Shift in Operating Assets Toward the Finance and Risa Businesses
First written in FY2017-Q2. 25 of 36 entries say "Reframed", first in FY2019-Q1. Latest entry: 2026-07-31.
NEC Capital Solutions Limited moved to the "Worse" side of this theme in 2022.
0 other companies' latest entry also says "Reframed".
- 2026-07-31ReframedEarnings
「従来は、リース、ファイナンスといった「商品軸」でセグメントを構成していましたが、事業の役割・提供価値・リスクの取り方をより明確にするため、5つの「事業軸」によるセグメントへ再編しています。」
営業資産の構成変化を商品別の比率で捉える説明から、事業の役割・提供価値・リスクの取り方を基準とする5事業軸で捉える説明へ整理している。 - FY2026ReframedAnnual report
「Leasing Business 615,385 58.8 690,422 58.6 Finance Business 231,537 22.1 251,370 21.3 Investment Business 152,038 14.5 194,820 16.5」
As total operating assets increased, the Investment business's share rose from 14.5% to 16.5%, while the Leasing and Finance businesses' shares declined. - FY2026-H1ReframedAnnual report
「Leasing Business 563,828 57.8 607,508 56.4 43,680 Finance Business 226,061 23.2 225,484 20.9 -577 Investment Business 152,195 15.6 185,134 17.2 32,939 Other Businesses 32,779 3.4 58,465 5.5 25,685 Total 974,865 100.0 1,076,593 100.0 101,727」
Operating assets increased by ¥101,727 million overall, while the Leasing business's share declined from 57.8% to 56.4% and the Investment and Other Businesses expanded. - FY2025ReframedAnnual report
「Operating assets in the Leasing business totaled ¥615,385 million, representing 58.8% of the total; those in the Finance business totaled ¥231,537 million, representing 22.1%; and those in the Investment business totaled ¥152,038 million, representing 14.5%.」
The Leasing business's share declined from 60.1% in the previous fiscal year to 58.8%, while the Investment business's share increased from 12.1% to 14.5%, and the shift in the mix continues. - FY2025-H1ReframedAnnual report
「Leasing Business 579,811 59.9 563,828 57.8 -15,982 Finance Business 240,607 24.8 226,061 23.2 -14,546 Investment Business 118,689 12.3 152,195 15.6 33,505」
The Leasing business's share declined from 59.9% to 57.8% and the Finance business's share from 24.8% to 23.2%, while the Investment business's share increased from 12.3% to 15.6%. - FY2024ReframedAnnual report
「Leasing Business 612,525 63.4 590,619 60.1 Finance Business 242,384 25.1 242,655 24.7 Investment Business 84,077 8.7 119,263 12.1」
The Leasing business's share declined from 63.4% to 60.1%, while the Investment business's share increased from 8.7% to 12.1%. The shift from a Leasing-centered mix toward one that includes the Investment business continues. - FY2024-Q3ReframedAnnual report
「Leasing Business 583,569 62.7 570,841 59.2 -12,728 Finance Business 241,005 25.9 243,727 25.2 2,722 Investment Business 82,273 8.8 121,250 12.6 38,976」
The Leasing business's share declined from 62.7% to 59.2%, while the Investment business's share increased from 8.8% to 12.6%. The shift from a Leasing-centered mix toward one that includes the Investment business continues. - FY2024-Q2ReframedAnnual report
「Leasing Business 593,719 63.7 579,811 59.9 -13,907 Finance Business 232,488 25.0 240,607 24.8 8,119 Investment Business 80,894 8.7 118,689 12.3 37,795」
Operating assets increased year on year, while the Leasing business's share declined from 63.7% to 59.9% and the Investment business's share increased from 8.7% to 12.3%. The shift from a Leasing-centered mix toward one that includes the Investment business continues. - FY2024-Q1ReframedAnnual report
「Leasing Business 606,112 65.3 592,905 61.8 -13,207 Finance Business 225,289 24.3 242,740 25.3 17,451 Investment Business 75,939 8.2 96,376 10.0 20,436」
The Leasing business's share declined from 65.3% to 61.8%, while the Finance business's share increased to 25.3% and the Investment business's share to 10.0%. The shift from a Leasing-centered mix toward the Finance and Investment businesses continues. - FY2023RestatedAnnual report
「Operating assets in the Leasing business totaled ¥612,525 million, representing 63.4% of the total, while those in the Finance business totaled ¥242,384 million, representing 25.1%.」
The Leasing business's share continues to decline while the Finance business's share increases, confirming a shift in the mix from a Leasing-centered structure toward the Finance business. - FY2023-Q3ReframedAnnual report
「Operating Asset Balance Leasing Business 594,033 64.6 583,569 62.7 -10,464 Finance Business 223,756 24.3 241,005 25.9 17,249 Investment Business 81,321 8.8 82,273 8.8 952 Other Businesses 20,862 2.3 23,849 2.6 2,986 Total 919,973 100.0 930,697 100.0 10,723」
Operating assets increased year on year, while the Leasing business's share declined from 64.6% to 62.7% and the Finance business's share increased from 24.3% to 25.9%. The shift from a Leasing-centered mix toward the Finance business continues. - FY2023-Q2ReframedAnnual report
