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Broad-Minded (7343) · InitiativeHigher life insurance revenue ratio and lower real estate salesLatest Financial Results Presentation (2026-08-12): "Advanced"

Diversification of the revenue mix through proposals for products other than life insurance

First written in FY2021. 10 of 16 entries say "Advanced", first in FY2022-Q3. Latest entry: 2026-08-12.

16entries
6years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2022-Q3 – FY2024-Q2OtherFY2024-Q3OtherFY2025 – FY2026-H12021: 220212022: 320222023: 420232024: 220242025: 220252026: 32026
Same theme, other companies
Revenue Growth in the Insurance Agency BusinessA theme 8 companies write about · 0 as a headwind · 8 as a tailwind

3 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-12AdvancedFinancial Results Presentation

    「Various cross-selling activities are also performing well.」

    Indicated strong cross-selling performance, including products other than life insurance, updating progress in diversifying product proposals.
  2. FY2026Higher life insurance revenue ratio and lower real estate salesAnnual report

    「Agency commissions related to life insurance contracts accounted for 71.6% of Group revenue in the fiscal year ending March 2026.」

    While the Company recognized revenue from financial product brokerage, mortgages and real estate sales, in addition to life insurance, the proportion of revenue accounted for by life insurance agency commissions increased to 71.6%. Revenue from the real estate sales business declined 60.4% year on year to ¥478,512 thousand.
  3. 2026-05-14AdvancedFinancial Results Presentation

    「Assets under custody in financial products reached ¥50 billion.」

    Assets under custody in financial products in the IFA business reached ¥50 billion, demonstrating expansion of the recurring-revenue base related to financial products.
  4. FY2026-H1Higher life insurance revenue ratio and lower real estate revenueAnnual report

    「Life insurance agency business 1,892,267 - Non-life insurance agency business 98,887 - Financial product brokerage business 111,359 - Mortgage agency business 9,953 - Real estate sales business 15,797 - Other 235,980 33,422 Revenue from contracts with customers 2,364,245 33,422」

    The Company recognized revenue from non-life insurance, financial product brokerage, mortgages and real estate sales, in addition to life insurance, but revenue from the real estate sales business remained at ¥15,797 thousand. Revenue from the life insurance agency business accounted for approximately 78.9% of revenue, up from approximately 69.0% in the same period of the previous year.
  5. FY2025Continued diversification accompanied by a higher life insurance revenue ratioAnnual report

    「Given the characteristics of the Group's primary customers, families in their 20s to 40s, many are considering insurance for the first time. Agency commissions related to life insurance contracts accounted for 62.9% of Group revenue in the fiscal year ended March 2025. In many cases, the customer relationship with the Group begins with a life insurance contract.」

    While the Company recognized revenue from financial product brokerage, mortgages and real estate sales, in addition to life insurance, the proportion of revenue accounted for by life insurance agency commissions increased from 60.2% in the previous fiscal year to 62.9%.
  6. FY2025-H1AdvancedAnnual report

    「Life insurance agency business 1,465,613 370,962 Non-life insurance agency business 16,137 72,692 Financial product brokerage business 101,857 - Mortgage agency business 26,695 - Real estate sales business 318,629 - Other 271,798 10,890 Revenue from contracts with customers 2,200,732 454,545」

    During the interim consolidated accounting period, the Company recognized revenue from non-life insurance, financial product brokerage, mortgages and real estate sales, in addition to life insurance. Revenue from the life insurance agency business was ¥1,836,575 thousand, accounting for approximately 69.2% of revenue.
  7. FY2024-Q3Change in the revenue mix accompanied by a higher life insurance revenue ratioAnnual report

    「Life insurance agency business 1,908,121 475,904 Non-life insurance agency business 20,231 102,975 Financial product brokerage business 118,436 - Mortgage agency business 23,221 - Real estate sales business 212,983 - Other 365,952 12,103 Revenue from contracts with customers 2,648,947 590,983」

    During the cumulative third quarter, the Company recognized revenue other than life insurance revenue, including ¥118,436 thousand from financial product brokerage, ¥23,221 thousand from mortgage agency services and ¥212,983 thousand from real estate sales. Meanwhile, revenue from the life insurance agency business was ¥2,384,025 thousand, and its proportion of total revenue increased from approximately 72.0% in the same period of the previous year to approximately 73.6%.
  8. FY2024-Q2AdvancedAnnual report

    「Life insurance agency business 1,229,693 317,396 Non-life insurance agency business 10,897 67,651 Financial product brokerage business 85,216 - Mortgage agency business 12,094 - Real estate sales business 198,401 - Other 236,041 7,202 Revenue from contracts with customers 1,772,345 392,251」

    During the cumulative second quarter, the Company recognized revenue from non-life insurance, financial product brokerage, mortgages and real estate sales, in addition to the life insurance agency business. Revenue from the life insurance agency business was ¥1,547,089 thousand, and its proportion of revenue declined from approximately 78.0% in the same period of the previous year to approximately 71.5%.
  9. FY2024-Q1AdvancedAnnual report

