Komori
Japan Post Bank (7182) · FactAdvanced

Increase in Outstanding Loans and Expansion of Lending to National and Local Governments

First written in FY2018-Q3. 14 of 32 entries say "Advanced", first in FY2018. Latest entry: 2026-08-07.

32entries
9years
3from disclosures
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How it moved
ProgressHeldSoftenedWorseOtherFY2019-Q3 – FY2021-Q1OtherFY2021-Q3 – FY2023-Q1AdvancedFY2023-Q2 – FY2024OtherFY2025-H1 – FY2026-H12018: 420182019: 420192020: 420202021: 420212022: 420222023: 320232024: 320242025: 220252026: 42026
Same theme, other companies
Expansion of Loans to Local Governments and CorporationsA theme 2 companies write about · 0 as a headwind · 2 as a tailwind

1 other company's latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Loans increased by ¥1,241.5 billion from the end of the previous consolidated fiscal year to ¥4,372.1 billion.」

    The loan balance increased from ¥3,130.6 billion to ¥4,372.1 billion, while the proportion of lending to national and local governments also rose from 66.95% to 78.16%.
  2. 2026-05-15AdvancedEarnings

    「Loans increased by ¥1,241.5 billion from the end of the previous consolidated fiscal year to ¥4,372.1 billion.」

    貸出金残高が前年度末から増加した。
  3. FY2026-H1Recovery in the loan balance and change in the proportion of lending to national and local governmentsAnnual report

    「Loans increased by ¥1,396.7 billion from the end of the previous fiscal year to ¥4,527.2 billion. The proportion of lending to national and local governments was 79.00%.」

    The loan balance increased from ¥3,130.6 billion at the end of March 2025 to ¥4,527.2 billion. Meanwhile, the proportion of lending to national and local governments rose from 66.95% to 79.00%.
  4. FY2025Sharp decline in the loan balance and lower proportion of lending to national and local governmentsAnnual report

    「Loans decreased by ¥3,717.7 billion from the end of the previous fiscal year to ¥3,130.5 billion.」

    The loan balance fell sharply from ¥6,848.4 billion to ¥3,130.5 billion, while the proportion of lending to national and local governments also declined from 85.93% to 66.95%.
  5. FY2025-H1Sharp decline in the loan balance and lower proportion of lending to national and local governmentsAnnual report

    「Loans decreased by ¥2,648.3 billion from the end of the previous fiscal year to ¥4,200.0 billion. The proportion of lending to national and local governments was 77.66%.」

    The loan balance fell sharply from ¥6,848.4 billion at the end of the previous fiscal year to ¥4,200.0 billion, while the proportion of lending to national and local governments also declined from 85.93% to 77.66%.
  6. FY2024AdvancedAnnual report

    「Loans increased by ¥1,244 billion from the end of the previous consolidated fiscal year to ¥6,848.3 billion.」

    The loan balance increased, and the proportion of lending to national and local governments also rose to 85.93%.
  7. FY2024-Q3AdvancedAnnual report

    「Loans increased by ¥403.4 billion from the end of the previous consolidated fiscal year to ¥6.0078 trillion.」

    The loan balance increased by ¥403.4 billion from the end of the previous fiscal year to ¥6.0078 trillion. Loans to national and local governments also increased to ¥5.061291 trillion, representing 84.63% of the total.
  8. FY2024-Q2AdvancedAnnual report

    「Loans increased by ¥146.5 billion from the end of the previous consolidated fiscal year to ¥5.7509 trillion.」

    The loan balance increased by ¥146.5 billion from the end of the previous fiscal year to ¥5.7509 trillion. The proportion of loans to national and local governments also rose to 83.12%.
  9. FY2023AdvancedAnnual report

    「Loans increased by ¥1.1623 trillion from the end of the previous consolidated fiscal year to ¥5.6043 trillion.」

