Komori
Net Protections Holdings (7383) · InitiativeAdvanced

BNPL Service Portfolio for Consumers and Businesses

First written in FY2022-Q3. 14 of 20 entries say "Advanced", first in FY2024-Q1. Latest entry: 2026-08-18.

20entries
5years
8from disclosures
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How it moved
ProgressHeldSoftenedWorseRestatedFY2022-Q3 – FY2023-Q3AdvancedFY2024-Q1 – 2026-08-182022: 420222023: 320232024: 220242025: 220252026: 92026
Same theme, other companies
Expanding the Customer Base for BNPL and Payment Collection ServicesA theme 4 companies write about · 1 as a headwind · 4 as a tailwind

1 other company's latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「For the consolidated fiscal year, GMV rose 19.1% year on year to ¥764,384 million (B2C services_NP Postpay and others: up 1.3% to ¥358,425 million; B2C services_atone: up 55.4% to ¥62,090 million; B2B services: up 38.5% to ¥343,868 million).」

    The expansion of multiple services progressed on a full-year basis, with continued GMV growth particularly for atone and B2B services.
  2. FY2026-H1AdvancedAnnual report

    「For the six-month interim consolidated accounting period, GMV increased 20.6% year on year to ¥367,577 million (B2C services_NP Postpay and others: up 0.4% to ¥174,869 million; B2C services_atone: up 65.2% to ¥28,378 million; B2B services: up 44.8% to ¥164,329 million).」

    GMV for the BNPL services increased 20.6% year on year, with atone up 65.2% and B2B services up 44.8%, demonstrating the expansion of multiple services in the interim period.
  3. FY2025AdvancedAnnual report

    「The business primarily comprises the NP Postpay, NP Kakebarai, atone and AFTEE businesses.」

    While maintaining the existing 4-service structure, the Company is expanding the regions and applications in which it provides services, including NP Postpay air, AFTEE in Vietnam and NP Handy Lending.
  4. FY2025-H1AdvancedAnnual report

    「For the six-month interim consolidated accounting period, GMV increased 11.3% year on year to ¥304,794 million (B2C services_NP Postpay and others: up 0.2% to ¥174,099 million; B2C services_atone: up 39.6% to ¥17,178 million; B2B services: up 29.4% to ¥113,516 million).」

    Total GMV for the BNPL services increased 11.3% year on year to ¥304,794 million. atone and B2B services continued to drive overall growth.
  5. FY2024-Q3AdvancedAnnual report

    「For the first nine months of the fiscal year, GMV increased 13.7% year on year to ¥423,880 million (B2C services_NP Postpay and others: up 3.6% to ¥267,202 million; B2C services_atone: up 25.1% to ¥19,490 million; B2B services: up 38.0% to ¥137,187 million).」

    Total GMV for the BNPL services increased 13.7% year on year to ¥423,880 million. atone increased 25.1% and B2B services increased 38.0%, demonstrating continued expansion of the service portfolio.
  6. FY2024-Q2AdvancedAnnual report

    「For the first six months of the fiscal year, GMV increased 14.0% year on year to ¥273,822 million (B2C services_NP Postpay and others: up 3.7% to ¥173,784 million; B2C services_atone: up 23.5% to ¥12,306 million; B2B services: up 40.2% to ¥87,731 million).」

    For the BNPL business comprising 4 services, atone’s GMV increased 23.5% year on year and B2B services increased 40.2%, quantitatively demonstrating the expansion of the service portfolio.
  7. FY2024-Q1AdvancedAnnual report

    「Since the previous fiscal year, the Company has strengthened its sales organization and focused on increasing GMV for new services, including atone, among its B2C services. As atone’s GMV came to account for a certain proportion of the B2C services, the Company began disclosing atone separately from the current fiscal year.」

    atone’s GMV expanded to account for a certain proportion of the B2C services, and, alongside the strengthening of the sales organization, reached the stage of being disclosed as a separate category from the current fiscal year. atone’s GMV increased 26.3% year on year, while B2B services increased 42.9%.
  8. FY2023-Q3RestatedAnnual report

    「The business primarily comprises the NP Postpay, NP Kakebarai, atone and AFTEE businesses, and provides the main services as follows.」

    The Company continues to describe its BNPL business as comprising 4 services: NP Postpay, NP Kakebarai, atone and AFTEE.
  9. FY2023-Q2RestatedAnnual report

    「The business primarily comprises the NP Postpay, NP Kakebarai, atone and AFTEE businesses, and provides the main services as follows.」

    The Company continues to describe its BNPL business as comprising 4 services: NP Postpay, NP Kakebarai, atone and AFTEE.
  10. FY2023-Q1RestatedAnnual report

    「The business primarily comprises the NP Postpay, NP Kakebarai, atone and AFTEE businesses, and provides the main services as follows.」

    The Company continues to describe its BNPL business as comprising NP Postpay, NP Kakebarai, atone and AFTEE, and also discloses performance by B2C and B2B service.
  11. FY2022RestatedAnnual report

    「The business primarily comprises the NP Postpay, NP Kakebarai, atone and AFTEE businesses.」

    The Company continues to describe its BNPL business as comprising 4 services: NP Postpay, NP Kakebarai, atone and AFTEE.
  12. FY2022-Q3First statedAnnual report

    「The Group provides credit-risk-guaranteed BNPL (Buy Now Pay Later) payment services. The business primarily comprises the NP Postpay, NP Kakebarai, atone and AFTEE businesses.」

    The service structure is described using the specific service names NP Postpay, NP Kakebarai, atone and AFTEE.
Moved together

"Expanding the Acquisition of Merchants and New Projects" moved the same way as this thread, in the same document, in 13 of its 20 moves.

131311987★123456
  1. ★This thread
  2. 1Expanding the Acquisition of Merchants and New Projects13×
  3. 2Expanding the Earnings Base13×
  4. 3Credit Risk Management through Credit Management Rules and Transaction Limits11×
  5. 4Strengthening Investment in System Development9×
  6. 5Performance trend of higher revenue but lower earnings8×
  7. 6Partnerships and Service Collaboration with Partners Having Top-Tier Domestic Networks7×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Net Protections Holdings yet. It last moved in the Financial results briefing materials of 2026-08-18: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.