Komori
The Bank Of Saga (8395) · TargetAdvanced

Expansion of Deposit and Loan Balances

First written in FY2016. 22 of 38 entries say "Advanced", first in FY2017-Q3. Latest entry: 2026-08-05.

38entries
11years
3from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2020-Q3 – FY2022-Q1OtherFY2023-Q2 – FY2025-H1AdvancedFY2025 – 2026-08-052016: 220162017: 420172018: 420182019: 320192020: 420202021: 420212022: 420222023: 420232024: 320242025: 220252026: 42026
Same theme, other companies
Expansion of the regional financial base centered on deposits and lendingA theme 15 companies write about · 0 as a headwind · 16 as a tailwind

2 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Showing 14 of the 15 companies compared. The sentences above are computed from all 15.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-05AdvancedEarnings

    「Total deposits increased by ¥78.4 billion from the end of the previous consolidated fiscal year to ¥3.0794 trillion, while total loans increased by ¥67.9 billion to ¥2.4248 trillion.」

    Both total deposits and total loans increased from the end of the previous fiscal year, and balances continued to expand.
  2. FY2026AdvancedAnnual report

    「As of 31 March 2026, the Group's total deposits increased by ¥34.8 billion from the end of the previous consolidated fiscal year to ¥3,009.0 billion, total loans increased by ¥108.6 billion to ¥2,356.9 billion, and securities decreased by ¥82.3 billion to ¥496.5 billion.」

    Total deposits reached ¥3,009.0 billion and total loans ¥2,356.9 billion, both up from the end of the previous fiscal year. The securities balance decreased.
  4. FY2026-H1AdvancedAnnual report

    「As of the end of the current interim consolidated fiscal period, the Group's total deposits increased by ¥87.0 billion from the end of the previous interim period and by ¥18.3 billion from the end of the previous fiscal year to ¥2,984.4 billion. The loans balance increased by ¥180.4 billion from the end of the previous interim period and by ¥53.1 billion from the end of the previous fiscal year to ¥2,301.3 billion.」

    Total deposits and loans both increased from the end of the previous fiscal year, reaching ¥2,984.4 billion and ¥2,301.3 billion, respectively. Balance growth was evident.
  5. FY2025AdvancedAnnual report

    「As of 31 March 2025, the Group's total deposits increased by ¥19.4 billion from the end of the previous consolidated fiscal year to ¥2,966.1 billion, total loans increased by ¥55.8 billion to ¥2,248.2 billion, and securities decreased by ¥111.1 billion to ¥578.9 billion.」

    Deposits and loans both increased from the end of the previous fiscal year, with total deposits reaching ¥2,966.1 billion and total loans ¥2,248.2 billion. The securities balance decreased by ¥111.1 billion.
  6. FY2025-H1Decreases in deposits, loans and securities balancesAnnual report

    「The average balance of deposits as of the end of the current interim consolidated fiscal period increased by ¥42.9 billion from the end of the previous interim period and by ¥56.2 billion from the end of the previous fiscal year to ¥2,830.5 billion. However, the period-end balance decreased by ¥1.2 billion from the end of the previous interim period and by ¥148.4 billion from the end of the previous fiscal year to ¥2,789.7 billion. Excluding interest-free government loans, the average balance of loans increased by ¥99.2 billion from the end of the previous interim period and by ¥69.5 billion from the end of the previous fiscal year to ¥2,069.6 billion. However, the total loans balance decreased by ¥27.2 billion from the end of the previous interim period and by ¥71.5 billion from the end of the previous fiscal year to ¥2,120.9 billion. The securities balance at the end of the current interim consolidated fiscal period decreased by ¥83.2 billion from the end of the previous interim period and by ¥66.8 billion from the end of the previous fiscal year to ¥623.1 billion.」

    The average balance of deposits increased, while the period-end balance decreased by ¥148.4 billion from the end of the previous fiscal year. The average balance of loans excluding government loans also increased, but the total period-end balance decreased by ¥71.5 billion, and the securities balance decreased by ¥66.8 billion. On a period-end balance basis, deposits, loans and securities all declined.
  7. FY2024Deposits and loans increased; securities decreasedAnnual report

    「As of 31 March 2024, the Group's deposits increased by ¥155.9 billion from the end of the previous consolidated fiscal year to ¥2,938.1 billion, loans increased by ¥11.9 billion to ¥2,192.4 billion, and securities decreased by ¥7.0 billion to ¥690.0 billion.」

