Revenue growth and profit reported for the cumulative third-quarter period

「Both revenue and profit reached record highs.」

「For the six months ended the interim period, consolidated revenue from the guarantee business was ¥5,374.873 million, up 19.2% year on year, while revenue from the solutions business was ¥485.969 million, down 12.0%. Total revenue was ¥5,860.842 million, up 15.8%. Although outsourcing fees paid to management companies and fees related to rent payments increased with higher revenue from the guarantee business, operating profit rose 22.4% to ¥1,388.720 million as other expenses were kept under control at a certain level. Ordinary profit was ¥1,400.280 million, up 22.8%, and interim net income attributable to owners of the parent was ¥879.849 million, up 33.6%.」

「For the six months ended the interim period, consolidated revenue from the guarantee business was ¥4,509.887 million, up 23.5% year on year, while revenue from the solutions business was ¥552.228 million, down 13.3%. Total revenue was ¥5,062.115 million, up 18.0%. Operating profit was ¥1,134.822 million, up 11.4%, due to increases in outsourcing fees paid to management companies, fees related to rent payments and bad debt expenses accompanying higher revenue from the guarantee business. Ordinary profit was ¥1,140.191 million, up 12.6%, and interim net income attributable to owners of the parent was ¥658.405 million, up 11.2%.」

「As a result, revenue from the guarantee business was ¥5,645.377 million and revenue from the solutions business was ¥932.540 million, bringing total revenue to ¥6,577.918 million. Operating profit was ¥1,535.877 million, ordinary profit was ¥1,531.065 million, and net income for the period attributable to owners of the parent was ¥877.236 million.」

「As a result, revenue from the guarantee business was ¥3,651.883 million and revenue from the solutions business was ¥637.133 million, bringing total revenue to ¥4,289.017 million. Operating profit was ¥1,018.780 million, ordinary profit was ¥1,012.613 million, and net income for the quarter attributable to owners of the parent was ¥592.199 million.」

「As a result, revenue from the guarantee business was ¥1,762.968 million and revenue from the solutions business was ¥332.844 million, bringing total revenue to ¥2,095.812 million. Operating profit was ¥502.532 million, ordinary profit was ¥496.032 million, and net income for the quarter attributable to owners of the parent was ¥280.557 million.」

「For the nine months ended the third quarter, revenue from the guarantee business was ¥3,474.589 million, up 59.1% year on year, while revenue from the solutions business was ¥1,182.393 million, down 15.9%. Total revenue was ¥4,656.982 million, up 29.7%. Operating profit was ¥1,210.539 million, up 40.5%, ordinary profit was ¥1,208.435 million, up 39.7%, and net income for the quarter was ¥740.683 million, up 36.4%.」

「Operating income was ¥774 million, up 32.1% year on year. Although outsourcing fees paid to property management companies and bad-debt expenses increased with higher guarantee business revenue, increases in other expenses were contained to some extent. Ordinary income was ¥771 million, up 31.2%, and quarterly net income was ¥479 million, up 26.3%.」

「As a result of these initiatives, revenue for the cumulative current first-quarter period comprised ¥1,028 million from the guarantee business, up 51.2% year on year, and ¥432 million from the solution business, down 10.3%, for a total of ¥1,460 million, up 25.7%. Operating income was ¥371 million, up 30.8%. Although higher guarantee business revenue increased outsourcing fees paid to property management companies, increases in other expenses were contained to some extent. Ordinary income was ¥368 million, up 29.1%, and quarterly net income was ¥215 million, up 26.0%.」

「Revenue comprised ¥3,054 million from the guarantee business, up 33.1% year on year, and ¥1,890 million from the solution business, down 1.0%, for a total of ¥4,944 million, up 17.6%. Operating income was ¥1,184 million, up 3.0%. Ordinary income was ¥1,180 million, up 2.3%, and net income was ¥780 million, up 2.5%. Both revenue and profit reached record highs.」

「As a result of these initiatives, revenue for the cumulative current third-quarter period comprised ¥2,185 million from the guarantee business, up 30.6% year on year, and ¥1,406 million from the solution business, up 1.3%, for a total of ¥3,591 million, up 17.3%. Operating income was ¥861 million, up 2.4%, ordinary income was ¥865 million, up 2.4%, and quarterly net income was ¥543 million, down 2.8%.」