「Leasing Business 595,206 65.1 593,719 63.7 -1,487 Finance Business 219,745 24.0 232,488 25.0 12,742 Investment Business 79,589 8.7 80,894 8.7 1,305 Other Businesses 20,266 2.2 24,122 2.6 3,856」
Operating assets increased year on year, while the Leasing business's share declined from 65.1% to 63.7% and the Finance business's share increased from 24.0% to 25.0%. - FY2023-Q1ReframedAnnual report
「Leasing Business 611,581 66.4 606,112 65.3 -5,468 Finance Business 215,019 23.3 225,289 24.3 10,269 Investment Business 78,211 8.5 75,939 8.2 -2,271」
The Leasing business's share declined from 66.4% to 65.3%, while the Finance business's share increased from 23.3% to 24.3%. The Investment business, which includes the former Risa business, declined. - FY2022-Q3ReframedAnnual report
「Leasing Business 559,149 63.2 595,597 65.1 36,448 Finance Business 239,466 27.1 223,756 24.5 -15,710 Investment Business 79,148 9.0 81,321 8.9 2,173 Other Businesses 6,246 0.7 13,636 1.5 7,390 Total 884,010 100.0 914,312 100.0 30,301」
Operating assets increased year on year, while the Leasing business's share increased from 63.2% to 65.1% and the Finance business's share declined from 27.1% to 24.5%. The shift toward a Leasing-centered mix continues. - FY2022-Q2ReframedAnnual report
「Leasing Business 550,115 63.1 596,716 65.6 46,601 Finance Business 236,440 27.1 220,335 24.2 -16,104 Investment Business 78,726 9.1 79,589 8.8 862 Other Businesses 6,276 0.7 13,100 1.4 6,824 Total 871,558 100.0 909,742 100.0 38,183」
Operating assets increased by ¥38,183 million year on year, while the Leasing business's share increased from 63.1% to 65.6% and the Finance business's share declined from 27.1% to 24.2%. - FY2022-Q1ReframedAnnual report
「Leasing Business 557,704 63.9 612,190 66.8 54,486 Finance Business 241,265 27.7 215,605 23.5 -25,660 Investment Business 67,811 7.8 78,211 8.5 10,399 Other Businesses 5,240 0.6 10,574 1.2 5,333 Total 872,022 100.0 916,581 100.0 44,558」
The operating asset mix shifted as the Leasing business increased from 63.9% to 66.8%, while the Finance business declined from 27.7% to 23.5%. The Investment and Other Businesses also increased. - FY2021ReframedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 570,035 63.5 623,269 65.3 Finance Business 258,092 28.7 241,056 25.3 Risa Business 62,644 7.0 76,232 8.0」
For the full year, the leasing and installment sales business's share increased from 63.5% to 65.3%, while the Finance business's share declined from 28.7% to 25.3%. The Risa business's share increased to 8.0%, making the shift in the operating asset mix clear. - FY2021-Q3RestatedAnnual report
「Leasing and Installment Sales Business 521,800 60.3 559,149 63.2 37,349 Finance Business 290,516 33.5 239,466 27.1 -51,050 Risa Business 49,960 5.8 76,675 8.7 26,715」
The leasing and installment sales and Risa businesses increased year on year, while the Finance business declined, and the shift in the mix toward the leasing and installment sales business continues. - FY2021-Q2ReframedAnnual report
「Leasing and Installment Sales Business 514,743 60.4 550,115 63.1 35,371 Finance Business 282,799 33.2 236,440 27.1 -46,359 Risa Business 50,658 5.9 76,361 8.8 25,703」
The operating asset mix shifted as the leasing and installment sales business increased from 60.4% to 63.1% and the Risa business increased from 5.9% to 8.8%, while the Finance business declined from 33.2% to 27.1%. - FY2021-Q1ReframedAnnual report
「Leasing and Installment Sales Business 501,468 60.8 557,704 63.9 56,235 Finance Business 266,648 32.3 241,265 27.7 -25,382 Risa Business 53,849 6.5 65,488 7.5 11,638」
Operating assets increased year on year in the leasing and installment sales and Risa businesses, but declined in the Finance business. The mix is changing from the previous shift toward the Finance and Risa businesses toward a higher proportion in the leasing and installment sales business. - FY2020-Q3RestatedAnnual report
「Leasing and installment sales business 477,654 59.3 521,800 60.3 44,145 Finance business 264,374 32.8 290,516 33.5 26,142 RISA business 60,770 7.6 49,960 5.8 -10,809 Other businesses 2,113 0.3 3,645 0.4 1,532 Total 804,912 100.0 865,923 100.0 61,010」
Operating assets in the leasing and installment sales and Finance businesses increased year on year, while those in the Risa business declined. The shift in the mix toward the core businesses continues. - FY2020-Q2RestatedAnnual report
「Leasing and Installment Sales Business 479,470 59.3 514,743 60.4 35,272 Finance Business 260,826 32.3 282,799 33.2 21,972 Risa Business 65,760 8.1 50,658 5.9 -15,102」
Operating assets in the leasing and installment sales and Finance businesses increased year on year, while those in the Risa business declined. The shift in the operating asset mix toward the core businesses continues. - FY2020-Q1ReframedAnnual report
