Improving profitability and expanding scale
First written in FY2019-Q1. 28 of 32 entries say "Advanced", first in FY2019-Q2. Latest entry: 2026-08-06.
17 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「In addition, ordinary revenue, ordinary profit and net income attributable to owners of the parent all reached record highs.」
For the fiscal year ending March 2026, ordinary revenue was ¥140,362 million, ordinary profit ¥13,164 million and net income attributable to owners of the parent ¥2,880 million, all record highs. Growth in the number of policies in force and ongoing operational efficiency improvements contributed to the improvement in profitability. - FY2026-H1AdvancedAnnual report
「Ordinary revenue increased by ¥11,848 million from the same period of the previous year to ¥69,211 million, up 20.7%. Ordinary profit increased by ¥2,439 million to ¥7,307 million, up 50.1%, as a result of the higher revenue. Although tax expenses increased, steady revenue growth absorbed the impact, and interim net income attributable to owners of the parent increased by ¥627 million to ¥2,254 million, up 38.6%.」
For the six months ended September 2025, ordinary revenue was ¥69,211 million, ordinary profit ¥7,307 million and interim net income attributable to owners of the parent ¥2,254 million, representing further growth in revenue and profit year on year against a backdrop of growth in the number of policies in force. - FY2025AdvancedAnnual report
「Ordinary revenue increased by ¥9,123 million from the previous fiscal year to ¥118,463 million, up 8.3%, mainly because the number of policies in force increased steadily across all businesses. Ordinary profit increased by ¥1,237 million to ¥9,474 million, up 15.0%, as a result of the higher revenue. Net income attributable to owners of the parent increased by ¥537 million to ¥1,988 million, up 37.1%.」
For the fiscal year ended March 2025, ordinary revenue was ¥118,463 million, ordinary profit ¥9,474 million and net income attributable to owners of the parent ¥1,988 million, representing concrete progress from the previous fiscal year in both scale and profitability. - FY2025-H1AdvancedAnnual report
「Ordinary revenue increased by ¥4,854 million from the same period of the previous year to ¥57,362 million, up 9.2%.」
For the six months ended September 2024, ordinary revenue increased 9.2% to ¥57,362 million against a backdrop of growth in the number of policies in force. Ordinary profit increased 0.3% to ¥4,867 million, while interim net income attributable to owners of the parent declined 2.5% to ¥1,626 million, indicating slower growth in profit alongside scale expansion. - FY2024AdvancedAnnual report
「Ordinary revenue increased by ¥13,229 million from the previous fiscal year to ¥109,339 million, up 13.8%, mainly because higher premiums resulting from steady growth in the number of policies in force. Ordinary profit increased by ¥1,927 million to ¥8,236 million, up 30.6%, and net income attributable to owners of the parent increased by ¥210 million to ¥1,450 million, up 17.0%, as a result of the higher revenue.」
For the fiscal year ended March 2024, ordinary revenue was ¥109,339 million, ordinary profit ¥8,236 million and net income attributable to owners of the parent ¥1,450 million, indicating progress in both scale and profitability against a backdrop of growth in the number of policies in force. - FY2024-Q3AdvancedAnnual report
「Ordinary revenue increased by ¥8,124 million from the same period of the previous year to ¥78,466 million, up 11.6%. Although insurance claims paid increased, higher earned premiums contributed to an increase of ¥1,250 million in ordinary profit to ¥6,427 million, up 24.2%. In addition, although the provision for policyholder dividend reserves deducted from ordinary profit increased by ¥1,056 million, or 34.5%, from the same period of the previous year due to steady growth in group credit life insurance in the life insurance business, quarterly net income attributable to owners of the parent increased by ¥345 million to ¥1,731 million, up 24.9%.」
For the nine months ended December 2023, ordinary revenue was ¥78,466 million, ordinary profit ¥6,427 million and quarterly net income attributable to owners of the parent ¥1,731 million, up 11.6%, 24.2% and 24.9%, respectively, year on year. Growth in the number of policies in force and higher earned premiums contributed to overall progress, while segment profit in the non-life insurance business declined 5.6% to ¥1,573 million due to higher insurance claims paid. - FY2024-Q2AdvancedAnnual report
「Ordinary revenue increased by ¥4,610 million to ¥52,507 million, up 9.6% year on year, mainly because the number of policies in force increased steadily across all businesses. Although insurance claims paid increased, higher earned premiums contributed to an increase of ¥696 million in ordinary profit to ¥4,851 million, up 16.8%.」
For the six months ended September 2023, ordinary revenue was ¥52,507 million, ordinary profit ¥4,851 million and interim net income attributable to owners of the parent ¥1,667 million, representing higher revenue and profit year on year. However, segment profit in the non-life insurance business declined 10.1% to ¥1,268 million due to higher insurance claims paid, with overall profit improvement coexisting with pressure on non-life insurance profitability. - FY2024-Q1AdvancedAnnual report
