Expanding sales of nursing care and medical expense guarantee products centered on rent debt guarantees

「Revenue from the guarantee business was ¥11,049.738 million, up 16.0% year on year.」

「This was mainly due to growth in initial and renewal guarantee fees as the number of contracts held under rent payment guarantees increased through a shift from solution services and an increase in new contracts.」

「For the six months ended this interim period, consolidated revenue was ¥4,509.887 million for the guarantee business, up 23.5% year on year, and ¥552.228 million for the solution business, down 13.3%, for total revenue of ¥5,062.115 million, up 18.0%. This was due to growth in initial and renewal guarantee fees as the number of contracts held under rent payment guarantees increased through a shift from solution services and an increase in new contracts.」

「For the nine months ended this quarter, the number of new rent payment guarantee contracts grew steadily and the number of contracts held also increased, resulting in steady performance by initial and renewal guarantee fees.」

「For the six months ended this quarter, the number of new rent payment guarantee contracts grew steadily and the number of contracts held also increased, resulting in steady performance by initial and renewal guarantee fees.」

「For the three months ended this quarter, the number of new rent payment guarantee contracts grew steadily and the number of contracts held also increased, resulting in steady performance by initial and renewal guarantee fees.」

「This was attributable to steady growth in new rent payment guarantee contracts and an increase in contracts held, which increased initial and renewal guarantee fees and resulted in a significant increase in guarantee business revenue.」

「This was attributable to steady growth in new rent payment guarantee contracts and an increase in contracts held, which increased initial and renewal guarantee fees and resulted in a significant increase in guarantee business revenue.」

「This was attributable to steady growth in new rent payment guarantee contracts and an increase in contracts held, which increased initial and renewal guarantee fees and resulted in a significant increase in guarantee business revenue.」

「For rent payment guarantees, while continuing to actively develop new business partners, we will promote the development and sale of new products that flexibly meet the needs of existing clients, including expanding the types of properties covered, such as residential, business-use and parking properties, and diversifying payment and subrogation methods, such as credit card-linked payments and advance payments.」

「For the nine months ended this quarter, guarantee business revenue was ¥2,184.505 million, up 30.6% year on year, and total revenue was ¥3,590.669 million, up 17.3%. This was mainly due to growth in the guarantee business following a significant increase in the number of new rent payment guarantee contracts. Requests for quotations and other inquiries regarding medical expense guarantees have also recovered rapidly following the lifting of the state of emergency.」

「For the six months ended this quarter, revenue was ¥1,408.438 million for the guarantee business, up 28.8% year on year, and ¥948.059 million for the solution business, up 2.6%, for total revenue of ¥2,356.498 million, up 16.8%. This was mainly due to growth in the guarantee business following a significant increase in the number of new rent payment guarantee contracts.」

「For the nine months ended this quarter, revenue was ¥679.941 million for guarantee services, up 23.9% year on year, and ¥481.004 million for solution services, up 3.7%, for total revenue of ¥1,160.945 million, up 14.6%. This was mainly due to growth in the guarantee business following a significant increase in the number of new rent payment guarantee contracts. Operating profit was ¥283.474 million, up 1.0% year on year, as gross profit increased with higher revenue, although bad debt expenses increased, as did recruitment costs and personnel expenses accompanying staff expansion, along with investment in developing B2C marketing for child support guarantees. Ordinary profit was ¥284.733 million, up 1.1%, and net income was ¥170.373 million, down 7.4%.」

「In the guarantee business, new rent payment guarantee contracts progressed steadily and medical expense guarantees continued to grow, resulting in a significant increase in revenue. For child support guarantees, we implemented B2C sales expansion measures, including launching an owned media platform and partnering with social media, to achieve wider adoption by raising awareness. Revenue from the guarantee business was ¥2,294.594 million, up 27.7% year on year.」

「This was attributable to a significant advance in medical expense guarantees, as sales activities before the state of emergency was declared in April proved effective, and an increase in the number of new rent payment guarantee contracts, which drove growth in the guarantee business, despite delays in developing some new customers due to the spread of COVID-19.」

「This was attributable to the progress of medical expense guarantees, which drove growth in the guarantee business, and steady growth in new rent payment guarantee contracts, despite delays in developing some new customers due to the spread of COVID-19.」

「As a result of these initiatives, revenue for the nine months ended this quarter was ¥548.705 million for the guarantee business, up 31.4% year on year, and ¥464.019 million for the solution business, up 8.3%, for total revenue of ¥1,012.724 million, up 19.7%. In particular, progress in medical expense guarantees drove growth in the guarantee business.」

「In the guarantee business, we are focusing on expanding sales of medical expense guarantees, nursing care expense guarantees and child support guarantees, centered on rent payment guarantees.」

「Revenue from the guarantee business was ¥1,305.586 million, up 18.6% year on year, as new rent payment guarantee contracts progressed steadily and medical expense guarantees grew.」

「Revenue from the guarantee business was ¥851.803 million, up 17.3% year on year, as new rent payment guarantee contracts progressed steadily and medical expense guarantees grew.」

「For child support guarantee products, with the aim of developing the next-generation market, we will collaborate with public institutions, administrative scriveners and others to raise awareness of guarantee products and stimulate demand, and roll out initiatives addressing unpaid child support nationwide.」

「For nursing care expense guarantee products and medical expense guarantee products, in addition to promoting sales directly, we will work to develop the market through collaboration with partner companies and others, and continue expanding sales so that these products become core products alongside rent payment guarantee products as new guarantee services. We will also continue developing fields in which guarantee services have not previously been provided, such as child support guarantees.」

「In guarantee services, we developed and began selling a rent payment guarantee product for older people and a business rent payment guarantee product covering rental properties used for business purposes.」

「In guarantee services, as guarantee services covering rental properties managed by major real estate management companies, our existing customers, shifted toward solution services, we focused on expanding sales of nursing care expense guarantee products and medical expense guarantee products, centered on rent payment guarantee products.」

「In guarantee services, we focused on expanding sales of nursing care expense guarantee products and medical expense guarantee products, centered on rent payment guarantee products.」