    Deposits and loans both increased from the end of the previous fiscal year, with total deposits reaching ¥2,938.1 billion and loans ¥2,192.4 billion, while securities decreased by ¥7.0 billion to ¥690.0 billion.
  8. FY2024-Q3Deposits decreased; loans increased; securities decreasedAnnual report

    「As of the end of the third quarter of the current consolidated fiscal period, deposits decreased by ¥9.6 billion from the end of the previous consolidated fiscal year to ¥2,768.6 billion, loans increased by ¥54.4 billion to ¥2,234.9 billion, and securities decreased by ¥26.0 billion to ¥671.0 billion.」

    Deposits, which had been increasing and loans decreasing through the previous quarter, declined from the end of the previous consolidated fiscal year, while loans turned upward. The securities balance decreased.
  9. FY2024-Q2Deposits increased; loans decreasedAnnual report

    「Deposits increased by ¥61.7 billion from the end of the previous interim period and by ¥12.7 billion from the previous year-end to ¥2.7909 trillion. Loans decreased by ¥62.5 billion from the end of the previous interim period and by ¥32.2 billion from the previous year-end to ¥2.1481 trillion.」

    Deposits increased by ¥12.7 billion from the previous year-end to ¥2.7909 trillion, while loans decreased by ¥32.2 billion to ¥2.1481 trillion, and the trend of deposit growth and loan contraction continued.
  10. FY2024-Q1Deposits increased; loans decreasedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits increased by ¥19.6 billion from the previous consolidated fiscal year-end to ¥2.7979 trillion, while loans decreased by ¥62.6 billion to ¥2.1178 trillion and securities increased by ¥500 million to ¥697.5 billion.」

    Deposits increased by ¥19.6 billion from March 2023, while loans decreased by ¥62.6 billion, resulting in divergent trends for deposits and loans.
  11. FY2023Deposits decreased; loans increasedAnnual report

    「At the end of March 2023, the Group's deposits decreased by ¥9.3 billion from the previous consolidated fiscal year-end to ¥2.7782 trillion, while loans increased by ¥34.4 billion to ¥2.1804 trillion and securities increased by ¥34.1 billion to ¥697.0 billion.」

    Deposits decreased from the previous fiscal year-end, while loans increased by ¥34.4 billion. The divergent trends for deposits and loans continued.
  12. FY2023-Q3Deposits decreased; loans increasedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits decreased by ¥11.4 billion from the previous consolidated fiscal year-end to ¥2.7761 trillion, while loans increased by ¥72.1 billion to ¥2.2182 trillion and securities increased by ¥55.0 billion to ¥718.0 billion.」

    Deposits decreased by ¥11.4 billion from the previous consolidated fiscal year-end, while loans increased by ¥72.1 billion, resulting in divergent trends for deposits and loans.
  13. FY2023-Q2Deposits decreased; loans increasedAnnual report

    「Deposits increased by ¥93.5 billion from the end of the previous interim period but decreased by ¥58.4 billion from the previous year-end to ¥2.7292 trillion. Loans increased by ¥220.5 billion from the end of the previous interim period and by ¥64.7 billion from the previous year-end to ¥2.2107 trillion.」

    Deposits decreased by ¥58.4 billion from the previous year-end, while loans increased by ¥64.7 billion. The trends diverged with respect to the expansion of deposit and loan balances.
  14. FY2023-Q1AdvancedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits increased by ¥78 million from the previous consolidated fiscal year-end to ¥2.7877 trillion, loans increased by ¥41.3 billion to ¥2.1873 trillion, and securities increased by ¥43.4 billion to ¥706.4 billion.」

    Deposit growth was limited to a marginal ¥78 million, while loan balances increased by ¥41.3 billion and securities balances by ¥43.4 billion, with balances continuing to expand.
  15. FY2022AdvancedAnnual report

    「At the end of March 2022, the Group's deposits increased by ¥83.3 billion from the previous consolidated fiscal year-end to ¥2.7876 trillion, loans increased by ¥129.8 billion to ¥2.1460 trillion, and securities increased by ¥60.9 billion to ¥662.9 billion.」