「Ordinary revenue increased by ¥3,140 million from the same period of the previous year to ¥27,908 million, up 12.7%, mainly because the number of policies in force increased steadily. Ordinary profit increased by ¥1,105 million to ¥3,906 million, up 39.5%, and quarterly net income attributable to owners of the parent increased by ¥734 million to ¥2,152 million, up 51.8%, as a result of the higher revenue.」
For the three months ended June 2023, ordinary revenue was ¥27,908 million, ordinary profit ¥3,906 million and quarterly net income attributable to owners of the parent ¥2,152 million, up 12.7%, 39.5% and 51.8%, respectively, year on year, mainly due to growth in the number of policies in force. - FY2023RaisedAnnual report
「The numerical targets for the fiscal year ending March 2028 under this medium-term management plan are as follows.」
The medium-term management plan formulated in May 2023 newly set numerical targets for the fiscal year ending March 2028 of ¥160.0 billion in ordinary revenue, ¥17.0 billion in ordinary profit and ¥4.0 billion in net income attributable to owners of the parent. - FY2023-Q3AdvancedAnnual report
「Ordinary revenue increased by ¥4,689 million from the same period of the previous year to ¥70,342 million, up 7.1%, mainly because the number of policies in force increased steadily across all businesses. Ordinary profit increased by ¥654 million to ¥5,176 million, up 14.5%, and quarterly net income attributable to owners of the parent increased by ¥282 million to ¥1,386 million, up 25.6%, as a result of the higher revenue.」
For the nine months ended December 2022, ordinary revenue was ¥70,342 million, ordinary profit ¥5,176 million and quarterly net income attributable to owners of the parent ¥1,386 million, representing higher revenue and profit year on year. Segment profit increased in the non-life and life insurance businesses, while segment profit in the small-amount and short-term insurance business declined 88.9% year on year to ¥29 million. - FY2023-Q2AdvancedAnnual report
「Ordinary revenue increased by ¥4,090 million from the same period of the previous year to ¥47,897 million, up 9.3%, mainly because the number of policies in force increased steadily across all businesses. Ordinary profit increased by ¥847 million to ¥4,154 million, up 25.6%, and interim net income attributable to owners of the parent increased by ¥338 million to ¥1,493 million, up 29.4%, as a result of the higher revenue.」
For the six months ended September 2022, ordinary revenue was ¥47,897 million, ordinary profit ¥4,154 million and interim net income attributable to owners of the parent ¥1,493 million, representing higher revenue and profit year on year. Segment profit increased in the non-life and life insurance businesses, while segment profit in the small-amount and short-term insurance business declined 92.5% year on year to ¥17 million, resulting in differences in profitability by business. - FY2022AdvancedAnnual report
「The group places importance on KPIs, including consolidated ordinary profit, segment profit for each business, which is ordinary profit, and the number of policies in force, as its principal management indicators.」
For the fiscal year ended March 2022, ordinary revenue was ¥88,365 million, ordinary profit ¥5,925 million and net income attributable to owners of the parent ¥891 million. The number of policies in force also increased to 1,172 thousand in non-life insurance, 315 thousand in life insurance and 976 thousand in small-amount and short-term insurance, indicating progress in both scale and profitability. - FY2022-Q3AdvancedAnnual report
「Although revenue related to special accounts in the life insurance business declined by ¥2,930 million from the same period of the previous year, ordinary revenue increased by ¥2,264 million to ¥65,652 million, up 3.6%, mainly because the number of policies in force increased steadily across all businesses. Ordinary profit increased by ¥1,448 million to ¥4,522 million, up 47.1%, and quarterly net income attributable to owners of the parent increased by ¥321 million to ¥1,103 million, up 41.1%, as a result of the higher revenue.」
Growth in the number of policies in force across all businesses was the main driver of ordinary revenue of ¥65,652 million, ordinary profit of ¥4,522 million and quarterly net income attributable to owners of the parent of ¥1,103 million. These increased 3.6%, 47.1% and 41.1%, respectively, year on year. - FY2022-Q2AdvancedAnnual report
「Although revenue from special accounts in the life insurance business declined by ¥1,859 million from the same period of the previous year, ordinary revenue increased by ¥3,180 million to ¥43,806 million, up 7.8%, mainly because the number of policies in force increased steadily across all businesses. Ordinary profit increased by ¥1,122 million to ¥3,307 million, up 51.4%, and interim net income attributable to owners of the parent increased by ¥381 million to ¥1,154 million, up 49.3%, as a result of the higher revenue.」
For the six months ended September 2021, ordinary revenue was ¥43,806 million, ordinary profit ¥3,307 million and interim net income attributable to owners of the parent ¥1,154 million, supported by growth in the number of policies in force. Segment profit increased year on year in all three businesses, namely non-life insurance, life insurance and small-amount and short-term insurance, demonstrating concrete progress in both scale and profitability. - FY2022-Q1AdvancedAnnual report
