Customer profit turns positive
First written in FY2020. 2 of 5 entries say "Advanced", first in FY2021. Latest entry: FY2025.
No other company in this theme has enough history to compare yet.
- FY2025AchievedAnnual report
「Customer Profit exceeded the target because interest income from loans and deposits and fee income reached their respective targets.」
Customer Profit in the final year of the 17th Medium-Term Management Plan was ¥6.0 billion against a target of ¥3.9 billion, achieving the target. Consolidated net income, ROE, and the consolidated capital adequacy ratio also exceeded their targets. - FY2024AdvancedAnnual report
「Customer Profit in FY2023, generally referred to as operating profit, increased by ¥1.555 billion from the previous fiscal year to ¥5.452 billion, marking 4 consecutive fiscal years of profitability. We will continue to strengthen the Saga Bank Group's consulting capabilities, become an entity that is useful to customers and the region in every way, meet stakeholder expectations, and contribute to the realization of a sustainable regional society and economy.」
Customer Profit remained positive after the end of the 16th Medium-Term Management Plan, reaching ¥5.452 billion in FY2023 and marking 4 consecutive fiscal years of profitability. - FY2022Final-year targets not achievedAnnual report
「Targets and Results for the Management Indicators under the Final Year of the 16th Medium-Term Management Plan (FY2021) Target management indicators FY2021 target (fiscal year ending March 2022) FY2021 actual (fiscal year ending March 2022) (a) Customer Profit (Note 1) ¥3.0 billion ¥2.6 billion」
Customer Profit reached ¥2.612 billion, progressing from being positive for the first time in 9 fiscal years to being positive for 2 consecutive fiscal years, but fell short of the 16th Medium-Term Management Plan's final-year target of ¥3.0 billion. - FY2021AdvancedAnnual report
「As a result of the concerted efforts of all officers and employees to implement these basic policies, Customer Profit in FY2020, generally referred to as operating profit, increased by ¥1.637 billion from the previous fiscal year to ¥1.398 billion, turning positive for the first time in 9 fiscal years.」
Customer Profit was ¥1.398 billion, exceeding the ¥1.2 billion FY2020 target under the 16th Medium-Term Management Plan and turning positive for the first time in 9 fiscal years. We continue to improve our consulting capabilities and provide high-quality financial services toward the ¥3.0 billion target for FY2021. - FY2020First statedAnnual report
「Targets and Results for the Management Indicators under the 16th Medium-Term Management Plan: Target management indicators; FY2021 target (fiscal year ending March 2022); FY2019 target (fiscal year ending March 2020); FY2019 actual (fiscal year ending March 2020); (a) Customer Profit (Note 1): ¥3.0 billion; negative ¥300 million; negative ¥200 million」
The 16th Medium-Term Management Plan set out, for the first time, a target of turning Customer Profit positive at ¥3.0 billion in FY2021. The first-year result was a loss of ¥200 million, but this was better than the ¥300 million loss planned for the year, with the deficit improving by ¥1.492 billion year on year.