Revised forecast
Fiscal year ending March 2027 · Six months and full yearPrevious forecast published 13 May 2026The bar length represents the relative magnitude of change, based on the item that changed the most in this document. The percentage change shown by the dotted line is calculated from the two reported figures because the company did not provide the rate.
Revenue for the cumulative second quarter is expected to exceed the plan because the number of contracts for rent debt guarantees, medical expense guarantees and nursing care expense guarantees in the guarantee business remained on track. Although outsourced service fees increased with the growth in rent debt guarantee contracts, all profit figures are expected to exceed the initial plan because bad debt expenses were lower than expected and other cost increases were kept within a certain level. The full-year forecast reflects first-half progress.
| Item | Details |
|---|---|
| Net Sales | 2Q cumulative 6,850 / Full year 14,200 → 2Q cumulative 7,017 / Full year 14,370（2Q cumulative 2.4 / Full year 1.2） |
| Operating profit | 2Q cumulative 1,410 / Full year 3,000 → 2Q cumulative 1,582 / Full year 3,180（2Q cumulative 12.3 / Full year 6） |
| Ordinary income | 2Q cumulative 1,420 / Full year 3,020 → 2Q cumulative 1,596 / Full year 3,200（2Q cumulative 12.4 / Full year 6） |
| Profit attributable to owners of the parent | 2Q cumulative 890 / Full year 1,840 → 2Q cumulative 975 / Full year 1,960（2Q cumulative 9.6 / Full year 6.5） |
| Net income per share | 2Q cumulative 39.78 / Full year 82.24 → 2Q cumulative 43.59 / Full year 87.61 |
| Fiscal Period Covered | Fiscal year ending March 2027 |
| Period Covered | Six months and full year |
| Publication date of previous forecast | 13 May 2026 |
| Previous-period results | Cumulative second quarter: revenue of ¥5,860 million, operating income of ¥1,388 million, ordinary income of ¥1,400 million, interim net income attributable to owners of the parent of ¥879 million, and interim earnings per share of ¥39.33. Full year: revenue of ¥12,283 million, operating income of ¥2,766 million, ordinary income of ¥2,797 million, net income attributable to owners of the parent of ¥1,744 million, and earnings per share of ¥77.96. |
| Reason for the revision | Revenue for the cumulative second quarter is expected to exceed the plan because the number of contracts for rent debt guarantees, medical expense guarantees and nursing care expense guarantees in the guarantee business remained on track. Although outsourced service fees increased with the growth in rent debt guarantee contracts, all profit figures are expected to exceed the initial plan because bad debt expenses were lower than expected and other cost increases were kept within a certain level. The full-year forecast reflects first-half progress. |
| Dividend forecast revision | The forecast has been revised upward from ¥24.50 to ¥26.00 for the second-quarter-end dividend, from ¥25.00 to ¥27.00 for the year-end dividend, and from ¥49.50 to ¥53.00 for the annual dividend. |
| Consolidated / non-consolidated | Consolidated |
Items this document does not state (1)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.For the cumulative second quarter, revenue is expected to exceed the plan as the number of contracts for rent debt guarantees, medical expense guarantees and nursing care expense guarantees remained on track. On the earnings front, outsourced service fees increased, but bad debt expenses were lower than expected and other cost increases were kept within a certain level. The full-year forecast was revised upward to reflect first-half progress, and the dividend was increased in light of the solid performance.