Target of growing the payments and guarantee business into the fourth business

「Demand for rent payment guarantees remains firm, supported by the increase in single-person households and a greater preference for renting resulting from soaring housing prices. Together with stronger sales capabilities in the Tokyo metropolitan area, this led to an increase in transaction volume year on year. In accounts receivable payment guarantees, transaction volume also increased year on year as the number of new alliance partners expanded steadily, in addition to growth in transaction volume among existing member merchants, supported by stronger cooperation with Mizuho Bank, Ltd.」

「In the Payments and Guarantees business, demand for rent payment guarantees remained firm against a backdrop of stronger preferences for renting due to rising housing prices and an increase in single-person households. Transaction volume increased year on year, also supported by improved convenience through electronic applications and stronger sales capabilities in the Tokyo metropolitan area. In accounts receivable payment guarantees, transaction volume increased year on year as the number of new partner companies expanded steadily, reflecting growth in transaction volume among existing merchants and stronger cooperation with 株式会社みずほ銀行. As a result, business revenue from the Payments and Guarantees business was ¥26.0 billion, up 3.9% year on year.」

「As a result, business revenue from the payments and guarantees business was ¥26.0 billion, up 3.9% year on year.」

「In the Payments and Guarantees business, transaction volume for rent payment guarantees increased year on year, as market expansion driven by an increase in single-person households and other factors, together with improved convenience through electronic applications, contributed to growth. Transaction volume for accounts receivable payment guarantees also increased year on year, as the number of new partners expanded steadily through growth in transaction volume among existing merchants and stronger cooperation with 株式会社みずほ銀行. As a result, business revenue from the Payments and Guarantees business was ¥12.5 billion, up 5.4% year on year.」

「In the Payments and Guarantees business, transaction volume for rent payment guarantees increased year on year through improved convenience via electronic applications, amid continued market expansion driven by an increase in single-person households and other factors. Transaction volume for accounts receivable payment guarantees also increased year on year, reflecting growth in transaction volume among existing major merchants and the impact of passing on higher prices due to inflation and other factors. In addition, from the third quarter of the current consolidated fiscal year, revenue from making 株式会社オリコビジネスリース a consolidated subsidiary has been recorded. As a result, business revenue from the Payments and Guarantees business was ¥16.1 billion, up 9.8% year on year.」

「As a result, business revenue from the Payments and Guarantees business was ¥10.5 billion, up 8.4% year on year.」

「In the Payments and Guarantees business, transaction volume for rent payment guarantees increased year on year through expansion in the number of partners and improved convenience through electronic applications, amid continued market expansion driven by an increase in single-person households and other factors. Transaction volume for accounts receivable payment guarantees also increased year on year, particularly in the fueling, food and building-materials sectors, as the number of partners expanded steadily through an approach leveraging the nationwide sales network and stronger cooperation with Mizuho Bank. As a result, business revenue from the Payments and Guarantees business was ¥5.2 billion, up 8.4% year on year.」

「In the Payments and Guarantees business, the Company has steadily produced results by working to expand rent payment guarantees, accounts receivable payment guarantees and other businesses for which continued market growth is expected. As a result, business revenue from the Payments and Guarantees business was ¥19.8 billion, up 8.2% year on year. Expand transaction volume for accounts receivable payment guarantees to ¥300 billion to further strengthen the credit-intermediation function in local communities」

「Amid continued market expansion for rent payment guarantees, driven by an increase in single-person households and rising demand following revisions to the Civil Code, transaction volume increased year on year through expansion in the number of partners and improved convenience through electronic applications. Transaction volume for accounts receivable payment guarantees also increased year on year, particularly in the fueling, food and building-materials sectors, as the number of partners expanded steadily through an approach leveraging the nationwide sales network. As a result, business revenue from the Payments and Guarantees business was ¥14.7 billion, up 8.3% year on year.」

「The market for rent payment guarantees is expanding, reflecting an increase in single-person households and rising demand following revisions to the Civil Code, and transaction volume increased year on year through expansion in the number of partners and stronger sales efforts toward existing partners. Transaction volume for accounts receivable payment guarantees also increased year on year, as the number of partners expanded steadily through an approach leveraging the nationwide sales network. As a result, business revenue from the Payments and Guarantees business was ¥9.7 billion, up 8.2% year on year.」

「In the Payments and Guarantees business, transaction volume for rent payment guarantees increased year on year, reflecting market expansion driven by an increase in single-person households and rising demand following revisions to the Civil Code, as well as stronger sales efforts toward partners and the promotion of electronic services such as Web bank-account transfers. Transaction volume for accounts receivable payment guarantees also increased year on year, against a backdrop of expanded adoption by major companies and strong performance, particularly in the fueling-related sector. As a result, business revenue from the Payments and Guarantees business was ¥4.8 billion, up 8.1% year on year.」

「As a result, business revenue from the Payments and Guarantees business was ¥13.6 billion, up 14.9% year on year.」