「The increase in revenue resulting from steady growth in the number of policies in force across all businesses lifted ordinary profit by ¥612 million from the same period of the previous year to ¥2,468 million, up 33.0%. Quarterly net income attributable to owners of the parent increased by ¥270 million to ¥1,334 million, up 25.4%.」
Against a backdrop of growth in the number of policies in force across all businesses, ordinary profit reached ¥2,468 million and quarterly net income attributable to owners of the parent ¥1,334 million, up 33.0% and 25.4%, respectively, year on year. Segment profit also increased in the non-life insurance and small-amount and short-term insurance businesses. - FY2021-Q3AdvancedAnnual report
「Ordinary revenue increased by ¥13,609 million from the same period of the previous year to ¥63,388 million, up 27.3%. Ordinary profit increased by ¥1,453 million to ¥3,073 million, up 89.7%, and quarterly net income attributable to owners of the parent increased by ¥670 million to ¥782 million, up 603.7%, due in part to lower insurance claims paid in the non-life insurance business and strong asset management performance in the life insurance business, in addition to the benefit of higher revenue.」
For the nine months ended December 2020, ordinary revenue was ¥63,388 million, ordinary profit ¥3,073 million and quarterly net income attributable to owners of the parent ¥782 million, up 27.3%, 89.7% and 603.7%, respectively, year on year. The stated drivers were growth in the number of policies in force, lower insurance claims paid in the non-life insurance business and strong asset management performance in the life insurance business. - FY2021-Q2AdvancedAnnual report
「Ordinary revenue increased by ¥8,346 million from the same period of the previous year to ¥40,626 million, up 25.9%, mainly because the number of policies in force increased steadily across all businesses. Ordinary profit increased by ¥1,204 million to ¥2,184 million, up 122.8%, while interim net income attributable to owners of the parent increased by ¥550 million to ¥773 million, up 247.0%.」
For the six months ended September 2020, ordinary revenue was ¥40,626 million, ordinary profit was ¥2,184 million and interim net income attributable to owners of the parent was ¥773 million. Segment profit in the property and casualty insurance business improved from a loss of ¥125 million in the same period of the previous year to ¥561 million, and segment profit in the life insurance business increased to ¥1,830 million, while segment profit in the small-amount and short-term insurance business declined to ¥104 million due mainly to higher amortization of goodwill. - FY2021-Q1AdvancedAnnual report
「Ordinary revenue for the first quarter increased by ¥4,920 million from the same period of the previous year to ¥21,348 million, up 29.9%, mainly because the number of policies in force increased steadily across all businesses. In addition to this revenue growth, lower claims payments and other factors in the property and casualty insurance business led to an ¥845 million increase in ordinary profit to ¥1,855 million, up 83.7% year on year.」
Against a backdrop of growth in the number of policies in force across all businesses, ordinary revenue reached ¥21,348 million and ordinary profit reached ¥1,855 million, up 29.9% and 83.7% year on year, respectively. Segment profit in the property and casualty insurance business also improved to ¥954 million, while segment profit in the small-amount and short-term insurance business declined to ¥109 million. - FY2020WorsenedAnnual report
「The number of policies in force stood at 1,091 thousand as of the end of March 2020, up 3.8% from the end of the previous fiscal year. Although the number of policies in force continued to grow steadily, ordinary revenue declined 0.2% year on year to ¥28,822 million because, among other factors, no revenue was recognized during the fiscal year from the partial transfer of handling of automobile insurance policies conducted in the previous fiscal year. Segment profit fell to a loss of ¥113 million, compared with profit of ¥457 million in the previous fiscal year, due mainly to increased claims payments and other factors relating to automobile insurance, the company’s core product.」
The number of non-life insurance policies in force increased, while ordinary revenue declined 0.2% and segment profit deteriorated from ¥457 million in the previous fiscal year to a loss of ¥113 million. Scale expansion and deteriorating profitability in the non-life insurance business coexisted. - FY2020-Q3WorsenedAnnual report
「As a result of these initiatives, the number of policies in force stood at 1,086 thousand as of the end of December 2019, up 3.3% from the end of the previous fiscal year. Although the number of policies in force continued to grow steadily, ordinary revenue declined 4.5% year on year to ¥21,018 million because, among other factors, no revenue was recognized in the third quarter from the partial transfer of handling of automobile insurance policies conducted in the same period of the previous year. Segment profit fell to a loss of ¥318 million, compared with profit of ¥587 million in the same period of the previous year, due mainly to increased claims payments and other factors relating to automobile insurance, the company’s core product.」
