Putting Digital Innovation into Practice

「Accelerating customer-focused value creation through digital and AI」

「We recognize that enhancing the organization's AI capabilities is essential to increasing the effectiveness of the Group-wide intensive use of digital technologies and AI. In the current consolidated fiscal year, the first year of the initiative, we developed a new training program for personnel responsible for using AI and data. The number of AI-enabled personnel with AI literacy reached 4,482, exceeding the target of 3,000 for the fiscal year ending March 2030.」

「The Company was recognized for formulating and promoting its DX Vision and DX strategy, establishing an implementation structure, and subsequently promoting DX initiatives, and in March 2023 obtained certification as a DX-certified business operator under the Ministry of Economy, Trade and Industry's DX Certification System. Our DX strategy consists of three strategic pillars: creating new business models using digital technology, implementing DX in existing business models, and developing DX talent and fostering a DX culture.」

「Under the medium-term management plan slogan "Transformation Now! Toward a new era of financial services built around creating value from the customer's perspective," we will evolve beyond the traditional consumer finance model and contribute to society and enhance corporate value through transformation into a new-era financial services group, focusing on digital, green initiatives, and open innovation.」

「Under the slogan for its medium-term management plan, “Transformation Now! ‘To a new-era financial services group that creates value from the customer’s perspective,’” the company aims to evolve beyond its traditional consumer finance model. Focusing on ① digital, ② green and ③ open innovation, it will create value from the customer’s perspective through its transformation into a new-era financial services group, thereby contributing to society and enhancing corporate value.」

「We are steadily advancing initiatives under the six core strategies—implementing digital innovation, implementing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consultative sales, and strengthening sustainability initiatives—with the aim of rebuilding a robust earnings base and creating new business models.」

「For the fiscal year ending March 2022, we will further accelerate the six core strategies under the basic policy "Innovation for Next Orico: Building the Foundation for the Next Leap," with the aim of establishing a foundation for a leap forward after the COVID-19 pandemic subsides and connecting it to the next stage.」

「Against this backdrop, in the current fiscal year, the second year of the medium-term management policy, we have adopted “Innovation for Next Orico—Steady Progress Toward Orico in the New Era” as our basic policy and are steadily advancing the six basic strategies aimed at rebuilding a robust earnings structure and creating new business models: practicing digital innovation, practicing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consulting-based sales, and strengthening sustainability initiatives.」

「We are making steady progress on the six core strategies: implementing digital innovation, implementing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consultative sales, and strengthening sustainability initiatives.」

「Against this backdrop, in the current fiscal year, the second year of the medium-term management policy, we have adopted “Innovation for Next Orico—Steady Progress Toward Orico in the New Era” as our basic policy and are steadily advancing the six basic strategies aimed at rebuilding a robust earnings structure and creating new business models: practicing digital innovation, practicing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consulting-based sales, and strengthening sustainability initiatives.」

「We are rigorously pursuing an approach based on six core strategies: implementing digital innovation, implementing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consultative sales, and strengthening sustainability initiatives. The core strategies are making steady progress.」

「Against this backdrop, in the current fiscal year, the first year of the medium-term management policy, we have adopted “Innovation for Next Orico—Steady Momentum Toward Orico in the New Era” as our basic policy. To rebuild a robust earnings structure and create new business models, we will thoroughly implement approaches based on six basic strategies: practicing digital innovation, practicing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consulting-based sales, and strengthening sustainability initiatives.」

「We will rigorously pursue an approach based on six core strategies: implementing digital innovation, implementing process innovation, expanding business operations in Asia, expanding synergies across the Orico Group, strengthening consultative sales, and strengthening sustainability initiatives.」

「The Company has also identified "Implementing digital innovation" as a core strategy under its new medium-term management policy.」