Supporting Client Growth through Business Viability Assessments
First written in FY2016. 9 of 11 entries say "Advanced", first in FY2017. Latest entry: FY2026.
The whole theme swung hardest in 2017: 1 of 12 companies on the "Worse" side.
13 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Regarding initiatives for business assessment, through regular communication with business partners, the Bank works to understand the actual condition of companies and management issues that cannot be fully assessed from financial information alone. By applying its ability to identify promising businesses, it accurately captures the issues and needs faced by business partners while appropriately assessing their growth potential, technological capabilities and future prospects.」
Business assessment took concrete form in evaluating companies’ actual conditions, issues and future prospects that cannot be identified from financial information alone, leading to support such as the Bridge Fund, business succession and M&A, and overseas sales-channel expansion. - 2026-05-12AdvancedEarnings
「In addition to providing funding to local companies and startups through the さぎんブリッジファンド, jointly funded with group companies, we will help solve the various management challenges faced by our business partners by providing consulting services such as business succession and M&A support and assistance in expanding overseas sales channels, thereby supporting the revitalization of the regional economy as one group.」
事業性評価を基盤とする支援を、スタートアップへの資金供給、事業承継・M&A、海外販路拡大支援まで継続・拡張している。 - FY2025AdvancedAnnual report
「In addition, based on a sales structure organized into 9 “blocks,” the Bank strengthened its ability as a unified Group to provide services in both financial and non-financial fields, including business succession and M&A, IPO support, IT and DX, business revitalization and sales-channel expansion, from the perspective of business assessment. As a result of efforts to expand its consulting services, the Bank newly concluded 224 consulting service contracts in FY2024.」
Customer support based on business assessment was expanded to business succession and M&A, IPOs, IT and DX, business revitalization and sales-channel expansion, with 224 contracts recorded in FY2024. - FY2024AdvancedAnnual report
「In addition, based on a sales structure comprising 9 “blocks,” the Bank is strengthening its ability as a unified Group to provide services in financial and non-financial fields, including business succession and M&A, IPOs, IT and DX, business revitalization and sales-channel expansion, from the perspective of business assessment, thereby expanding its consulting services.」
Customer support based on business assessment was expanded to the 9-block structure and integrated Group financial and non-financial services, broadening the consulting scope to IPOs, IT and DX, business revitalization and sales-channel expansion. - FY2023AdvancedAnnual report
「For business customers, to enhance management support and strengthen earning power, the Bank reorganized the Corporate Management Support Office, previously part of the Credit Administration Department, as the “Management Support Group” within the Sales Support Department, renamed the Regional Support Department in April 2023.」
Customer support based on business assessment is being advanced toward a structure that strengthens coordination with other consulting services and branches through the reorganization of the Corporate Management Support Office within the Sales Support Department and the establishment of the Management Support Group. - FY2022AdvancedAnnual report
「To address the growing need for business succession accompanying the declining birthrate and aging population and the increasingly diverse forms of business succession, the Bank established the business succession fund “Sagin Bridge Fund” and packaged some consulting services into smaller units to make them easier for customers to use.」
Customer support based on business assessment was expanded through the establishment of a business succession fund, packaging consulting services into smaller units, and developing a framework for corporate support and business revitalization support. - FY2021AdvancedAnnual report
「In April 2020, the Bank newly introduced the “block structure,” a sales organization arranging its sales network into 9 blocks. Each block has personnel with extensive knowledge and experience in highly specialized fields such as business succession, M&A and medical services, creating a structure in which branches and the head office work together to provide comprehensive support and services to the region.」
Customer support based on business assessment took concrete form in a comprehensive support structure combining the 9-block structure with the assignment of specialists in business succession, M&A, medical services and other fields. - FY2020AdvancedAnnual report
「To further strengthen its consulting capabilities for customers, in April 2020 the Bank newly introduced the “block structure,” a sales organization based on its branch network arranged into 9 blocks. Highly specialized head-office personnel in areas such as business succession, M&A and medical services are stationed in each block, enabling the head office and branches to work as one to build a sales structure with stronger front-line capabilities.」
Customer support based on business assessment took concrete form in the 9-block structure introduced in April 2020 and the assignment of specialists in business succession, M&A, medical services and other fields. - FY2018RestatedAnnual report
「The Business Assessment Promotion Office, an organization under the direct control of the Bank’s president, plays a central role in analyzing customers’ strengths, weaknesses, issues and needs, and linking this analysis to support for enhancing customer value-added.」
Centered on the Business Assessment Promotion Office under the direct control of the Bank’s president, the Bank continues initiatives to support enhanced customer value-added by analyzing customers’ businesses, growth potential and issues. - FY2017AdvancedAnnual report
「Regarding initiatives based on business assessment, in April 2016 the Bank established the “Business Assessment Promotion Office” as an organization under the direct control of the Bank’s president, assigning 1 office head, 2 dedicated officers and 1 officer with concurrent responsibilities.」
The organizational concept moved from the preparation stage to the establishment of a promotion office under the direct control of the Bank’s president and the assignment of personnel. The Bank also disclosed benchmarks for financial intermediation functions and specific support cases. - FY2016First statedAnnual report
「Through communication with customers, the Bank seeks to correctly understand their businesses and growth potential, assist their growth in achieving those goals and enhance their value-added, thereby contributing to the revitalization of the region as a whole.」
The organizational plan called for establishing a preparation office in October 2015 and changing it to a promotion office under the direct control of the Bank’s president in April 2016.