    Deposits and loans both increased from the previous fiscal year-end, reaching ¥2.7876 trillion and ¥2.1460 trillion, respectively.
  16. FY2022-Q3Deposits increased; loans decreasedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥72.5 billion from the previous consolidated fiscal year-end to ¥2.7811 trillion. Loans decreased by ¥17.2 billion to ¥1.9989 trillion, while securities increased by ¥39.9 billion to ¥641.9 billion.」

    Deposits and other deposits increased by ¥72.5 billion from March 2021 to ¥2.7811 trillion, while loans decreased by ¥17.2 billion to ¥1.9989 trillion, resulting in simultaneous deposit growth and loan contraction.
  17. FY2022-Q2Deposits increased; loans decreasedAnnual report

    「Deposits and other deposits, including negotiable certificates of deposit, increased by ¥161.1 billion from the end of the previous interim period and by ¥6.7 billion from the previous year-end to ¥2.7153 trillion. Total loans increased by ¥34.5 billion from the end of the previous interim period but decreased by ¥25.9 billion from the previous year-end to ¥1.9902 trillion.」

    Deposits and other deposits increased by ¥6.7 billion from March 2021, while total loans decreased by ¥25.9 billion, resulting in divergent trends for deposits and loans.
  18. FY2022-Q1AdvancedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥89.1 billion from the previous consolidated fiscal year-end to ¥2.7977 trillion. Loans increased by ¥19.4 billion to ¥2.0356 trillion, and securities increased by ¥9.7 billion to ¥611.7 billion.」

    Deposits and other deposits increased by ¥89.1 billion from the previous consolidated fiscal year-end to ¥2.7977 trillion, while loans increased by ¥19.4 billion to ¥2.0356 trillion, with balances continuing to expand.
  19. FY2021AdvancedAnnual report

    「At the end of March 2021, the Group's total deposits increased by ¥325.8 billion from the previous consolidated fiscal year-end to ¥2.6992 trillion, and total loans increased by ¥251.1 billion to ¥2.0161 trillion.」

    Total deposits and total loans both increased substantially, reaching ¥2.6992 trillion and ¥2.0161 trillion, respectively.
  20. FY2021-Q3AdvancedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥254.1 billion from the previous consolidated fiscal year-end to ¥2.6374 trillion. Loans increased by ¥211.7 billion to ¥1.9767 trillion, and securities increased by ¥41.3 billion to ¥562.5 billion.」

    Deposits and other deposits increased by ¥254.1 billion and loans by ¥211.7 billion from the previous consolidated fiscal year-end, reaching ¥2.6374 trillion and ¥1.9767 trillion, respectively. Deposits and loans continued to expand.
  21. FY2021-Q2AdvancedAnnual report

    「Deposits and other deposits, including negotiable certificates of deposit, increased by ¥278.1 billion from the end of the previous interim period and by ¥170.8 billion from the previous year-end to ¥2.5541 trillion. Total loans increased by ¥203.9 billion from the end of the previous interim period and by ¥190.6 billion from the previous year-end to ¥1.9556 trillion.」

    Deposits and other deposits increased by ¥170.8 billion from the previous year-end to ¥2.5541 trillion, while total loans increased by ¥190.6 billion to ¥1.9556 trillion, with balances continuing to expand.
  22. FY2021-Q1AdvancedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥175.8 billion from the previous consolidated fiscal year-end to ¥2.5590 trillion. Loans increased by ¥168.0 billion to ¥1.9330 trillion, and securities increased by ¥16.7 billion to ¥537.9 billion.」

    Deposits and other deposits, loans and securities all increased from the previous consolidated fiscal year-end. Deposits and other deposits reached ¥2.5590 trillion and loans reached ¥1.9330 trillion, with balances continuing to expand.
  23. FY2020AdvancedAnnual report

    「At the end of March 2020, the Group's total deposits increased by ¥87.2 billion from the previous consolidated fiscal year-end to ¥2.3733 trillion, and total loans increased by ¥43.6 billion to ¥1.7650 trillion.」

    Total deposits and total loans both increased from the previous fiscal year-end, reaching ¥2.3733 trillion and ¥1.7650 trillion, respectively.
  24. FY2020-Q3AdvancedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥48.6 billion from the previous consolidated fiscal year-end to ¥2.3454 trillion. Loans increased by ¥33.5 billion to ¥1.7549 trillion, and securities increased by ¥40.7 billion to ¥504.5 billion.」

