Interest Rate Fluctuation and Funding Liquidity Risks Associated with Borrowings
First written in FY2019. 15 of 17 entries say "Mitigated", first in FY2021. Latest entry: 2026-07-31.
The whole theme swung hardest in 2022: 4 of 27 companies on the "Worse" side.
8 other companies' latest entry also says "Mitigated".
- 2026-07-31MitigatedEarnings
「なお、借入金の残高は25億円となりました。」
長期借入金の返済を継続し、借入金残高を前年度末の30億円から25億円へ圧縮した。 - FY2026MitigatedAnnual report
「During the consolidated fiscal year, the company did not obtain any new borrowings because it was able to generate ample operating cash flow.」
The company made no new borrowings and reduced the balance of borrowings to ¥3 billion while using operating cash flow. - FY2026-H1MitigatedAnnual report
「Cash used in financing activities increased by ¥14.659 billion, or 607.4%, from the same period of the previous year to ¥17.072 billion. The main factor was an increase in expenditure for the acquisition of treasury shares. The main components of cash flow from financing activities were ¥1 billion in repayments of long-term borrowings, ¥14.490 billion for the acquisition of treasury shares and ¥1.582 billion in dividends paid. The balance of borrowings was ¥4 billion.」
While conducting large-scale capital returns through the acquisition of treasury shares, the company continued repaying long-term borrowings and reduced the balance of borrowings to ¥4 billion. - FY2025-H1MitigatedAnnual report
「Outstanding borrowings were ¥600 million.」
The balance of borrowings decreased from ¥7 billion at the end of the previous fiscal year to ¥6 billion, and interest-rate and liquidity exposure continued to decline through repayments. - FY2024MitigatedAnnual report
「During the consolidated fiscal year, the company did not obtain any new borrowings because it was able to generate ample operating cash flow from the strong performance described above.」
The company made no new borrowings and reduced the balance of borrowings to ¥7 billion while using operating cash flow. - FY2024-Q3MitigatedAnnual report
「Outstanding borrowings were ¥750 million.」
The balance of borrowings decreased from ¥8 billion at the end of the previous quarter to ¥7.5 billion, and liquidity and interest-rate exposure continued to decline through the repayment of long-term borrowings. - FY2024-Q2MitigatedAnnual report
「Outstanding borrowings were ¥800 million.」
The balance of borrowings decreased from ¥8.5 billion at the end of the previous consolidated fiscal year to ¥8 billion, and exposure relating to borrowings and liquidity continued to decline. - FY2024-Q1MitigatedAnnual report
「The balance of borrowings was ¥8.5 billion.」
The company continued repaying long-term borrowings, reducing the balance of borrowings to ¥8.5 billion. - FY2023-Q3MitigatedAnnual report
「Borrowings, including current and non-current liabilities, decreased by ¥656.3 million from the end of the previous consolidated fiscal year to ¥950 million.」
The company repaid borrowings and reduced the balance to ¥9.5 billion, reducing its funding liquidity and borrowing burden. - FY2023-Q2MitigatedAnnual report
「The balance of borrowings, including current and non-current liabilities, decreased by ¥6.016 billion from the previous consolidated fiscal year to ¥10.047 billion.」
The company continued repaying long-term borrowings while raising funds through a sustainability-linked loan, reducing the balance of borrowings to ¥10.047 billion. - FY2023-Q1MitigatedAnnual report
「The balance of borrowings was ¥12.705 billion.」
The company continued repaying long-term borrowings, reducing the balance of borrowings from ¥16.063 billion at the end of the previous fiscal year to ¥12.705 billion. - FY2022MitigatedAnnual report
「In the previous fiscal year, the company obtained a total of ¥25 billion in long-term borrowings from its financial institutions to prepare for possible cash outflows associated with the spread of COVID-19. As the impact on cash management was limited, however, cash temporarily became surplus, and from the current fiscal year the company has been reducing borrowings and cash and cash equivalents through scheduled repayments.」
Following long-term borrowings to prepare for the COVID-19 pandemic, the company reported that the impact on cash management was limited and is reducing borrowings and cash and cash equivalents through scheduled repayments. - FY2021MitigatedAnnual report
「As a result, the impact on cash management was limited and excess cash was available. However, as the uncertain environment is expected to continue, the company intends to consider financing while placing importance on funding stability as well as funding efficiency.」
The company reports that liquidity was secured through ¥25 billion in long-term borrowings, resulting in excess cash on hand. - FY2020AdvancedAnnual report
「With respect to liquidity risk associated with financing, defined as the risk of being unable to make payments when due, the company manages liquidity risk by having the Finance Department prepare and update cash flow plans in a timely manner based on reports from each department, while maintaining cash and cash equivalents on hand at approximately the equivalent of 2 months of consolidated revenue.」
The company has reaffirmed the updating of cash flow plans by the Finance Department and the maintenance of cash and cash equivalents on hand equivalent to 2 months of consolidated revenue as liquidity management measures. - FY2019First statedAnnual report
「With respect to liquidity risk associated with financing, defined as the risk of being unable to make payments when due, the company manages liquidity risk by having the Finance Department prepare and update cash flow plans in a timely manner based on reports from each department, while maintaining cash and cash equivalents on hand at approximately the equivalent of 2 months of consolidated revenue.」
The company has identified for the first time as a specific topic the response measures for variable-rate risk on borrowings and liquidity risk leading to an inability to make payments, namely updating cash flow plans by the Finance Department and maintaining cash and cash equivalents on hand equivalent to 2 months of consolidated revenue.