Risk of Decline in Capital Adequacy Ratio
First written in FY2016. 11 of 29 entries say "Restated". Latest entry: FY2026.
The Kita-Nippon Bank moved to the "Worse" side of this theme in 2018, the same year as the typical company in this theme.
The whole theme swung hardest in 2017: 9 of 38 companies on the "Worse" side.
23 other companies' latest entry also says "Mitigated".
- FY2026MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 9.89 Capital adequacy ratio (domestic standard) 9.57」
At the end of March 2026, the consolidated capital adequacy ratio was 9.89% and the non-consolidated capital adequacy ratio was 9.57%, up from 8.93% and 8.66%, respectively, at the end of the previous fiscal year. - 2026-05-13MitigatedEarnings
「[Standalone] Equity ratio 9.57%」
The standalone equity ratio was 9.57%, exceeding the target level of at least 9.5%. - FY2026-H1MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 10.20 Non-consolidated capital adequacy ratio (domestic standard) 9.89」
At the end of September 2025, the consolidated capital adequacy ratio was 10.20% and the non-consolidated capital adequacy ratio was 9.89%, up from 8.93% and 8.66%, respectively, at the end of the previous fiscal year. - FY2025MitigatedAnnual report
「Consolidated capital adequacy ratio (domestic standard) 10.05 Non-consolidated capital adequacy ratio (domestic standard) 9.75」
At the end of March 2025, the consolidated capital adequacy ratio was 10.05% and the non-consolidated capital adequacy ratio was 9.75%, up from 8.93% and 8.66%, respectively, at the end of the previous fiscal year. - FY2025-H1MitigatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 9.09 2. Amount of consolidated capital 726 3. Amount of risk-weighted assets 7,990 1. Capital adequacy ratio (2/3) 8.82」
At the end of September 2024, the consolidated capital adequacy ratio was 9.09% and the non-consolidated capital adequacy ratio was 8.82%, up from 8.93% and 8.66%, respectively, at the end of the previous fiscal year. - FY2024MitigatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 8.93 1. Capital adequacy ratio (2/3) 8.66」
At the end of March 2024, the consolidated capital adequacy ratio was 8.93% and the non-consolidated capital adequacy ratio was 8.66%, up from 8.90% and 8.63%, respectively, at the end of the immediately preceding fiscal year. - FY2024-Q3RestatedAnnual report
「During the nine months ended 31 December, there were no material changes in the occurrence of major risks that management recognizes could materially affect the financial position, operating results or cash flows of the consolidated companies, among the matters concerning the business and financial conditions described in the quarterly securities report, or in the business and other risks of the Bank Group described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2024-Q2RestatedAnnual report
「During the six months ended 30 September, there were no material changes in the occurrence of major risks that management recognizes could materially affect the financial position, operating results or cash flows of the consolidated companies, among the matters concerning the business and financial conditions described in the quarterly securities report, or in the business and other risks of the Bank Group described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2024-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes in the occurrence of major risks that management recognizes could materially affect the financial position, operating results or cash flows of the consolidated companies, among the matters concerning the business and financial conditions described in the quarterly securities report, or in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2023-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes in the occurrence of major risks that management recognizes could materially affect the financial position, operating results or cash flows of the consolidated companies, among the matters concerning the business and financial conditions described in the quarterly securities report, or in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2022WorsenedAnnual report
「31 March 2022 1. Consolidated capital adequacy ratio (2/3) 8.90」
The consolidated capital adequacy ratio declined from 9.17% at the end of the previous fiscal year to 8.90%. The non-consolidated capital adequacy ratio was 8.63%, and the figures related to the risk of a decline in the ratio were updated. - FY2022-Q2WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 9.11 1. Capital adequacy ratio (2/3) 8.84」
The consolidated capital adequacy ratio was 9.11% as of 30 September 2021, down from 9.17% at the end of March 2021. The non-consolidated capital adequacy ratio was 8.84%. - FY2021Updated Equity RatioAnnual report
「Consolidated capital adequacy ratio (domestic standard) 31 March 2021 1. Consolidated capital adequacy ratio (2/3) 9.17」
The consolidated capital adequacy ratio was 9.17% at the end of March 2021. The possibility of a decline if various risks materialise continues to be disclosed. - FY2021-Q2Updated Equity RatioAnnual report