    Deposits and other deposits, loans and securities all increased from the previous consolidated fiscal year-end, reaching ¥2.3454 trillion, ¥1.7549 trillion and ¥504.5 billion, respectively.
  25. FY2020-Q2Loans and securities increased; deposits and other deposits decreasedAnnual report

    「At the end of the second quarter of the consolidated fiscal year (the end of the interim consolidated fiscal period), deposits and other deposits, including negotiable certificates of deposit, increased by ¥66.9 billion from the end of the previous interim period but decreased by ¥20.7 billion from the previous year-end to ¥2.2759 trillion. Total loans increased by ¥108.9 billion from the end of the previous interim period and by ¥30.2 billion from the previous year-end to ¥1.7516 trillion.」

    Deposits and other deposits decreased by ¥20.7 billion from the previous year-end, while total loans increased by ¥30.2 billion. Securities also increased by ¥32.7 billion to ¥496.5 billion, resulting in simultaneous expansion of loan and securities balances and a decrease in deposits and other deposits.
  26. FY2020-Q1AdvancedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥59.8 billion from the previous consolidated fiscal year-end to ¥2.3565 trillion. Loans increased by ¥21.3 billion to ¥1.7427 trillion, and securities increased by ¥29.3 billion to ¥493.1 billion.」

    Deposits and other deposits, loans and securities all increased from the previous consolidated fiscal year-end. Deposits and other deposits reached ¥2.3565 trillion and loans reached ¥1.7427 trillion, with balances continuing to expand.
  27. FY2019-Q3AdvancedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥3.5 billion from the previous consolidated fiscal year-end to ¥2.2427 trillion. Loans increased by ¥187.6 billion to ¥1.6939 trillion, while securities decreased by ¥54.5 billion to ¥471.6 billion.」

    Deposits and other deposits and loans increased from the previous consolidated fiscal year-end, reaching ¥2.2427 trillion and ¥1.6939 trillion, respectively. While deposits and loans continued to expand, securities balances decreased.
  28. FY2019-Q2Loans increased; deposits and other deposits decreasedAnnual report

    「At the end of the second quarter of the consolidated fiscal year (the end of the interim consolidated fiscal period), deposits and other deposits, including negotiable certificates of deposit, increased by ¥56.3 billion from the end of the previous interim period but decreased by ¥30.1 billion from the previous year-end to ¥2.2090 trillion. Total loans increased by ¥165.4 billion from the end of the previous interim period and by ¥136.4 billion from the previous year-end to ¥1.6427 trillion.」

    Loans increased by ¥136.4 billion from the previous year-end and continued to expand, while deposits and other deposits decreased by ¥30.1 billion, resulting in divergent trends for deposits and loans.
  29. FY2019-Q1AdvancedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥12.6 billion from the previous consolidated fiscal year-end to ¥2.2518 trillion. Loans increased by ¥55.7 billion to ¥1.5620 trillion, while securities decreased by ¥7.9 billion to ¥518.2 billion.」

    Deposits and other deposits and loans increased from the previous consolidated fiscal year-end, reaching ¥2.2518 trillion and ¥1.5620 trillion, respectively.
  30. FY2018AdvancedAnnual report

    「At the end of March 2018, the Group's deposits increased by ¥82.1 billion from the previous consolidated fiscal year-end to ¥2.2330 trillion, total loans increased by ¥49.7 billion to ¥1.5062 trillion, and securities decreased by ¥142.8 billion to ¥526.1 billion.」

    Total deposits increased by ¥82.1 billion from the previous fiscal year-end, while total loans increased by ¥49.7 billion. Loans to small and medium-sized enterprises and other customers also increased by ¥72.9 billion, and deposits and loans continued to expand.
  31. FY2018-Q3AdvancedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥26.5 billion from the previous consolidated fiscal year-end to ¥2.1828 trillion. Loans increased by ¥43.6 billion to ¥1.5001 trillion, while securities decreased by ¥73.0 billion to ¥595.8 billion.」

    Deposits and other deposits increased by ¥26.5 billion from the previous fiscal year-end to ¥2.1828 trillion, while loans increased by ¥43.6 billion to ¥1.5001 trillion. Both deposits and other deposits and loans also increased from the end of the previous interim period, and balances continued to expand.
  32. FY2018-Q2Deposits and other deposits decreased; loans increasedAnnual report