    The loan balance increased by ¥1.1623 trillion from the end of the previous fiscal year to ¥5.6043 trillion. The proportion of loans to national and local governments also rose to 82.07%.
  10. FY2023-Q3AdvancedAnnual report

    「Loans increased by ¥862.5 billion from the end of the previous consolidated fiscal year to ¥5.3044 trillion.」

    The loan balance increased by ¥862.5 billion from the end of the previous fiscal year to ¥5.3044 trillion. Loans to national and local governments amounted to ¥4.2425 trillion, accounting for 80.47% of the total.
  11. FY2023-Q2AdvancedAnnual report

    「Loans increased by ¥981.1 billion from the end of the previous fiscal year to ¥5.4230 trillion.」

    The loan balance increased by ¥981.1 billion from the end of March 2022 to ¥5.4230 trillion. The shift to growth from the declining trend through the previous fiscal year continued.
  12. FY2023-Q1Shift to growth in the loan balanceAnnual report

    「Loans increased by ¥609.3 billion from the end of the previous consolidated fiscal year to ¥5.0512 trillion.」

    The loan balance increased by ¥609.3 billion from ¥4.4419 trillion at the end of the previous fiscal year, turning to growth from the declining trend that had continued through the previous fiscal year. Loans to national and local governments amounted to ¥3.9233 trillion, accounting for 78.09% of the total.
  13. FY2022Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥249.7 billion from the end of the previous consolidated fiscal year to ¥4.4419 trillion.」

    The loan balance decreased by ¥249.7 billion from the end of the previous fiscal year to ¥4.4419 trillion. The declining trend continued.
  14. FY2022-Q3Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥35.2 billion from the end of the previous consolidated fiscal year to ¥4.6564 trillion.」

    The loan balance decreased by ¥35.2 billion from the end of the previous fiscal year to ¥4.6564 trillion. The declining trend since the previous fiscal year continued.
  15. FY2022-Q2Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥16.6 billion from the end of the previous fiscal year to ¥4.6750 trillion.」

    The loan balance decreased by ¥16.6 billion from the end of the previous fiscal year to ¥4.6750 trillion. The declining trend that continued from the previous fiscal year also persisted in the interim period.
  16. FY2022-Q1Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥18.4 billion from the end of the previous consolidated fiscal year to ¥4.6732 trillion.」

    The loan balance decreased by ¥18.4 billion from the end of the previous fiscal year to ¥4.6732 trillion. The declining trend that continued from the previous fiscal year also persisted in the first quarter.
  17. FY2021Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥270.0 billion from the end of the previous consolidated fiscal year to ¥4.6917 trillion.」

    The loan balance decreased from ¥4.9617 trillion at the end of the previous fiscal year to ¥4.6917 trillion, and the declining trend continued.
  18. FY2021-Q3Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥289.0 billion from the end of the previous consolidated fiscal year to ¥4.6727 trillion.」

    The loan balance decreased by ¥289.0 billion from the end of the previous fiscal year to ¥4.6727 trillion, declining again after the shift to growth through the previous quarter.
  19. FY2021-Q2AdvancedAnnual report

    「Loans increased by ¥1.9089 trillion from the end of the previous fiscal year to ¥6.8707 trillion.」

    The loan balance increased from ¥4.9617 trillion at the end of the previous fiscal year to ¥6.8707 trillion. Following the shift to growth from the declining trend that continued through the previous fiscal year, the loan balance expanded further.
  20. FY2021-Q1Shift to growth in the loan balanceAnnual report

    「Loans increased by ¥2.3733 trillion from the end of the previous consolidated fiscal year to ¥7.3351 trillion.」

    The loan balance increased by ¥2.3733 trillion from ¥4.9617 trillion at the end of the previous fiscal year to ¥7.3351 trillion. It turned from the declining trend that had continued from the previous fiscal year to an increase.
  21. FY2020Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥335.6 billion from the end of the previous consolidated fiscal year to ¥4.9617 trillion.」

