Expansion of Credit Card Membership and Card Shopping Transaction Volume
First written in FY2017-Q1. 27 of 32 entries say "Advanced", first in FY2017-Q2. Latest entry: 2026-07-31.
2 other companies' latest entry also says "Advanced".
- 2026-07-31AdvancedEarnings
「Card-shopping transaction volume increased year on year as usage at major alliance partners remained strong.」
Card-shopping transaction volume continued to increase as card usage at major alliance partners remained strong. - FY2026AdvancedAnnual report
「In the card and lending business, card shopping transaction volume increased year on year as usage at major partner merchants remained strong. Lending balances declined year on year due to a decline in new lending volume and other factors. As a result, card shopping business revenue was ¥56.4 billion, up 5.4% year on year, lending business revenue was ¥15.1 billion, down 7.8%, and total business revenue from the card and lending business was ¥71.6 billion, up 2.3%.」
Strong card usage at major partner merchants resulted in card shopping revenue of ¥56.4 billion, up 5.4% year on year. Meanwhile, lending balances and lending revenue declined. - 2026-05-15AdvancedEarnings
「Card-shopping transaction volume increased year on year as usage at major alliance partners remained strong.」
Card-shopping transaction volume increased as card usage at major alliance partners remained strong. - FY2026-H1AdvancedAnnual report
「Card shopping transaction volume increased from the year-earlier period as card usage at major partner merchants remained strong. Lending balances declined from the year-earlier period due to a decline in new lending volume and other factors.」
Card usage at major partner merchants was strong, resulting in an increase in card shopping transaction volume from the year-earlier period. Meanwhile, lending balances declined from the year-earlier period due to lower new lending volume. - FY2024-Q3AdvancedAnnual report
「Card shopping transaction volume increased from the year-earlier period due to the recovery in demand for dining, travel and other service consumption and the capture of lifestyle-related consumption. Lending balances declined from the year-earlier period due to a decline in new lending volume and other factors.」
Card shopping transaction volume increased from the year-earlier period by capturing the recovery in demand for dining, travel and other service consumption and lifestyle-related consumption. Meanwhile, lending balances declined from the year-earlier period due to lower new lending volume. - FY2024-Q2AdvancedAnnual report
「Card shopping transaction volume increased from the year-earlier period due to the recovery in demand for dining, travel and other service consumption and the capture of lifestyle-related consumption.」
Card shopping transaction volume exceeded the year-earlier period due to the recovery in demand for dining, travel and other service consumption and the capture of lifestyle-related consumption. - FY2024-Q1AdvancedAnnual report
「Card shopping transaction volume increased from the year-earlier period due to the capture of lifestyle-related consumption and other demand.」
Card shopping transaction volume increased from the year-earlier period by capturing lifestyle-related consumption. Meanwhile, business revenue from the card and lending business was ¥17.8 billion, down 0.7% year on year. - FY2023AdvancedAnnual report
「Card shopping transaction volume increased year on year due to the capture of lifestyle-related consumption and the expansion of new products. As a result, card shopping business revenue was ¥52.3 billion, up 0.9% year on year. Expand card shopping transaction volume to ¥3.5 trillion toward achieving a 40% cashless payment ratio in Japan in 2025」
Card shopping transaction volume and revenue exceeded the previous year, and the company indicated a KPI of ¥3.5 trillion in card shopping transaction volume for the fiscal year ending March 2025. - FY2023-Q3AdvancedAnnual report
「Card shopping transaction volume increased from the year-earlier period by capturing lifestyle-related consumption and other demand. Lending balances also declined from the year-earlier period during the cumulative third quarter of the fiscal year, as demand for funds had not returned to pre-pandemic levels. As a result, business revenue from the card and lending business was ¥54.8 billion, up 0.0% year on year.」
Card shopping transaction volume increased from the year-earlier period by capturing lifestyle-related consumption. Revenue from the card and lending business was ¥54.8 billion, essentially flat year on year. - FY2023-Q2AdvancedAnnual report
「Card shopping transaction volume increased from the year-earlier period by capturing the recovery in demand for dining, accommodation and other services, as well as lifestyle-related consumption. Lending balances declined from the year-earlier period during the cumulative second quarter of the fiscal year, as demand for funds had not returned to pre-pandemic levels. As a result, business revenue from the card and lending business was ¥36.4 billion, up 0.8% year on year.」
Card shopping transaction volume exceeded the year-earlier period due to the recovery in demand for dining, accommodation and other services and the capture of lifestyle-related consumption. Revenue from the card and lending business was ¥36.4 billion, up 0.8% year on year. Meanwhile, lending balances fell below the year-earlier period. - FY2023-Q1AdvancedAnnual report
「Card shopping transaction volume increased year on year, driven by the recovery in consumption following the government’s easing of restrictions on activities in response to COVID-19 and the capture of lifestyle-related consumption.」
Card shopping transaction volume increased year on year by capturing the recovery in consumption and lifestyle-related consumption following the easing of restrictions on activities. Meanwhile, total business revenue from the card and lending business was ¥18.0 billion, down 0.9% year on year. - FY2022-Q3AdvancedAnnual report