「As a result of these initiatives, revenue for the cumulative current second-quarter period comprised ¥1,408 million from the guarantee business, up 28.8% year on year, and ¥948 million from the solution business, up 2.6%, for a total of ¥2,356 million (up 16.8% year on year). Operating income was ¥586 million (up 3.1% year on year). While gross profit increased with higher sales, bad-debt expenses rose due to the impact of increased advances in the first quarter, and recruiting and personnel costs increased with business expansion. Investments in developing B2C marketing for child support guarantees also contributed. Ordinary income was ¥588 million (up 3.2% year on year), and quarterly net income was ¥379 million (down 1.9% year on year).」

「For the nine months ended this quarter, revenue was ¥679.941 million for guarantee services, up 23.9% year on year, and ¥481.004 million for solution services, up 3.7%, for total revenue of ¥1,160.945 million, up 14.6%. This was mainly due to growth in the guarantee business following a significant increase in the number of new rent payment guarantee contracts. Operating profit was ¥283.474 million, up 1.0% year on year, as gross profit increased with higher revenue, although bad debt expenses increased, as did recruitment costs and personnel expenses accompanying staff expansion, along with investment in developing B2C marketing for child support guarantees. Ordinary profit was ¥284.733 million, up 1.1%, and net income was ¥170.373 million, down 7.4%.」

「Revenue comprised ¥2,295 million from the guarantee business, up 27.7% year on year, and ¥1,909 million from the solution business, up 4.3%, for a total of ¥4,204 million, up 15.9%. Operating income was ¥1,150 million, up 12.5%. Ordinary income was ¥1,154 million, up 12.4%, and net income was ¥761 million, up 10.7%. Both revenue and profit reached record highs.」

「As a result of these initiatives, revenue for the cumulative current third-quarter period comprised ¥1,673 million from the guarantee business, up 28.1% year on year, and ¥1,389 million from the solution business, up 6.4%, for a total of ¥3,061 million, up 17.3%. While investments in replacing the core system and developing the child support guarantee market proceeded as planned, increases in other expenses were contained to some extent, resulting in operating income of ¥841 million, up 12.0%. Ordinary income was ¥844 million, up 11.8%, and quarterly net income was ¥559 million, up 11.0%.」

「As a result of these initiatives, revenue for the cumulative current second-quarter period comprised ¥1,093 million from the guarantee business, up 28.4% year on year, and ¥924 million from the solution business, up 7.4%, for a total of ¥2,018 million, up 17.8%. Operating income was ¥568 million, up 13.6%. While investments in replacing the core system and developing the child support guarantee market proceeded as planned, bad-debt expenses were contained because delinquency and collection rates remained within expectations, and increases in other expenses were also contained to some extent. Ordinary income was ¥570 million, up 13.3%, and quarterly net income was ¥386 million, up 14.9%.」

「As a result of these initiatives, revenue for the cumulative current first-quarter period comprised ¥549 million from the guarantee business, up 31.4% year on year, and ¥464 million from the solution business, up 8.3%, for a total of ¥1,013 million, up 19.7%. In particular, progress in medical expense guarantees drove growth in the guarantee business. Operating income was ¥281 million, up 17.7%, as rent delinquency and collection rates were broadly in line with assumptions and increases in other expenses were contained to some extent. Ordinary income was ¥282 million, up 18.0%, and quarterly net income was ¥184 million, up 20.2%.」

「Revenue from the guarantee business was ¥1,797 million, up 20.4% year on year, and revenue from the solution business was ¥1,830 million, up 11.3%, for a total of ¥3,627 million, up 15.6%. Operating income was ¥1,022 million, up 21.3%. Ordinary income was ¥1,026 million, up 22.1%, and net income was ¥687 million, up 21.9%.」

「As a result of these initiatives, revenue for the cumulative current third-quarter period from the guarantee business was ¥1,306 million, up 18.6% year on year, as new rent guarantee contracts progressed steadily and medical expense guarantees grew. Revenue from the solution business was ¥1,305 million, up 10.8%, supported mainly by steady C&O services, bringing total revenue to ¥2,611 million (up 14.6% year on year). Operating income was ¥751 million (up 30.3% year on year). Although outsourcing fees paid to property management companies and insurance premiums paid to insurers covering medical and nursing-care expense guarantees increased with guarantee business revenue, gross and operating margins improved because increases in other expenses were kept within a certain range. Ordinary income was ¥755 million (up 31.1% year on year), and quarterly net income was ¥503 million (up 33.0% year on year).」

「As a result of these initiatives, revenue for the cumulative current second-quarter period from the guarantee business was ¥852 million, up 17.3% year on year, as new rent guarantee contracts progressed steadily and medical expense guarantees grew. Revenue from the solution business was ¥861 million, up 10.2%, supported mainly by steady C&O services, bringing total revenue to ¥1,712 million, up 13.6%. Operating income was ¥500 million, up 39.3%. Although outsourcing fees paid to property management companies and insurance premiums paid to insurers covering medical and nursing-care expense guarantees increased with guarantee business revenue, gross and operating margins improved because increases in other expenses were kept within a certain range. Ordinary income was ¥503 million, up 40.1%, and quarterly net income was ¥336 million, up 41.9%.」

