Komori
NEC Capital Solutions Limited (8793) · FactReframed

Balance and Unsecured Mix of Business Loans

First written in FY2018-Q2. 14 of 15 entries say "Reframed", first in FY2018. Latest entry: FY2026-H1.

15entries
9years
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How it moved
ProgressHeldSoftenedWorseReframedFY2018 – FY2026-H12017: 12018: 220182019: 220192020: 120202021: 220212022: 120222023: 220232024: 220242025: 22025
Same theme, other companies
Collateral and Repayment-Period Composition of Loans ReceivableA theme 2 companies write about · 0 as a headwind · 0 as a tailwind

NEC Capital Solutions Limited moved to the "Worse" side of this theme in 2018.

0 other companies' latest entry also says "Reframed".

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Full recordFilings, disclosures and news, newest first
  1. FY2026-H1ReframedAnnual report

    「Business borrowers Total 7,293 100.00 131,674 100.00 3.64 Total 7,293 100.00 131,674 100.00 3.64」

    Business-purpose loans totaled 7,293 accounts and ¥131.674 billion, with an average contracted interest rate of 3.64%. The balance declined from the previous fiscal year-end, while the average interest rate rose from 3.17%.
  2. FY2025ReframedAnnual report

    「Business borrowers Total 6,665 100.00 177,861 100.00 3.17」

    Business-purpose loans totaled 6,665 accounts and ¥177.861 billion, with an average contracted interest rate of 3.17%. The balance declined from the previous fiscal year, while the interest rate rose.
  3. FY2025-H1ReframedAnnual report

    「Business borrowers Total 5,750 100.00 181,598 100.00 3.09 Total 5,750 100.00 181,598 100.00 3.09」

    Business-purpose loans totaled 5,750 accounts and ¥181.598 billion, with an average contracted interest rate of 3.09%. The balance declined from ¥197.897 billion at FY2024-end, while the average interest rate rose.
  4. FY2024ReframedAnnual report

    「Business borrowers Total 4,997 100.00 197,897 100.00 2.95 Total 4,997 100.00 197,897 100.00 2.95」

    As of the end of March 2024, business-purpose loans totaled 4,997 accounts and ¥197.897 billion, with an average contracted interest rate of 2.95%. The balance declined from the previous fiscal year-end, while the average contracted interest rate rose.
  5. FY2024-Q2ReframedAnnual report

    「Business borrowers Total 4,143 100.00 197,216 100.00 2.92 Total 4,143 100.00 197,216 100.00 2.92」

    As of the end of September 2023, business-purpose loans totaled 4,143 accounts and ¥197.216 billion, with an average contracted interest rate of 2.92%. From the previous fiscal year-end, the number of accounts and balance declined, while the average interest rate rose from 4,466 accounts, ¥207.143 billion and 2.76%. Unsecured balances were ¥125.242 billion, or 63.51%.
  6. FY2023ReframedAnnual report

    「Business-purpose loans totaled 4,466 accounts and ¥207.143 billion, with an average contracted interest rate of 2.76%.」

    Business-purpose loans declined from ¥214.912 billion at the end of the previous fiscal year to ¥207.143 billion, while the average contracted interest rate rose from 1.97% to 2.76%. Unsecured balances were ¥139.753 billion, or 67.46%.
  7. FY2023-Q2ReframedAnnual report

    「Business borrowers Total 4,396 100.00 200,985 100.00 2.64 Total 4,396 100.00 200,985 100.00 2.64」

    As of the end of September 2022, business-purpose loans totaled 4,396 accounts and ¥200.985 billion, with an average contracted interest rate of 2.64%. The number of accounts and interest-rate mix changed from 4,620 accounts, ¥195.234 billion and 1.95% in the same period of the previous year.
  8. FY2022-Q2ReframedAnnual report

    「Business borrowers Total 4,620 100.00 195,234 100.00 1.95 Total 4,620 100.00 195,234 100.00 1.95」

    As of the end of September 2021, business-purpose loans totaled 4,620 accounts and ¥195.234 billion, with an average contracted interest rate of 1.95%. The balance declined from ¥209.659 billion in the same period of the previous year.
  9. FY2021ReframedAnnual report

