allottee.」
The relationship progressed from conventional collaboration and efforts to strengthen cooperation to concrete initiatives with Mitsubishi UFJ Bank, including a capital and business alliance agreement, a third-party allotment capital increase, BaaS, reciprocal customer referrals and M&A. - FY2024AdvancedAnnual report
「We will advance initiatives aimed at creating synergies through collaboration in domestic and overseas operations with our strategic partner Mitsubishi UFJ Financial Group.」
Regarding cooperation with MUFG, specifies the creation of synergies through collaboration in domestic and overseas operations, in addition to conventional digital collaboration and other initiatives. - FY2023RestatedAnnual report
「We will expand synergies by creating collaborative businesses originating from digital initiatives with our strategic partner Mitsubishi UFJ Financial Group, and further strengthen our business and financial bases through closer cooperation.」
Continues the policy of creating collaborative businesses originating from digital initiatives with MUFG and strengthening the business and financial bases. - FY2022AdvancedAnnual report
「We will expand synergies by creating collaborative businesses originating from digital initiatives with our strategic partner Mitsubishi UFJ Financial Group, and further strengthen our business and financial bases through closer cooperation.」
Regarding synergies with MUFG, the focus has evolved from conventional efforts to strengthen cooperation to the creation of collaborative businesses originating from digital initiatives and the strengthening of the business and financial bases. - FY2021AdvancedAnnual report
「We will further strengthen our management base, including earnings and financial strength, by strengthening cooperation with Mitsubishi UFJ Financial Group, Inc.」
Specifies the concrete targets of strengthening cooperation with MUFG, namely strengthening the management base, including earnings and financial strength. - FY2018-Q3RestatedAnnual report
「Steadily executing a management strategy focused on “Group synergies,” “innovation” and “CSR,” including further expansion into ASEAN member countries, enhancement of comprehensive payment services, continued cost structure reform and strategic IT investment」
Continues to position Group synergies as a key policy for the final year of ACT-Σ. - FY2018-Q2RestatedAnnual report
「We are steadily executing a management strategy focused on “Group synergies,” “innovation” and “CSR,” including further expansion into ASEAN member countries, enhancement of comprehensive payment services, continued cost structure reform and strategic IT investment, with the aim of realizing the medium-term management plan vision of “Japan's leading advanced consumer finance company.”」
Continues to position Group synergies as a key policy for the second half of the final year of ACT-Σ. - FY2018-Q1RestatedAnnual report
「We will steadily execute a management strategy focused on “Group synergies,” “innovation” and “CSR,” including further expansion into ASEAN member countries, enhancement of multi-payment services, continued cost structure reform and strategic IT investment, with the aim of realizing the medium-term plan vision of “Japan's leading advanced consumer finance company.”」
Continues to position Group synergies as a key policy for the final year of ACT-Σ. - FY2017-Q3RestatedAnnual report
「To realize the medium-term plan vision of “Japan's leading advanced consumer finance company,” we are executing a management strategy focused on “Group synergies,” “innovation” and “CSR.”」
Continues to position Group synergies as a key policy for ACT-Σ. - FY2017-Q2RestatedAnnual report
「To realize the medium-term plan vision of “Japan's leading advanced consumer finance company,” we are executing a management strategy focused on “Group synergies,” “innovation” and “CSR,” while pursuing cost structure reform to make strategic use of management resources.」
Reiterates Group synergies as a key policy for ACT-Σ. - FY2017-Q1RestatedAnnual report
「Through the execution of a management strategy focused on “Group synergies,” “innovation” and “CSR,” we aim to realize our medium- to long-term vision of becoming “Japan's leading advanced consumer finance company.”」
Reiterates Group synergies as a key policy for ACT-Σ. - FY2016First statedAnnual report
「• Maximizing synergies as a MUFG Group company」
Positioned as a concrete measure to expand ACT-Σ's earnings base.