「As a result of these initiatives, revenue for the cumulative current first-quarter period comprised ¥417 million from the guarantee business, up 15.7% year on year, and ¥428 million from the solution business, up 9.2%, for a total of ¥846 million, up 12.3%. Operating income was ¥238 million, up 27.4%. Although revenue growth in the guarantee business increased outsourcing fees paid to property management companies, insurance premiums paid to insurers covering medical and nursing-care expense guarantees, and provisions for guarantee performance, gross and operating margins improved because increases in other expenses were kept within a certain range. Ordinary income was ¥239 million, up 27.6%, and quarterly net income was ¥153 million, up 27.5%.」

「Operating income was ¥842 million, up 9.0% year on year, as the operating margin improved because the increase in expenses accompanying higher sales was kept within a certain range. Ordinary income was ¥840 million, up 11.7%, and net income was ¥564 million, up 10.9%.」

「As a result of these initiatives, revenue for the cumulative current third-quarter period comprised ¥1,101 million from the guarantee business, down 0.7% year on year, and ¥1,178 million from the solution business, up 11.4%, for a total of ¥2,279 million, up 5.2%. Operating income was ¥577 million, up 2.9%, despite higher personnel and other costs from proactive hiring and increased provisions for doubtful accounts and guarantee performance provisions, due to the earnings contribution from higher sales. Ordinary income was ¥576 million, up 6.5%, and quarterly net income was ¥379 million, up 7.1%.」

「As a result of these initiatives, revenue for the cumulative current second-quarter period comprised ¥726 million from the guarantee business, down 2.9% year on year, and ¥781 million from the solution business, up 12.1%, for a total of ¥1,507 million, up 4.3%. Operating income was ¥359 million, down 10.8%, as higher gross profit accompanying increased sales was offset by higher personnel and other costs from proactive hiring and higher provisions for doubtful accounts. Ordinary income was ¥359 million, down 9.9%, and quarterly net income was ¥237 million, down 11.7%.」

「As a result of these initiatives, revenue for the cumulative current first-quarter period comprised ¥361 million from the guarantee business, down 5.5% year on year, and ¥392 million from the solution business, up 15.6%, for a total of ¥753 million, up 4.4%. Operating income was ¥187 million, down 2.6%, as higher gross profit accompanying increased sales was offset by higher personnel and other costs resulting from proactive hiring. Ordinary income was ¥187 million, down 2.6%, and quarterly net income was ¥120 million, down 3.1%.」

「Operating income was ¥772 million, up 27.0% year on year, as the operating margin improved because the increase in expenses accompanying higher sales was kept within a certain range. Ordinary income was ¥752 million, up 25.8%, and net income was ¥509 million, up 24.3%.」

「Operating income was ¥561 million, up 42.0% year on year, as the operating margin improved because expenses, including provisions for doubtful accounts and guarantee performance provisions, were restrained while sales remained steady. Ordinary income was ¥540 million, up 39.9%, and quarterly net income was ¥354 million, up 45.7%.」

「As a result of these initiatives, revenue for the cumulative current second-quarter period comprised ¥748 million from guarantee services, down 4.3% year on year, and ¥697 million from solution services, up 32.5%, for a total of ¥1,444 million, up 10.5%. Operating income was ¥402 million, up 47.9%, as sales remained steady and expenses, including provisions for doubtful accounts and guarantee performance provisions, were restrained. Ordinary income was ¥398 million, up 47.6%, and quarterly net income was ¥268 million, up 54.3%.」

「As a result of these initiatives, revenue for the cumulative current first-quarter period comprised ¥382 million from guarantee services and ¥339 million from solution services, for a total of ¥721 million. Operating income was ¥192 million, due to steady sales and restrained expenses, including provisions for doubtful accounts and guarantee performance provisions. Ordinary income was ¥192 million and quarterly net income was ¥124 million.」

「Total revenue was ¥2,713 million, up 2.4% year on year. Operating income was ¥608 million, up 12.3% year on year. Ordinary income was ¥598 million, up 10.6% year on year, while net income was ¥409 million, down 21.9% year on year.」

「As a result of these initiatives, revenue for the cumulative current third-quarter period was ¥1,968 million, operating income was ¥395 million, ordinary income was ¥386 million and quarterly net income was ¥243 million.」