Worth reading
28Immaterial
0–100. This measures how worthwhile something is to read, not how good or bad the company is.Direction
Improvement
Direction inferred from the company’s description.Scale
20.6
%Wording
Conditional
How definitive the wording is.Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPNet Sales42,144million yenYear on year +20.6%Progress 28.1%
Ordinary income6,020million yenYear on year +23.3%Progress 37.6%
Net income attributable to owners of the parent2,380million yenYear on year +9.8%Progress 65.7%
The width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
Net income per share¥95.90
Financial position at period-end
Total assets239,571million yen
of which net assets 50,392 million yenEquity ratio 21.0%vs. prior year-end +0.7pt
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Segment revenueNon-life insurance business 14,429 million yen (YoY +17.6%), Life insurance business 17,920 million yen (YoY +32.4%), Small-Amount and Short-Term Insurance Business 9,836 million yen (YoY +7.1%)
Segment profitNon-life insurance business 1,845 million yen (YoY +1.4%), Life insurance business 346 million yen (YoY +186.3%), Small-Amount and Short-Term Insurance Business 398 million yen (YoY +0.7%)
Outlook and shareholder returns
Full-year earnings forecast
Net Sales150,000 million yen (YoY +6.9%)
Operating profitNot disclosed
Ordinary income16,000 million yen (YoY +21.5%)
Net income3,620 million yen (YoY +25.7%)
Annual Dividend Forecast46.5 yen → 59 yen（+26.9%）
Factors Behind Changes in Business Performance
The main factor was steady growth in the number of policies in force across all businesses. The effect of the increase in revenue absorbed higher tax expenses and other factors.
Disclosure regarding the going concern assumption
No applicable matters.
Change in accounting policy
基準改正に伴う変更 Noそれ以外の変更 No見積りの変更 No修正再表示 No
Changes in the scope of consolidationNew Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed
Impairment lossNone applicable (material impairment loss related to non-current assets)
Breakdown of extraordinary income (loss)Extraordinary income Not disclosed / Extraordinary loss Loss on disposal of fixed assets and other assets 1 million yen, Provision for price fluctuation reserve 33 million yen, Total extraordinary loss 35 million yen
Depreciation and amortization499 million yen
Availability of Supplementary Financial Results MaterialsYes
Availability of Financial Results BriefingNone (対象者：Not disclosed)
Issued Shares at Period-End24,820,530 Shares
Treasury Shares at Period-End142 Shares
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | 42,144 million yen (YoY +20.6%) |
| Ordinary income | 6,020 million yen (YoY +23.3%) |
| Profit attributable to owners of the parent | 2,380 million yen (YoY +9.8%) |
| Net income per share | ¥95.90 |
| Equity ratio | End of the current fiscal period 21 / End of previous period 20.3 |
| Total assets | 239,571 million yen |
| Net assets | 50,392 million yen |
| Full-year earnings forecast | Net Sales 150,000 million yen (YoY +6.9%) / Operating profit Not disclosed / Ordinary income 16,000 million yen (YoY +21.5%) / Net income 3,620 million yen (YoY +25.7%) |
| Annual Dividend Forecast | 46.5 yen → 59 yen（+26.9%） |
| Segment revenue | Non-life insurance business 14,429 million yen (YoY +17.6%), Life insurance business 17,920 million yen (YoY +32.4%), Small-Amount and Short-Term Insurance Business 9,836 million yen (YoY +7.1%) |
| Segment profit | Non-life insurance business 1,845 million yen (YoY +1.4%), Life insurance business 346 million yen (YoY +186.3%), Small-Amount and Short-Term Insurance Business 398 million yen (YoY +0.7%) |
| Depreciation and amortization | 499 million yen |
| Impairment loss | None applicable (material impairment loss related to non-current assets) |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Loss on disposal of fixed assets and other assets 1 million yen, Provision for price fluctuation reserve 33 million yen, Total extraordinary loss 35 million yen |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New Number of companies 0 / Company name Not disclosed / Excluded Number of companies 0 / Company name Not disclosed |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not disclosed) |
| Issued Shares at Period-End | 24,820,530 Shares |
| Treasury Shares at Period-End | 142 Shares |
| Factors Behind Changes in Business Performance | The main factor was steady growth in the number of policies in force across all businesses. The effect of the increase in revenue absorbed higher tax expenses and other factors. |
Items this document does not state (12)
Operating profitOperating MarginCash flows from operating activitiesCash flows from investing activitiesCash flows from financing activitiesCash and cash equivalents at end of periodRevision to Earnings ForecastPayout ratioShareholder Return PolicyRegional salesOrders received and order backlogMaterial subsequent events
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.The main factors were steady growth in the number of policies in force across all businesses and higher premium income. The effect of the increase in revenue absorbed higher tax expenses and other factors.
How to read this page
This is not the documentKomori reads the disclosure the company filed and writes this summary. Figures are as stated by the company and are not audited.
Weight is not a verdictIt measures how much this changes what the company had already told the market. It is not a view on the shares.
Corrections happenIf the company reissues this disclosure, the page is rebuilt from the corrected version and the revision number moves up.