Fiduciary Duty and Support for Asset Building
First written in FY2018. 8 of 9 entries say "Advanced", first in FY2020. Latest entry: FY2026.
4 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「In September 2025, we began offering “Sagin Premium Pack Harmony,” a new product combining an interest-rate premium on time deposits with asset management products, to enhance our support for asset building.」
Support for asset building is being expanded to include a new product combining time deposits and asset management products, the goal-based approach, and the redevelopment of consultation centers for individual customers. - 2026-05-12AdvancedEarnings
「個人預かり資産 302,239 9,582 38,899 292,657 263,340」
個人預かり資産残高が前年度末比で増加し、資産形成支援の実績が拡大している。 - FY2025AdvancedAnnual report
「In January 2025, we began offering “Sagin Fund Wrap (MY GOALS),” a discretionary fund wrap service in which specialists are entrusted with managing and administering customers’ assets.」
Support for asset building was put into practice through the January 2025 launch of a fund wrap product based on the goal-based approach. - FY2024AdvancedAnnual report
「As of 31 March 2024, we had undertaken 123 consulting engagements related to risk management.」
Customer-oriented, comprehensive support has been put into practice through asset management and asset building, business succession, and risk management consulting that makes risks visible and examines them in depth, with 123 engagements undertaken. - FY2023AdvancedAnnual report
「In areas where the human element is distinctive, we will work to provide private banking that offers seamless support, from management issues to individual concerns, through dialogue with customers based on the goal-based approach to managing and administering assets to achieve future objectives. We will also work to strengthen risk management in customers’ business activities.」
Support for asset building is being expanded beyond asset management and administration for individuals to private banking based on the goal-based approach and risk management support for business activities. - FY2022AdvancedAnnual report
「For individual customers, we renovated and reopened “Hyogo Branch (Sagin Personal Plaza Saga)” as a branch specializing in individual customers to address consultation needs requiring expertise, including housing funds, asset building and inheritance. In addition, 株式会社佐銀キャピタル＆コンサルティング, our wholly owned subsidiary, began providing financial instruments intermediary services to further enhance our asset management services for customers.」
Customer-oriented support for asset building was put into practice through the establishment of a branch specializing in individual customers and the launch of financial instruments intermediary services by a wholly owned subsidiary. - FY2021AdvancedAnnual report
「The block-based structure also produced results in asset management and asset-building support. By strengthening our approach of working alongside customers as a trusted partner in their life planning, including preparing for the future, we achieved strong sales of financial assets under custody.」
Fiduciary duty and support for asset building have progressed into results from the block-based approach of accompanying customers in their life planning and sales of financial assets under custody. - FY2020AdvancedAnnual report
「Based on our “Policy for Initiatives to Put Fiduciary Duty (Customer-Oriented Business Operations) into Practice,” we will further strengthen our sales structure in which all employees serve as financial advisors, enhancing our expertise and interpersonal skills so that we can genuinely meet our customers’ needs.」
In addition to the existing asset-building seminars and other initiatives, the bank is strengthening its sales structure in which all employees serve as financial advisors, addressing a broad range of customer needs including asset building, inheritance planning and support for family members. - FY2018First statedAnnual report
「In June 2017, we announced our “Policy for Initiatives to Put Fiduciary Duty (Customer-Oriented Business Operations) into Practice.” To encourage stable asset building among a broad range of generations going forward under the shift “from saving to asset building,” we hold “asset-building seminars for customers” at workplaces, schools and other venues, and provide information on Tsumitate NISA and other offerings. We held 89 seminars in FY2017.」
The bank announced its customer-oriented business operations policy, held 89 asset-building seminars at workplaces, schools and other venues, and introduced Tsumitate NISA and other offerings.