「Consolidated capital ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2020 1. Consolidated capital ratio (2/3) 9.15 Standalone capital ratio (domestic standards) (Unit: ¥100 million, %) 30 September 2020 1. Capital ratio (2/3) 8.88」
The capital adequacy ratios were 9.15% on a consolidated basis and 8.88% on a non-consolidated basis. Compared with 9.16% and 8.87%, respectively, at the end of the previous fiscal year, the consolidated ratio declined slightly and the non-consolidated ratio rose slightly. - FY2020WorsenedAnnual report
「Non-consolidated capital adequacy ratio (domestic standard) 1. Capital adequacy ratio (2/3) 8.87」
The non-consolidated capital adequacy ratio was 8.87% at the end of fiscal 2019, below the previous plan's target of "the mid-10% range." The consolidated capital adequacy ratio was 9.16%. - FY2020-Q2WorsenedAnnual report
「Consolidated capital ratio (domestic standards) 9.55」
The consolidated capital adequacy ratio declined from 9.59% at the end of March 2019 to 9.55%. Although it remained above the domestic standard, the figures related to the risk of a decline in the capital adequacy ratio were updated. - FY2020-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2019WorsenedAnnual report
「The Bank Group's consolidated capital adequacy ratio as of the end of March 2019 was 9.59%, remaining well above the domestic standard. However, the ratio could decline if the various business and other risks described in this section materialise.」
The consolidated capital adequacy ratio declined from 10.43% at the end of the previous fiscal year to 9.59%. It is also stated, however, that the ratio remained well above the domestic standard. - FY2019-Q3RestatedAnnual report
「During the nine months ended 31 December, there were no material changes in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
Summarises that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2019-Q2WorsenedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 10.25」
The consolidated capital adequacy ratio was 10.25%, down from 10.43% at the end of the previous consolidated fiscal year. It is also stated that the ratio remained above the domestic standard. - FY2018WorsenedAnnual report
「The Bank Group's consolidated capital adequacy ratio as of the end of March 2018 was 10.43%, remaining well above the domestic standard. However, the ratio could decline if the various business and other risks described in this section materialise.」
The consolidated capital adequacy ratio declined from 10.90% at the end of the previous fiscal year to 10.43%. It is also stated, however, that the ratio remained well above the domestic standard. - FY2018-Q3RestatedAnnual report
「During the nine months ended 31 December, there were no material changes in the business and other risks of the Bank Group described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2018-Q2MitigatedAnnual report
「1. Consolidated capital adequacy ratio (2/3) 10.91」
The consolidated capital adequacy ratio was 10.91% as of 30 September 2017, maintaining a level above the domestic standard. - FY2018-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
States that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2017MitigatedAnnual report
「The Bank Group's consolidated capital adequacy ratio as of the end of March 2017 was 10.90%, remaining well above the domestic standard.」
The consolidated capital adequacy ratio was 10.90%, up 0.26 percentage points from the end of the previous consolidated fiscal year. The risk of a decline in the ratio continues to be disclosed. - FY2017-Q3RestatedAnnual report
「During the nine months ended 31 December, there were no material changes in the business and other risks of the Bank Group described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
Summarises that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2017-Q2RestatedAnnual report
「During the six months ended 30 September, there were no material changes in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
Summarises that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2017-Q1RestatedAnnual report
「During the first three months of the current fiscal year, there were no material changes in the business and other risks of the Bank Group (the Bank and its consolidated subsidiaries) described in the annual securities report for the previous fiscal year. Nor were there any matters relating to newly arisen business and other risks.」
Summarises that there have been no significant changes or new risks concerning the risk of a decline in the capital adequacy ratio. - FY2016First statedAnnual report
「The Bank Group's consolidated capital adequacy ratio as of the end of March 2016 was 10.64%, remaining well above the domestic standard. However, the ratio could decline if the various business and other risks described in this section materialise.」
Shows a consolidated capital adequacy ratio of 10.64% and a non-consolidated ratio of 10.36%, compared with the 4% domestic standard, and describes the possibility of a decline if various risks materialise.