「Leasing and Installment Sales Business 476,936 59.9 501,468 60.8 24,531 Finance Business 253,569 31.9 266,648 32.3 13,079 Risa Business 63,748 8.0 53,849 6.5 -9,898」
Operating assets in the leasing and installment sales and Finance businesses increased year on year, while those in the Risa business declined, changing the mix that had previously included expansion of the Risa business. - FY2019ReframedAnnual report
「Leasing and Installment Sales Business 492,391 59.9 507,839 61.4 Finance Business 260,733 31.7 254,015 30.7 Risa Business 66,769 8.1 62,070 7.5」
For the full year, operating assets in the leasing and installment sales business increased, while those in the Finance and Risa businesses declined, changing the mix from the previous shift toward the Finance and Risa businesses. - FY2019-Q3ReframedAnnual report
「Leasing and Installment Sales Business 462,642 57.2 477,654 59.3 15,012 Finance Business 255,667 31.6 264,374 32.8 8,706 Risa Business 63,793 7.9 60,770 7.6 -3,022 Other Businesses 26,231 3.3 2,113 0.3 -24,118 Total 808,334 100.0 804,912 100.0 -3,422」
Operating assets in the leasing and installment sales and Finance businesses increased year on year, while those in the Risa and Other Businesses declined, resulting in a year-on-year decrease in total operating assets. - FY2019-Q2RestatedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 450,105 57.5 479,470 59.3 29,365 Finance Business 244,825 31.3 260,826 32.3 16,000 Risa Business 61,079 7.8 65,760 8.1 4,681 Other Businesses 26,708 3.4 2,390 0.3 -24,318 Total 782,719 100.0 808,448 100.0 25,729」
Operating assets in the leasing and installment sales, Finance and Risa businesses increased year on year, while Other Businesses contracted significantly, and the shift in the business mix continues. - FY2019-Q1ReframedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 450,629 57.9 476,936 59.9 26,306 Finance Business 243,336 31.3 253,569 31.9 10,233 Risa Business 56,762 7.3 63,748 8.0 6,985 Other Businesses 27,080 3.5 1,988 0.2 -25,092 Total 777,808 100.0 796,242 100.0 18,433」
Operating assets in the leasing and installment sales, Finance and Risa businesses increased year on year, while Other Businesses declined significantly, indicating not only a shift from leasing and installment sales toward Finance and Risa, but also a contraction in Other Businesses. - FY2018-Q3RestatedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 449,601 60.2 462,642 57.2 13,041 Finance Business 207,845 27.8 255,667 31.6 47,822 Risa Business 52,519 7.0 63,793 7.9 11,273」
Operating assets in the leasing and installment sales business increased year on year, while the increases in the Finance and Risa businesses were larger, and the shift in the mix continues. - FY2018-Q2RestatedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 451,947 60.6 450,105 57.5 -1,841 Finance Business 206,878 27.8 244,825 31.3 37,946 Risa Business 49,181 6.6 61,079 7.8 11,897」
Operating assets in the leasing and installment sales business declined, while those in the Finance and Risa businesses increased, and the shift in the business mix continues. - FY2018-Q1RestatedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 459,991 60.7 450,629 57.9 -9,361 Finance Business 219,129 28.9 243,336 31.3 24,207 Risa Business 40,495 5.4 56,762 7.3 16,266」
Operating assets in the leasing and installment sales business declined, while those in the Finance and Risa businesses increased, and the shift in the business mix continues. - FY2017RestatedAnnual report
「Operating Asset Balance Leasing and Installment Sales Business 476,921 63.6 466,689 60.8 Finance Business 197,754 26.4 221,207 28.8 Risa Business 36,756 4.9 52,978 6.9」
Operating assets in the leasing and installment sales business declined, while those in the Finance and Risa businesses increased, confirming a shift in the mix for the full year as well. - FY2017-Q3RestatedAnnual report
「The main factors were increases of ¥9,944 million in operating loans and ¥6,177 million in securities for operating transactions, offset by a ¥25,607 million decrease in lease receivables and lease investment assets.」
Operating loans and securities for operating transactions increased, while lease receivables and lease investment assets declined, and the shift in the operating asset mix continues. - FY2017-Q2First statedAnnual report
「Finance Business」
Operating assets in the Finance business totaled ¥206,878 million, up ¥12,953 million year on year, while those in the Risa business totaled ¥49,181 million, up ¥7,000 million. Operating assets in the leasing and installment sales business declined by ¥146 million.