「In the Payments and Guarantees business, transaction volume for rent payment guarantees increased year on year, owing in part to continued steady growth against a backdrop of an increase in single-person households and rising demand following revisions to the Civil Code. Transaction volume for accounts receivable payment guarantees also increased year on year, reflecting further expansion of adoption among major companies. As a result, business revenue from the Payments and Guarantees business was ¥8.9 billion, up 16.2% year on year.」

「As a result, business revenue from the Payments and Guarantees business was ¥4.4 billion, up 17.8% year on year.」

「In the Payments and Guarantees business, transaction volume for rent payment guarantees increased year on year, reflecting market expansion driven by an increase in single-person households and rising demand following revisions to the Civil Code, as well as the successful establishment of integrated operations with 株式会社オリコフォレントインシュア. As a result, business revenue from the Payments and Guarantees business was ¥19.0 billion, up 12.8% year on year.」

「In the Payments and Guarantees business, transaction volume increased year on year, owing in part to continued steady growth in transaction volume for rent payment guarantees, against a backdrop of an increase in single-person households and rising demand following revisions to the Civil Code. As a result, business revenue from the Payments and Guarantees business was ¥14.0 billion, up 10.9% year on year.」

「In the Payments and Guarantees business, transaction volume for accounts receivable payment guarantees declined year on year because the fueling segment, a major industry, was affected by factors including lower oil prices. However, total transaction volume exceeded the same period of the previous year, as transaction volume for rent payment guarantees increased steadily, supported by market growth following revisions to the Civil Code and other factors. As a result, business revenue from the Payments and Guarantees business was ¥9.1 billion, up 8.7% year on year.」

「In the Payments and Guarantees business, transaction volume for accounts receivable payment guarantees declined, but overall transaction volume exceeded the same period of the previous year, owing in part to steady growth in transaction volume for rent payment guarantees. In rent payment guarantees, the Company also began full-scale integrated operations with 株式会社オリコフォレントインシュア, focusing on developing new partners and expanding its share among major partners. As a result, business revenue from the Payments and Guarantees business was ¥4.4 billion, up 4.9% year on year.」

「In the Payments and Guarantees business, transaction volume exceeded the previous year, reflecting stronger development of new partners for rent payment guarantees and more vigorous promotion to major partners for accounts receivable payment guarantees.」

「In the Payments and Guarantees business, transaction volume increased, reflecting efforts including stronger development of new partners for rent payment guarantees and more vigorous promotion to major partners for accounts receivable payment guarantees. As a result, business revenue from the Payments and Guarantees business was ¥12.6 billion, up 6.2% year on year.」

「As a result, business revenue from the payments and guarantee business was ¥8.3 billion (up 6.1% year on year).」

「Business volume increased in the payments and guarantee business due to stronger efforts to develop new partners for rent payment guarantees and stronger promotion of receivables payment guarantees to major partners. As a result, business revenue from the payments and guarantee business was ¥4.2 billion, up 6.6% year on year.」

「Business revenue from the payments and guarantee business was ¥15.8 billion, up 46.0% year on year.」

「Business revenue from the payments and guarantee business was ¥11.8 billion, up 61.9% year on year.」

「Business volume increased and revenue rose significantly in the payments and guarantee business, due to stronger development-oriented sales for rent payment guarantees, stronger promotion of receivables payment guarantees to major partners, and the effect of making Orico Forent Insure Co., Ltd. a consolidated subsidiary. As a result, business revenue from the payments and guarantee business was ¥7.9 billion, up 108.1% year on year.」

「Business revenue from the payments and guarantee business was ¥3.9 billion, up 104.4% year on year.」

「Business revenue from the payments and guarantee business was ¥7.3 billion, up 46.2% year on year.」

「As we advance the “sustainable growth of business scale and earnings” set out in the medium-term management plan ending in 2020, we aim to grow and establish the “payments and guarantee business,” including rent payment guarantees, as our fourth core business after individual installment sales, cards and loans, and bank guarantees.」

「Business revenue from the payments and guarantee business was ¥1.9 billion, up 17.5% year on year.」

「Business volume increased and revenue rose in the payments and guarantee business, driven by stronger promotion of rent payment guarantees to major partners and an expansion in the number of partner agencies for small-lot lease guarantees. As a result, business revenue from the payments and guarantee business was ¥6.8 billion, up 28.0% year on year.」

「Under the five-year medium-term management plan beginning in the fiscal year ending March 2016, the Group aims to grow its “payments and guarantee business” into a fourth business. From the first quarter of the fiscal year, the reportable segments were changed from the previous three businesses—individual installment sales, cards and loans, and bank guarantees—to four businesses with the addition of the payments and guarantee business. Business revenue from the payments and guarantee business was ¥5.0 billion, up 29.7% year on year.」

「Under the five-year medium-term management plan beginning in the fiscal year ending March 2016, the Group aims to grow its “payments and guarantee business” into a fourth business.」

「Under the five-year medium-term management plan beginning in the fiscal year ending March 2016, the Group aims to grow its “payments and guarantee business” into a fourth business.」