The number of policies in force increased to 1,086 thousand, while segment profit in the non-life insurance business deteriorated from ¥587 million in the same period of the previous year to a loss of ¥318 million due to increased automobile insurance claims payments and other factors. Scale expansion and deteriorating profitability coexisted. - FY2020-Q2AdvancedAnnual report
「As a result of these initiatives, the number of policies in force stood at 1,083 thousand as of the end of September 2019, up 3.1% from the end of the previous fiscal year. Ordinary revenue increased 4.7% year on year to ¥14,061 million, mainly because the number of policies in force continued to grow steadily. Meanwhile, segment profit fell to a loss of ¥125 million, compared with profit of ¥147 million in the same period of the previous year, due in part to increased insurance claims payments.」
The number of policies in force and ordinary revenue in the non-life insurance business increased, while segment profit deteriorated from ¥147 million in the same period of the previous year to a loss of ¥125 million due in part to increased claims payments. Scale expansion and deteriorating profitability coexisted. - FY2020-Q1AdvancedAnnual report
「Ordinary revenue was ¥16,428 million, down 0.4% year on year, ordinary profit was ¥1,010 million, up 45.3%, and profit attributable to owners of the parent was ¥619 million, up 42.0%. As a result of these initiatives, the number of policies in force stood at 1,075 thousand as of June 2019, up 2.3% from the end of the previous fiscal year. Meanwhile, segment profit fell to ¥396 million, down 28.9%, owing in part to higher claims payments.」
At the group level, ordinary profit and profit attributable to owners of the parent increased year on year, and policies in force for the non-life insurance business expanded to 1,075 thousand. However, segment profit in the non-life insurance business declined 28.9% owing in part to higher claims payments, indicating that scale expansion coexisted with deterioration in business-specific profitability. - FY2019AdvancedAnnual report
「ＳＢＩ損害保険株式会社 has set as objectives strengthening initiatives to improve profitability and expand scale, as well as establishing an operating structure that earns the full trust of customers. Based on these objectives, it leveraged the characteristics of direct-to-consumer non-life insurance and sought to expand its customer base by offering competitive premium structures and other strengths. As a result, the number of policies in force stood at 1,051 thousand as of March 2019, up 6.7% from the end of the previous fiscal year, exceeding 1 million policies.」
The company reiterated its objectives of improving profitability and expanding scale, with policies in force in the non-life insurance business increasing to 1,051 thousand. Segment profit also rose to ¥457 million, up 111.2% year on year, indicating concrete progress in both scale and profitability. - FY2019-Q3AdvancedAnnual report
「In the non-life insurance business, we have set as objectives strengthening initiatives to improve profitability and expand scale, as well as establishing an operating structure that earns the full trust of customers. Based on these objectives, we leveraged the characteristics of direct-to-consumer non-life insurance and sought to expand our customer base by offering competitive premium structures and other strengths. As a result, the number of policies in force stood at 1,032 thousand as of December 2018, up 5.7% from the end of the same month a year earlier, exceeding 1 million policies.」
The company reiterated its objectives of improving profitability and expanding scale, with policies in force in the non-life insurance business reaching 1,032 thousand. Segment profit also increased 14.6% year on year to ¥587 million, indicating measurable progress in both scale and profitability. - FY2019-Q2AdvancedAnnual report
「In the non-life insurance business, we have set as objectives strengthening initiatives to improve profitability and expand scale, as well as establishing an operating structure that earns the full trust of customers. Based on these objectives, we leveraged the characteristics of direct-to-consumer non-life insurance and sought to expand our customer base by offering competitive premium structures and other strengths. As a result, the number of policies in force stood at 1,014 thousand as of September 2018, up 5.3% from the end of the same month a year earlier, exceeding 1 million policies.」
The company reiterated its existing objectives of improving profitability and expanding scale, and reported measurable progress in scale, with policies in force reaching 1,014 thousand and exceeding 1 million. - FY2019-Q1First statedAnnual report
「In the non-life insurance business, we are strengthening initiatives to improve profitability and expand scale.」
The company has set growth in both profitability and business scale as objectives for its non-life insurance business. No specific numerical targets or deadlines have been disclosed.