    「Deposits and other deposits, including negotiable certificates of deposit, increased by ¥81.9 billion from the end of the previous interim period but decreased by ¥3.6 billion from the previous year-end to ¥2.1526 trillion. Total loans increased by ¥56.0 billion from the end of the previous interim period and by ¥20.7 billion from the previous year-end to ¥1.4773 trillion.」

    Deposits and other deposits decreased by ¥3.6 billion from the previous year-end, while total loans increased by ¥20.7 billion, resulting in divergent trends for deposits and loans.
  33. FY2018-Q1Deposits increased, while loans and securities decreasedAnnual report

    「At the end of the first quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥24.1 billion from the previous consolidated fiscal year-end to ¥2.1804 trillion. Loans decreased by ¥2.1 billion to ¥1.4543 trillion, while securities decreased by ¥30.7 billion to ¥638.2 billion.」

    Deposits and other deposits increased from the previous fiscal year-end, while loans decreased slightly, resulting in divergent trends for deposits and loans.
  34. FY2017AdvancedAnnual report

    「For the Group's performance, total deposits increased by ¥57.1 billion from the previous consolidated fiscal year-end to ¥2.1509 trillion, total loans increased by ¥42.2 billion to ¥1.4565 trillion, and securities increased by ¥30.8 billion to ¥668.9 billion.」

    Both deposits and loans increased from the previous fiscal year-end. In particular, loans to small and medium-sized enterprises and other customers increased by ¥45.0 billion from the previous fiscal year-end.
  35. FY2017-Q3AdvancedAnnual report

    「At the end of the third quarter of the consolidated fiscal year, deposits and other deposits, including negotiable certificates of deposit, increased by ¥11.9 billion from the previous consolidated fiscal year-end to ¥2.1121 trillion. Loans increased by ¥34.2 billion to ¥1.4485 trillion, and securities increased by ¥91.3 billion to ¥729.5 billion.」

    Deposits and other deposits, which had decreased from the previous year-end in the prior quarter, turned upward from the previous consolidated fiscal year-end. Loans continued to increase, reaching ¥2.1121 trillion for deposits and other deposits and ¥1.4485 trillion for loans.
  36. FY2017-Q2Loans increased; deposits and other deposits decreased from the prior year-endAnnual report

    「Deposits and other deposits, including negotiable certificates of deposit, increased by ¥22.3 billion from the end of the previous interim period but decreased by ¥29.5 billion from the previous year-end to ¥2.0707 trillion. Total loans increased by ¥54.6 billion from the end of the previous interim period and by ¥6.9 billion from the end of the previous year-end interim period to ¥1.4212 trillion.」

    Loans increased from the end of the previous year-end interim period, while deposits and other deposits, including negotiable certificates of deposit, decreased from the previous year-end, resulting in divergent trends for deposits and loans.
  37. FY2016First statedAnnual report

    「For deposits and loans, we initially set the fiscal 2015 targets at average deposits of ¥2.0 trillion and average loans of ¥1.3 trillion, then revised them upward at the beginning of the fiscal year to ¥2.08 trillion and ¥1.35 trillion, respectively. Results continued to exceed the revised targets, with average deposits of ¥2.0818 trillion and average loans of ¥1.3676 trillion for the fiscal year.」

    The fiscal 2015 targets were revised upward, and both deposits and loans exceeded the revised targets.
Moved together

"Advancing Business Performance and Improving Management Efficiency" moved the same way as this thread, in the same document, in 13 of its 38 moves.

13109888★123456
  1. ★This thread
  2. 1Advancing Business Performance and Improving Management Efficiency13×
  3. 2Responding to Deterioration in Borrowers’ Credit Quality and Non-Performing Loans10×
  4. 3Expansion of non-face-to-face services, including online accounts and web-based loan contracts9×
  5. 4Initiatives for Regional Revitalization and Local Industry Activation8×
  6. 5Enhancing Customer Convenience through Personal Plaza Centers and Off-Site ATMs8×
  7. 6Grant of Stock Options to Directors8×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

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The Bank Of Saga's next results are scheduled for 2026-11-06. Read the earnings preview It last moved in the Earnings of 2026-08-05: "Advanced".
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Expansion of Deposit and Loan Balances | THE BANK OF SAGA LTD. (8395) | Komori