「Card shopping transaction volume during the cumulative third quarter of the fiscal year increased year on year, steadily capturing the recovery in consumer demand as people began moving around more following the full lifting of the state of emergency.」
Card shopping transaction volume returned to year-on-year growth by capturing increased movement of people and the recovery in consumer demand following the lifting of the state of emergency. - FY2022-Q1AdvancedAnnual report
「Card shopping transaction volume during the cumulative first quarter of the fiscal year increased year on year, as the business captured lifestyle-related consumption and demand from people staying at home even amid the COVID-19 pandemic.」
Card shopping transaction volume exceeded the year-earlier period by capturing lifestyle-related consumption and demand from people staying at home. Card shopping business revenue also increased from ¥13.1 billion to ¥13.4 billion. - FY2021Transaction volume exceeded the previous year, but revenue declinedAnnual report
「In the card and lending business, card shopping transaction volume for the year was slightly above the previous year. Transactions in lifestyle-related products remained firm even amid the COVID-19 pandemic. Lending balances declined from the end of the previous fiscal year due to lower demand for funds, reflecting weak consumer spending as people refrained from going out and travelling amid the COVID-19 pandemic, as well as the temporary increase in household income following payment of the special fixed benefit, which reduced demand for funds, and the resulting decline in new lending volume. As a result, card shopping business revenue was ¥50.1 billion, down 7.6% year on year, lending business revenue was ¥21.8 billion, down 15.1%, and total business revenue from the card and lending business was ¥71.9 billion, down 10.0%.」
Card shopping transaction volume was slightly above the previous year, but business revenue was ¥50.1 billion, down 7.6% year on year. Lending revenue also continued to decline. - FY2021-Q3Transaction volume was in line with the year-earlier periodAnnual report
「Card shopping transaction volume during the cumulative third quarter of the fiscal year was generally at the same level as the year-earlier period, while transactions in lifestyle-related products remained firm even amid the COVID-19 pandemic.」
Card shopping transaction volume was generally at the same level as the year-earlier period, and transactions in lifestyle-related products were described as firm. Meanwhile, business revenue was ¥55.6 billion, down 8.5% year on year, and card shopping revenue also declined year on year. - FY2021-Q2WorsenedAnnual report
「Card shopping transaction volume during the cumulative second quarter of the fiscal year remained firm for certain essential goods, home appliances and other products in demand from people staying at home, even amid the COVID-19 pandemic. However, it declined year on year due to the impact of weaker consumption and the rush in demand before the consumption tax increase in the previous year. Since June, transaction volume has generally remained above the previous year’s level.」
Card shopping transaction volume fell below the year-earlier period, while revenue from the card and lending business was ¥37.3 billion, down 8.1% year on year. Meanwhile, transaction volume generally recovered to levels above the previous year from June onward. - FY2021-Q1WorsenedAnnual report
「Card shopping transaction volume fell below the year-earlier period as consumption declined due to requests to refrain from going out following the declaration of a state of emergency and the closure of commercial facilities. Following the lifting of the state of emergency, June transaction volume recovered to a level above the previous year. The revolving card-shopping balance also declined from the end of the previous fiscal year, but ended above the year-earlier period.」
Card shopping transaction volume fell below the year-earlier period, and the revolving card-shopping balance also declined from the end of the previous fiscal year. Meanwhile, June transaction volume recovered to a level above the previous year. - FY2020AdvancedAnnual report
「In card purchases, transaction volume increased as the proprietary "Orico Card THE POINT" and the major co-branded "Costco Global Card" performed well. Revolving card-purchase balances also increased steadily.」
Card-purchase business revenue was ¥54.2 billion, up 7.8% year on year. Meanwhile, transaction-volume growth slowed in the fourth quarter due to the COVID-19 pandemic and other factors. - FY2020-Q3AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and major co-branded cards performed well, despite the negative impact of the post-tax-increase reaction. Revolving card-purchase balances also increased steadily. As a result, business revenue for the card and lending business as a whole was ¥60.7 billion, up 3.6% year on year.」
Card-purchase transaction volume and revolving balances increased on membership growth for high-reward cards and strong performance by major co-branded cards. Cumulative business revenue from the card and lending business for the third quarter was ¥60.7 billion, up 3.6% year on year, while card-purchase business revenue was ¥41.2 billion, up 8.8%. - FY2020-Q2AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and major co-branded cards performed well. Revolving card-purchase balances also increased steadily. As a result, business revenue for the card and lending business as a whole was ¥40.6 billion (up 5.0% year on year).」
Cumulative business revenue from the card and lending business for the second quarter was ¥40.6 billion, up 5.0% year on year, as card-purchase transaction volume and revolving balances increased on membership growth for high-reward cards and strong performance by major co-branded cards. - FY2020-Q1AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and major co-branded cards performed well. Revolving card-purchase balances also increased steadily.」
