Achieving Net Sales, Operating Income and Operating Margin Targets Under a Medium-Term Management Plan
First written in FY2018. 14 of 24 entries say "Advanced", first in FY2019. Latest entry: 2026-10-26.
The whole theme swung hardest in 2021: 17 of 77 companies on the "Worse" side.
- FY2026AdvancedAnnual report
「FY2026: Revenue 12,283,305 15,000,000; Operating profit 2,766,795 3,000,000; Operating margin 22.5 20.0; Payout ratio 48.7 40–60; ROE 23.2 20 or higher」
In the second year of the medium-term management plan formulated in May 2024, revenue was ¥12,283,305 thousand against the FY2027 target of ¥15,000,000 thousand, and operating profit was ¥2,766,795 thousand against the target of ¥3,000,000 thousand. The operating margin of 22.5% and ROE of 23.2% exceeded the target levels, while the payout ratio of 48.7% was within the target range. - FY2024-Q3AdvancedAnnual report
「As a result, revenue from the guarantee business was ¥5,645.377 million and revenue from the solutions business was ¥932.540 million, bringing total revenue to ¥6,577.918 million. Operating profit was ¥1,535.877 million, ordinary profit was ¥1,531.065 million, and net income for the period attributable to owners of the parent was ¥877.236 million.」
For the consolidated cumulative third quarter heading toward the FY2024 targets, revenue of ¥6,577,918 thousand and operating profit of ¥1,535,877 thousand were disclosed. - FY2023-Q3AdvancedAnnual report
「For the nine months ended the third quarter, revenue from the guarantee business was ¥3,474.589 million, up 59.1% year on year, while revenue from the solutions business was ¥1,182.393 million, down 15.9%. Total revenue was ¥4,656.982 million, up 29.7%. Operating profit was ¥1,210.539 million, up 40.5%, ordinary profit was ¥1,208.435 million, up 39.7%, and net income for the quarter was ¥740.683 million, up 36.4%.」
For the cumulative third quarter heading toward the FY2024 targets, revenue was ¥4,656,982 thousand and operating profit was ¥1,210,539 thousand, representing year-on-year increases in both revenue and operating profit. - FY2023-Q2AdvancedAnnual report
「For revenue in the cumulative second quarter under review, revenue from the guarantee business was ¥2,173,212 thousand, up 54.3% year on year, and revenue from the solutions business was ¥817,764 thousand, down 13.7% year on year, bringing total revenue to ¥2,990,977 thousand, up 26.9% year on year. Although revenue growth in the guarantee business resulted in higher outsourcing fees paid to the management company and bad debt expenses, operating profit was ¥773,938 thousand, up 32.1% year on year, as increases in other expenses were contained to a certain level.」
For the cumulative second quarter during the period covered by the medium-term management plan, revenue was ¥2,990,977 thousand and operating profit was ¥773,938 thousand. The current-period results against the FY2024 targets were updated. - FY2022AdvancedAnnual report
「The medium-term management plan formulated in May 2021 set out the figures below as its key targets, and the comparison with the fiscal year under review, the first year of that plan, is as follows.」
FY2022 results were revenue of ¥4,943,697 thousand, operating profit of ¥1,184,297 thousand and an operating margin of 24.0%, compared with FY2024 targets of revenue of ¥8,000,000 thousand, operating profit of ¥2,000,000 thousand and an operating margin of 25.0%. - FY2022-Q3AdvancedAnnual report
「For revenue in the cumulative third quarter under review, revenue from the guarantee business was ¥2,184,505 thousand, up 30.6% year on year, and revenue from the solutions business was ¥1,406,164 thousand, up 1.3% year on year, bringing total revenue to ¥3,590,669 thousand, up 17.3% year on year. Operating profit was ¥861,439 thousand, up 2.4% year on year, and ordinary profit was ¥864,871 thousand, up 2.4% year on year.」
For the cumulative third quarter during the period covered by the medium-term management plan, revenue was ¥3,590,669 thousand and operating profit was ¥861,439 thousand. Both revenue and operating profit increased year on year. - FY2022-Q2AdvancedAnnual report
「For revenue in the cumulative second quarter under review, revenue from the guarantee business was ¥1,408,438 thousand, up 28.8% year on year, and revenue from the solutions business was ¥948,059 thousand, up 2.6% year on year, bringing total revenue to ¥2,356,498 thousand, up 16.8% year on year. Although gross profit increased in line with higher revenue, bad debt expenses rose due in part to the impact of increased advances in the first quarter. Operating profit was ¥585,715 thousand, up 3.1% year on year, due to higher recruitment costs and personnel expenses associated with business expansion and investment in developing B2C marketing for child-support guarantees.」
For the cumulative second quarter heading toward the FY2024 targets, revenue was ¥2,356,498 thousand and operating profit was ¥585,715 thousand. Revenue increased 16.8% year on year and operating profit increased 3.1%. - FY2022-Q1AdvancedAnnual report
「For revenue in the cumulative first quarter under review, revenue from guarantee services was ¥679,941 thousand, up 23.9% year on year, and revenue from solution services was ¥481,004 thousand, up 3.7% year on year, bringing total revenue to ¥1,160,945 thousand, up 14.6% year on year. Although gross profit increased in line with higher revenue, operating profit was ¥283,474 thousand, up 1.0% year on year, due to higher bad debt expenses, increased recruitment costs and personnel expenses associated with staff expansion, and investment in developing B2C marketing for child-support guarantees.」