    「Business borrowers Total 4,862 100.00 214,912 100.00 1.97 Total 4,862 100.00 214,912 100.00 1.97 … Unsecured 150,203 69.89 Total 214,912 100.00」

    As of the end of March 2021, business-purpose loans totaled 4,862 accounts and ¥214.912 billion, with an average contracted interest rate of 1.97%; unsecured balances were ¥150.203 billion, or 69.89%.
  10. FY2021-Q2ReframedAnnual report

    「Business borrowers Total 4,720 100.00 209,659 100.00 1.96 Total 4,720 100.00 209,659 100.00 1.96」

    Business-purpose loans totaled 4,720 accounts and ¥209.659 billion, with an average contracted interest rate of 1.96%. The balance declined from ¥254.6 billion in the second quarter of the previous fiscal year, while unsecured loans were ¥137.675 billion, or 65.66%.
  11. FY2020-Q2ReframedAnnual report

    「Business borrowers Total 4,713 100.00 254,600 100.00 2.15 Total 4,713 100.00 254,600 100.00 2.15 …… Unsecured 174,663 68.60 Total 254,600 100.00」

    As of the end of September 2019, business-purpose loans totaled 4,713 accounts and ¥254.6 billion, with an average contracted interest rate of 2.15%; unsecured loans were ¥174.663 billion, or 68.60%. By industry, manufacturing accounted for 35.84% of the balance, real estate 14.97%, and services 14.47%.
  12. FY2019ReframedAnnual report

    「Business borrowers Total 5,032 100.00 226,494 100.00 2.63 Total 5,032 100.00 226,494 100.00 2.63 …… Unsecured 147,421 65.09 Total 226,494 100.00」

    As of the end of March 2019, business-purpose loans totaled 5,032 accounts and ¥226.494 billion, with an average contracted interest rate of 2.63%; unsecured balances were ¥147.421 billion, or 65.09%.
  13. FY2019-Q2ReframedAnnual report

    「Business-purpose Total 4,795 100.00 232,478 100.00 2.13 Total 4,795 100.00 232,478 100.00 2.13 … Unsecured 167,168 71.91 Total 232,478 100.00」

    As of 30 September 2018, operating loans to businesses totaled 4,795 loans and ¥232,478 million, with an average contracted interest rate of 2.13%; unsecured loans accounted for ¥167,168 million, or 71.91%.
  14. FY2018ReframedAnnual report

    「Business-purpose Total 5,240 100.00 233,350 100.00 1.97 … Unsecured 175,953 75.40 Total 233,350 100.00」

    As of 31 March 2018, operating loans to businesses totaled 5,240 loans and ¥233,350 million, with an average contracted interest rate of 1.97%; unsecured loans totaled ¥175,953 million, or 75.40%.
  15. FY2018-Q2First statedAnnual report

    「Business-purpose Total 5,075 100.00 216,804 100.00 1.95 Total 5,075 100.00 216,804 100.00 1.95 Unsecured 157,686 72.73 Total 216,804 100.00」

    As of 30 September 2017, operating loans to businesses totaled 5,075 loans and ¥216,804 million, with an average contracted interest rate of 1.95%; unsecured loans accounted for ¥157,686 million, or 72.73%.
Moved together

"Increase in Short-Term Borrowings and Decrease in Long-Term Borrowings" moved the same way as this thread, in the same document, in 13 of its 15 moves.

131313111010★123456
  1. ★This thread
  2. 1Increase in Short-Term Borrowings and Decrease in Long-Term Borrowings13×
  3. 2Yen Appreciation, Falling Stock Prices, Stagnant Incomes, and Uncertainty in the Overseas Economy13×
  4. 3Turning Cash Flow from Operating Activities Positive13×
  5. 4Expanding the customer base beyond NEC Group’s business channels, collaborating with financial institutions, and strengthening factoring engagements11×
  6. 5Gradual Expansion of the Leasing Market10×
  7. 6Shift in Operating Assets Toward the Finance and Risa Businesses10×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
NEC Capital Solutions Limited's next results are scheduled for 2026-10-30. Read the earnings preview
News
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