    「Life insurance agency commissions 644,546 158,726 Non-life insurance agency commissions 4,414 33,126 Financial product brokerage commissions 44,282 - Mortgage agency commissions 3,869 - Real estate sales revenue 21,484 - Other 117,623 2,602 Revenue from contracts with customers 836,220 194,454」

    During the first quarter, the Company also recognized revenue from non-life insurance, financial product brokerage, mortgages and real estate sales, in addition to life insurance. It disclosed results related to diversification of the revenue mix, including ¥44,282 thousand in financial product brokerage commissions and ¥21,484 thousand in real estate sales revenue.
  10. FY2023AdvancedAnnual report

    「Agency commissions related to life insurance contracts accounted for 68.5% of Group revenue in the fiscal year ended March 2023.」

    The proportion of revenue accounted for by life insurance agency commissions declined from 76.9% in the fiscal year ended March 2022 to 68.5%, indicating further progress in diversifying the revenue mix to include financial product brokerage and real estate sales.
  11. FY2023-Q3AdvancedAnnual report

    「Life insurance agency business 1,781,221 463,592 2,244,814 Non-life insurance agency business 76,482 101,295 177,777 Financial product brokerage business 78,400 - 78,400 Mortgage agency business 15,528 - 15,528 Real estate sales business 450,108 - 450,108 Other 150,159 1,745 151,904 Revenue from contracts with customers 2,551,900 566,632 3,118,533」

    During the cumulative third quarter, the Company recognized revenue from non-life insurance, financial product brokerage, mortgages and real estate sales, in addition to the life insurance agency business. The life insurance agency business accounted for approximately 72.0% of total revenue, down from approximately 83.9% in the same period of the previous year.
  12. FY2023-Q2AdvancedAnnual report

    「Life insurance agency business 1,114,829 305,022 1,419,852 Non-life insurance agency business 62,521 65,960 128,482 Financial product brokerage business 45,179 - 45,179 Mortgage agency business 12,518 - 12,518 Real estate sales business 123,299 - 123,299 Other 90,786 5 90,791 Revenue from contracts with customers 1,449,135 370,988 1,820,124」

    During the cumulative second quarter, the Company also recognized revenue from non-life insurance, financial product brokerage and real estate sales, in addition to the life insurance agency business. Revenue from non-life insurance, financial product brokerage, real estate sales and other businesses increased year on year.
  13. FY2022AdvancedAnnual report

    「Going forward, the Company will pursue diversification by strengthening its ability to propose products other than life insurance. Agency commissions related to life insurance contracts accounted for 76.9% of Group revenue in the fiscal year ended March 2022.」

    The proportion of revenue accounted for by agency commissions related to life insurance contracts declined from 83.6% in the previous fiscal year to 76.9%, indicating progress in diversifying the revenue mix to include financial product brokerage and real estate sales.
  14. FY2022-Q3AdvancedAnnual report

    「The Company is working to further expand its services to meet a wide range of needs, including by launching new services in the asset building and asset management fields and consulting services that leverage the knowledge and advanced expertise in personal finance it has developed to date.」

    The Company stated that it had launched consulting services leveraging its knowledge and advanced expertise in personal finance, in addition to new services in the asset building and asset management fields.
  15. FY2022-Q2RestatedAnnual report

    「The Company has also expanded its partner financial institutions, primarily in the asset building and asset management fields, and worked to expand its solutions.」

    The Company continues to expand partner financial institutions, primarily in the asset building and asset management fields, and to broaden its solutions.
  16. FY2021First statedAnnual report

    「Going forward, the Company will pursue diversification by strengthening its ability to propose products other than life insurance.」

    Agency commissions related to life insurance contracts accounted for 83.6% of revenue in the fiscal year ended March 2021. The Company has identified strengthening proposals for financial products other than insurance and for real estate as priorities.
Moved together

"Securing and Developing High-Caliber Talent and Recruiting Digital Talent" moved the same way as this thread, in the same document, in 10 of its 16 moves.

1084443★123456
  1. ★This thread
  2. 1Securing and Developing High-Caliber Talent and Recruiting Digital Talent10×
  3. 2Strengthening the Domestic Real Estate Business8×
  4. 3Continued Growth in Revenue, Operating Profit and Operating Margin4×
  5. 4Improving consulting productivity and strengthening in-house lead generation4×
  6. 5Building a financial platform that combines the value of people and digital technology4×
  7. 6Policy of maintaining stable dividends while securing retained earnings3×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Broad-Minded yet. It last moved in the Financial Results Presentation of 2026-08-12: "Advanced".
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Diversification of the revenue mix through proposals for products other than life insurance | Broad-Minded Co.,Ltd. (7343) | Komori