Komori
Japan Post Bank (7182) · InitiativeAdvanced

Enhancing Convenience Through ATM Networks and Internet Banking

First written in FY2016. 22 of 23 entries say "Advanced", first in FY2017. Latest entry: 2026-08-07.

23entries
11years
1from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2017 – 2026-08-072016: 120162017: 120172018: 120182019: 320192020: 320202021: 220212022: 420222023: 420232024: 220242025: 120252026: 12026
Same theme, other companies
Expansion of a Large-Scale ATM Network and Usage BaseA theme 3 companies write about · 0 as a headwind · 5 as a tailwind

2 other companies' latest entry also says "Advanced".

Ridges = years it wrote progress, valleys = years it wrote worse. Most hopeful companies at the back. Drag to turn, scroll to zoom, right-drag to pan. On a phone, two fingers turn and pinch to zoom; one finger scrolls the page.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-07AdvancedEarnings presentation materials

    「(参考)通帳アプリ登録口座数は、1,749万口座。お客さま基盤の強化へ貢献」

    通帳アプリ登録口座数が2026年3月末の1,662万口座から2026年6月末の1,749万口座へ増加した。
  2. FY2025AdvancedAnnual report

    「In digital services, we are working to improve the convenience of the passbook app, which enables users to conduct basic banking transactions on their smartphones. To further expand usage, we are promoting the app through various campaigns, including an expanded points programme, as well as actively providing information at branches. The number of registered accounts exceeded 13 million.」

    Usage of the passbook app was expanded through the points programme, campaigns and information provided at branches, and the number of registered accounts exceeded 13 million.
  3. FY2025-H1AdvancedAnnual report

    「ATM-related fees 18,693 19,351 657」

    ATM-related fees increased by ¥657 million, from ¥18,693 million in the same period of the previous year to ¥19,351 million.
  4. FY2024-Q3AdvancedAnnual report

    「ATM-related fees 25,060 28,362 3,302」

    ATM-related fees increased by ¥3,302 million, from ¥25,060 million in the same period of the previous year to ¥28,362 million. Revenue related to the ATM network continues to expand.
  5. FY2024-Q2AdvancedAnnual report

    「ATM-related fees increased from ¥16,611 million to ¥18,693 million.」

    ATM-related fees increased by ¥2,081 million year on year, expanding revenue related to the ATM network.
  6. FY2024-Q1AdvancedAnnual report

    「ATMs and banknote and coin deposit/withdrawal machines (compatible with new banknotes) 13,528 ― Internal funds May 2023 March 2025」

    A new plan was finalized for ATMs and banknote and coin deposit/withdrawal machines compatible with the new banknotes, with a total planned investment of ¥13.528 billion, work beginning in May 2023 and completion scheduled for March 2025.
  7. FY2023AdvancedAnnual report

    「In addition to equipping all 233 directly operated branches with Madotab, a self-service branch terminal that allows customers to open accounts and conduct other transactions on their own, we promoted operational efficiency and responded to customer needs by expanding the deployment of ATMs with passbook renewal functionality across the ATM network.」

    Madotab was deployed at all 233 directly operated branches, and ATM functionality was expanded. The number of accounts using the Bankbook App also exceeded 7 million.
  8. FY2023-Q3AdvancedAnnual report

    「ATM-related fees 15,515 25,060 9,544」

    ATM-related fees increased from ¥15.515 billion in the previous period to ¥25.060 billion, an increase of ¥9.544 billion. Revenue generated through the ATM network is expanding.
  9. FY2023-Q2AdvancedAnnual report

    「ATM-related fees 10,487 16,611 6,124」

    ATM-related fees increased from ¥10.487 billion in the previous period to ¥16.611 billion, an increase of ¥6.124 billion.
  10. FY2023-Q1AdvancedAnnual report

    「ATM-related fees increased from ¥5.226 billion to ¥8.385 billion.」

    ATM-related fees increased by ¥3.159 billion year on year, due in part to the impact of the January 2022 fee revisions.
  11. FY2022AdvancedAnnual report

    「We added mutual fund trading, account address changes and money transfer functions to the Yucho Bankbook App to make the service more convenient. The number of registered accounts reached 4.81 million as of the end of March 2022, and usage continued to expand steadily.」

    Mutual fund trading, address change and money transfer functions were added to the Bankbook App, and the number of registered accounts reached 4.81 million at the end of March 2022.
  12. FY2022-Q3AdvancedAnnual report