For the cumulative first quarter heading toward the FY2024 targets, revenue was ¥1,160,945 thousand and operating profit was ¥283,474 thousand. Both revenue and operating profit increased year on year. - FY2021RaisedAnnual report
「In the medium-term management plan formulated in May 2021, the Company established the outlines for each business area, including improving products and implementing measures for growth in areas where customer needs had been confirmed, while reflecting current trends such as the number of leases. It then set out the following figures as its key targets: FY2024 targets: revenue ¥8,000,000 thousand, operating profit ¥2,000,000 thousand, operating margin 25.0%, payout ratio 30–40%, and ROE above 20.0%.」
Under the medium-term management plan formulated in 2018, FY2021 results were revenue of ¥4,203,625 thousand and operating profit of ¥1,149,933 thousand, below the former targets of ¥5,000,000 thousand and ¥1,250,000 thousand. In response, the Company switched to a new plan, expanding the covered indicators and target scale to include FY2024 targets of ¥8 billion in revenue, ¥2 billion in operating profit, a payout ratio of 30–40% and ROE above 20%. - FY2021-Q3AdvancedAnnual report
「Operating profit was ¥841,361 thousand, up 12.0% year on year, as investment in replacing the core system and developing the child-support guarantee market proceeded as planned, while increases in other expenses were contained to a certain extent. Ordinary profit was ¥844,194 thousand, up 11.8% year on year, and quarterly net profit was ¥558,648 thousand, up 11.0% year on year.」
For the cumulative third quarter heading into the third year of the medium-term management plan, revenue was ¥3,061,287 thousand and operating profit was ¥841,361 thousand. The operating margin was approximately 27.5%, continuing to exceed the plan target of 25.0%. Investment in replacing the core system and developing the child-support guarantee market also proceeded as planned. - FY2021-Q2AdvancedAnnual report
「As a result of these initiatives, for revenue in the cumulative second quarter under review, revenue from the guarantee business was ¥1,093,391 thousand, up 28.4% year on year, and revenue from the solutions business was ¥924,194 thousand, up 7.4% year on year, bringing total revenue to ¥2,017,586 thousand, up 17.8% year on year. Operating profit was ¥567,907 thousand, up 13.6% year on year,」
For the cumulative second quarter heading into the third year of the medium-term management plan, revenue was ¥2,017,586 thousand and operating profit was ¥567,907 thousand. Revenue increased 17.8% year on year and operating profit increased 13.6%. - FY2021-Q1AdvancedAnnual report
「For revenue in the cumulative first quarter under review, revenue from the guarantee business was ¥548,705 thousand, up 31.4% year on year, and revenue from the solutions business was ¥464,019 thousand, up 8.3% year on year, bringing total revenue to ¥1,012,724 thousand, up 19.7% year on year. Operating profit was ¥280,691 thousand, up 17.7% year on year, ordinary profit was ¥281,744 thousand, up 18.0% year on year, and quarterly net profit was ¥184,082 thousand, up 20.2% year on year.」
For the cumulative first quarter heading into the third year of the medium-term management plan, revenue was ¥1,012,724 thousand and operating profit was ¥280,691 thousand. Based on the disclosed revenue and operating profit, the operating margin was approximately 27.7%, remaining above the plan target of 25.0%. - FY2020AdvancedAnnual report
「The medium-term management plan formulated in May 2018 set out the figures below as its key targets, and the comparison with the fiscal year under review, the second year of that plan, is as follows.」
For the second year of the medium-term management plan, revenue was ¥3,626,851 thousand against the target of ¥5,000,000 thousand, operating profit was ¥1,021,906 thousand against the target of ¥1,250,000 thousand, and operating margin was 28.2% against the target of 25.0%. - FY2019AdvancedAnnual report
「The medium-term management plan formulated in May 2018 set out the figures below as its key targets, and the comparison with the fiscal year under review, the first year of that plan, is as follows.」
For the first year of the medium-term management plan, revenue was ¥3,136,794 thousand against the FY2021 target of ¥5,000,000 thousand, operating profit was ¥842,302 thousand against the target of ¥1,250,000 thousand, and operating margin was 26.9% against the target of 25.0%. - FY2018First statedAnnual report
「In May 2018, the Company formulated and disclosed a medium-term management plan. The Company aims to continuously enhance corporate value and places importance on growth accompanied by efficiency. Under this medium-term management plan, target figures were established for revenue, operating profit and operating margin as key performance indicators. To achieve these targets, the Company has adopted the following basic policy for business development: “As a comprehensive guarantee services company, create, develop, expand and evolve guarantee products and solution services, resolve issues at each stage of the business, and pursue the creation of added value, improved productivity and differentiation.”」
In May 2018, the Company formulated and disclosed a medium-term management plan and set targets for revenue, operating profit and operating margin as key performance indicators. The plan identified the creation, development, expansion and evolution of guarantee products and solution services as means of achieving these targets. The target figures themselves were not presented in the text; readers were directed to the Company's website.