Card-purchase transaction volume and revolving balances increased on membership growth for high-reward cards and strong performance by major co-branded cards. Revenue from the card and lending business was ¥20.1 billion, up 5.7% year on year. - FY2019AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and the major co-branded Costco Global Card performed well. Revolving card-purchase balances also increased steadily.」
Card-purchase transaction volume and revolving balances increased on membership growth for high-reward cards and strong performance by the Costco Global Card. Business revenue was ¥50.3 billion, up 8.8% year on year. - FY2019-Q3AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and the major co-branded Costco Global Card performed well. Revolving card-purchase balances also increased steadily, resulting in higher revenue.」
Card-purchase business revenue was ¥37.9 billion, up 9.6% year on year, with continued progress driven by membership growth for high-reward cards and strong performance by the Costco Global Card. - FY2019-Q2AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and the major co-branded Costco Global Card performed well. Revolving card-purchase balances also increased steadily, resulting in higher revenue.」
Card-purchase transaction volume and revolving balances continued to increase on membership growth for high-reward cards and strong performance by the Costco Global Card. Revenue from the card and lending business was ¥38.7 billion, up 6.1% year on year, while card purchases generated ¥25.3 billion, up 9.9%. - FY2019-Q1AdvancedAnnual report
「In card purchases, transaction volume increased as the number of members of credit cards offering high points-reward rates grew and the major co-branded Costco Global Card performed well. Revolving card-purchase balances also increased steadily, resulting in higher revenue.」
Card-purchase transaction volume and revolving balances increased on membership growth for high-reward cards and strong performance by the Costco Global Card. Revenue from the card and lending business was ¥19.0 billion, up 6.4% year on year. - FY2018-Q3AdvancedAnnual report
「In card purchases, transaction volume increased through membership growth for credit cards offering high points-reward rates and initiatives to promote activity among major partners. Revolving card-purchase balances also increased steadily, resulting in higher revenue. Among new card issuances, we began soliciting applications for the "Costco Global Card," a co-branded card issued in partnership with Costco Wholesale Japan, Ltd., and its number of applications has grown steadily.」
We describe continued growth in card-purchase transaction volume and revolving balances, along with the launch and steady expansion of the Costco Global Card. - FY2018-Q2AdvancedAnnual report
「In card purchases, transaction volume increased through membership growth for credit cards offering high points-reward rates and initiatives to promote activity among major partners. Revolving card-purchase balances also increased steadily, resulting in higher revenue. Among new card issuances, acquisition of the "Mizuho Mileage Club Card/THE POINT," issued in cooperation with Mizuho Bank, also progressed steadily.」
Revenue from the card and lending business was ¥36.5 billion, up 2.8% year on year, while card purchases, a component of the business, generated ¥23.0 billion, up 5.3%. We continue to expand card membership, promote activity among major partners, and acquire cards through cooperation with Mizuho Bank. - FY2018-Q1AdvancedAnnual report
「In card purchases, transaction volume increased through membership growth for credit cards offering high points-reward rates and initiatives to promote activity among major partners. Revolving card-purchase balances also increased steadily, resulting in higher revenue. Among new card issuances, acquisition of the "Mizuho Mileage Club Card/THE POINT," issued in cooperation with Mizuho Bank, also progressed steadily.」
We describe growth in card-purchase transaction volume and revolving balances, along with progress in card acquisition through cooperation with Mizuho Bank. - FY2017AdvancedAnnual report
「In card purchases, transaction volume increased through initiatives to promote activity among major partners and other measures. Revolving card-purchase balances also increased steadily, resulting in higher revenue. Among new card issuances, the number of "Orico Card THE POINT" cards issued, which offer a higher points-reward rate, grew steadily.」
Card-purchase business revenue was ¥45.2 billion, up 6.6% year on year, while the number of active credit card members increased to 10.175 million. - FY2017-Q3AdvancedAnnual report
「In the card and lending business, card-purchase transaction volume increased through initiatives to promote activity among major partners and other measures. Revolving card-purchase balances also increased steadily, resulting in higher revenue. Among new card issuances, the number of "Orico Card THE POINT" cards issued, which offer a higher points-reward rate, grew steadily.」
We describe growth in card-purchase transaction volume and revolving balances, along with the increase in the number of "Orico Card THE POINT" cards issued. - FY2017-Q2AdvancedAnnual report
「In card purchases, transaction volume increased through initiatives to promote activity among major partners and other measures. Revolving card-purchase balances also increased steadily, resulting in higher revenue.」
Transaction volume from card purchases and revolving balances increased through efforts to promote activity among major partners. - FY2017-Q1First statedAnnual report
「In card purchases, transaction volume increased through membership growth for credit cards offering high points-reward rates and initiatives to promote activity among major partners. Revolving card-purchase balances also increased steadily, resulting in higher revenue.」
We use membership growth for high-reward cards and increased activity among major partners to expand transaction volume and revolving balances.