    「ATM-related fees 15,298 15,515 217」

    ATM-related fees increased from ¥15.298 billion in the previous period to ¥15.515 billion, an increase of ¥217 million.
  13. FY2022-Q1AdvancedAnnual report

    「ATM-related fees increased from ¥4.849 billion to ¥5.226 billion.」

    ATM-related fees increased by ¥377 million year on year, expanding revenue generated through the ATM network.
  14. FY2021AdvancedAnnual report

    「For the Yucho Bankbook App, which enables users to check their balance and transaction details at any time on a smartphone, we added push notifications and worked to promote wider adoption so that more people could use the service.」

    For ATM and digital channels, push notifications were added to the Bankbook App and adoption was promoted, giving concrete form to measures to improve convenience.
  15. FY2021-Q1AdvancedAnnual report

    「ATM-related fees 4,461 4,849 387」

    ATM-related fees increased from ¥4.461 billion in the previous period to ¥4.849 billion, an increase of ¥387 million. This indicates growth in revenue generated through the ATM network.
  16. FY2020AdvancedAnnual report

    「We launched the Yucho Bankbook App, which allows customers using our comprehensive account to check their balance and transaction details at any time on a smartphone.」

    In addition to expanding the installation of compact ATMs, convenience across ATM and digital channels was improved through the introduction of the Yucho Bankbook App for smartphones and biometric authentication.
  17. FY2020-Q3AdvancedAnnual report

    「ATM-related fees 10,737 13,818 3,080」

    ATM-related fees increased from ¥10.737 billion in the previous period to ¥13.818 billion, an increase of ¥3.080 billion. This indicates growth in revenue generated through the ATM network.
  18. FY2020-Q1AdvancedAnnual report

    「ATM-related fees increased from ¥3.485 billion to ¥4.461 billion.」

    ATM-related fees increased by ¥976 million year on year, indicating growth in revenue generated through the ATM network.
  19. FY2019AdvancedAnnual report

    「To expand the ATM network, we continued to relocate and install ATMs at convenient locations, and in fiscal 2018 continued installing compact ATMs, mainly at FamilyMart stores. In August 2018, we also installed a compact ATM inside a branch of Aozora Bank,Ltd.」

    Compact ATM installations continued, including at an Aozora Bank,Ltd. branch in August 2018. This was reportedly the first installation at another financial institution's branch.
  20. FY2019-Q3AdvancedAnnual report

    「Net fees and commissions for the nine months ended December 31 increased by ¥8.7 billion year on year to ¥81.2 billion, due mainly to higher mutual fund sales and the expansion of ATM installations, among other factors.」

    The expansion of ATM installations was cited as a factor behind the increase in net fees and commissions, indicating continued expansion of convenience and the revenue base through ATMs.
  21. FY2018AdvancedAnnual report

    「In January 2018, we made some of the fees free of charge when customers used our bank cash cards at E-net ATMs (Note).」

    The convenience of ATM and digital services was improved by making some E-net ATM usage fees free of charge, installing compact ATMs supporting 16 languages, and launching a smartphone app.
  22. FY2017AdvancedAnnual report

    「Since January 2017, we have been introducing compact ATMs with features including support for 16 languages and installing them at FamilyMart stores nationwide.」

    Since January 2017, compact ATMs supporting 16 languages have been introduced, and installations at FamilyMart stores began.
  23. FY2016First statedAnnual report

    「For ATM services, we will introduce compact machines, which broaden the choice of installation locations, and continue expanding installations at convenient locations, including FamilyMart stores nationwide. We will also seek to further collaborate with regional financial institutions by utilizing our ATM network, which comprises approximately 27,000 machines nationwide.」

    In addition to expanding ATM installations and collaborating with regional financial institutions, smartphone functionality and security for Yucho Direct have been enhanced.
Moved together

"Expansion of Satellite Portfolios and Internationally Diversified Investment" moved the same way as this thread, in the same document, in 20 of its 23 moves.

201717161513★123456
  1. ★This thread
  2. 1Expansion of Satellite Portfolios and Internationally Diversified Investment20×
  3. 2Strengthening fee revenue centered on asset management products and ATM partnership services17×
  4. 3A large and stable funding base centered on personal savings17×
  5. 4Continued Expense Efficiency and BPR16×
  6. 5Exploring new investment areas such as private equity15×
  7. 6Concentration of Maturing Fixed-Term Deposits and Uncertainty Regarding Reinvestment13×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for Japan Post Bank yet. It last moved in the Earnings presentation materials of 2026-08-07: "Advanced".
News
No news is linked to this thread yet. When an article touches it, it will appear here by date.