Expansion into Adjacent Fields and Infrastructure Businesses Using Payment Data
First written in FY2022. 8 of 10 entries say "Advanced", first in FY2024-Q3. Latest entry: 2026-08-14.
The whole theme swung hardest in 2021: 1 of 8 companies on the "Worse" side.
10 other companies' latest entry also says "Advanced".
- FY2026RestatedAnnual report
「NP Finance, a consolidated subsidiary, provides the online lending service NP Handy Lending to companies that purchase the NP Pay-As-You-Go service.」
The company continues to pursue a policy of generating revenue beyond payment fees by providing finance services derived from payments. - FY2025AdvancedAnnual report
「The company plans to generate revenue beyond payment fees by enhancing finance services derived from payments, including the NP Pay-As-You-Go Invoice Card Payment service launched in July 2023 and the NP Handy Lending service launched in October 2024.」
The company continues to pursue revenue beyond payment fees by commercializing NP Handy Lending, launched in October 2024, in addition to invoice card payments as part of its expansion into areas adjacent to payments. - FY2025-H1AdvancedAnnual report
「The company plans to generate revenue beyond payment fees by enhancing finance services derived from payments, including the NP Pay-As-You-Go Invoice Card Payment service launched in July 2023 and the NP Handy Lending service launched in October 2024.」
The company has made its policy of generating revenue beyond payment fees more specific by adding NP Handy Lending, launched in October 2024, to its expansion of areas adjacent to payments. - FY2024-Q3AdvancedAnnual report
「The company plans to generate revenue beyond payment fees by enhancing finance services derived from payments, including the NP Pay-As-You-Go Invoice Card Payment service launched in July 2023.」
Expansion of financial services adjacent to the payments business progressed with the launch of the specific service NP Pay-As-You-Go Invoice Card Payment in July 2023. - FY2022First statedAnnual report
「The group formulated a medium-term management plan in June 2021. As an integrated BNPL payment services platform provider, it aims to achieve further growth by organically leveraging the unique data acquired and accumulated from individuals and businesses to meet market demand for BNPL payments. It also aims to strengthen its position as infrastructure and expand its business domains by organically using the substantial payment-related data accumulated as a result to promote further collaboration with businesses in value chains adjacent to payments, including financial services, sales promotion and advertising.」
The company plans to use data accumulated through BNPL transactions in adjacent areas such as financial services, sales promotion and advertising, thereby strengthening its position as infrastructure and expanding its business domains.