    The loan balance decreased from ¥5.2974 trillion at the end of the previous fiscal year to ¥4.9617 trillion.
  22. FY2020-Q3Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥558.8 billion from the end of the previous consolidated fiscal year to ¥4.7385 trillion.」

    The loan balance decreased by ¥558.8 billion from the end of the previous consolidated fiscal year to ¥4.7385 trillion. The declining trend since the previous fiscal year also continued into the third quarter.
  23. FY2020-Q2Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥361.1 billion from the end of the previous consolidated fiscal year to ¥4.9362 trillion.」

    The loan balance decreased by ¥361.1 billion from the end of the previous fiscal year to ¥4.9362 trillion. The declining trend that continued from the previous fiscal year also persisted in the interim period.
  24. FY2020-Q1Continued decline in the balance of loans and bills discountedAnnual report

    「Loans decreased by ¥204.1 billion from the end of the previous consolidated fiscal year to ¥5.0932 trillion.」

    The loan balance decreased by ¥204.1 billion from the end of the previous fiscal year to ¥5.0932 trillion. A declining trend that continued from the previous fiscal year was also evident in the first quarter.
  25. FY2019Full-year decline in the loan balanceAnnual report

    「Loans decreased by ¥848.1 billion from the end of the previous consolidated fiscal year to ¥5.2974 trillion.」

    The loan balance decreased by ¥848.1 billion from the end of the previous fiscal year to ¥5.2974 trillion, turning to a full-year decline after increasing through the previous quarter.
  26. FY2019-Q3Decline in Outstanding LoansAnnual report

    「Loans decreased by ¥631.9 billion from the end of the previous fiscal year to ¥5.5136 trillion.」

    The loan balance decreased by ¥631.9 billion from the end of the previous fiscal year to ¥5.5136 trillion, marking a numerical change from the growth trend through the previous period.
  27. FY2019-Q2AdvancedAnnual report

    「Loans increased by ¥234.6 billion from the end of the previous fiscal year to ¥6.3802 trillion.」

    The loan balance increased by ¥234.6 billion from the end of the previous fiscal year to ¥6.3802 trillion. Loans to national and local governments amounted to ¥5.0096 trillion, accounting for 78.57% of the total.
  28. FY2019-Q1AdvancedAnnual report

    「Loans increased by ¥673.7 billion from the end of the previous fiscal year to ¥6.8193 trillion.」

    The loan balance increased by ¥673.7 billion from the end of the previous fiscal year to ¥6.8193 trillion. The proportion of loans to national and local governments also increased from 76.00% to 80.25%.
  29. FY2018AdvancedAnnual report

    「Loans increased by ¥2.0814 trillion from the end of the previous fiscal year to ¥6.1455 trillion.」

    The loan balance increased by ¥2.0814 trillion from the end of the previous fiscal year to ¥6.1455 trillion. Loans to national and local governments accounted for 76.00% of the total.
  30. FY2018-Q3First statedAnnual report

    「Loans increased by ¥1.5503 trillion from the end of the previous fiscal year to ¥5.6144 trillion.」

    The increase in the loan balance was disclosed as new business data. By borrower sector, loans to national and local governments amounted to ¥4.1100 trillion, accounting for 73.27% of the total.
Moved together

"Strengthening fee revenue centered on asset management products and ATM partnership services" moved the same way as this thread, in the same document, in 12 of its 32 moves.

12109776★123456
  1. ★This thread
  2. 1Strengthening fee revenue centered on asset management products and ATM partnership services12×
  3. 2Exploring new investment areas such as private equity10×
  4. 3Expansion of Satellite Portfolios and Internationally Diversified Investment9×
  5. 4Enhancing Convenience Through ATM Networks and Internet Banking7×
  6. 5A large and stable funding base centered on personal savings7×
  7. 6Securing the Customer Base and Deepening Relationships Through Salary and Pension Receipt and Other Transactions6×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Japan Post Bank yet. It last moved in the Earnings presentation materials of 2026-08-07: "Advanced".
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