Addressing Social Issues by Providing Financial Services to Low-Income Groups and Others
First written in FY2019. 6 of 9 entries say "Advanced", first in FY2023-Q1. Latest entry: FY2026.
3 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「In Vietnam, we worked to expand the customer base of ACF, the finance company in which we acquired an interest on 3 February 2025, by integrating it with the shared loyalty-points membership base provided by the local entity ACS Trading Vietnam Co., Ltd.」
The expansion of financial inclusion and overseas services progressed through the transfer of the individual instalment-sales business to ACF in Vietnam, cross-selling of personal loans, and integration of the customer base with shared loyalty-points members. - FY2025AdvancedAnnual report
「On 7 October 2024, ACSTV launched the AEON Group's shared loyalty points service, “WAON POINT,” in Vietnam. On 3 February 2025, we acquired an interest in Post and Telecommunication Finance Company Limited, a local finance company providing personal loans and other services, and made it a wholly owned subsidiary.」
The company gave concrete form to financial inclusion and expansion of the AEON lifestyle sphere by launching shared loyalty points in Vietnam and making PTF a wholly owned subsidiary. - FY2025-H1RestatedAnnual report
「On 26 May 2024, AEON BANK(M) BERHAD, which operates a digital banking business in Malaysia, a new type of banking business, began offering deposits, debit cards, code payments and other services. As Malaysia's first digital banking service based on Islamic finance, it worked to expand its customer base.」
Reconfirming that, as part of its financial inclusion initiative, the company launched a digital banking service based on Islamic finance in Malaysia and is working to expand its customer base. - FY2025-Q1AdvancedAnnual report
「Overseas, on 26 May 2024, AEON BANK(M) BERHAD, which operates a digital banking business, a new type of banking business, in Malaysia, began operations with services including deposits, debit cards and QR-code payments.」
As part of efforts to promote financial inclusion and improve access, the Malaysian digital bank has begun providing specific financial services. - FY2024AdvancedAnnual report
「ABKM has adopted products and services based on Islamic finance, which is widely used in Malaysia. It will begin with deposit and debit card services and gradually expand its financial products and services, including personal loans, to meet customer needs.」
Financial inclusion has taken concrete shape through the acquisition of a digital banking licence in Malaysia, adoption of Islamic finance, and the launch of services beginning with deposits and debit cards. - FY2024-Q3AdvancedAnnual report
「We decided to make Post and Telecommunication Finance Company Limited, which provides personal loans in Vietnam, a wholly owned subsidiary. In Malaysia, we are also preparing to launch a digital bank, a new type of banking business, in the next fiscal year. Across Asia, based on the concept of financial inclusion, we are addressing customers' funding needs and working to improve accessibility to financial services.」
The financial inclusion initiative has progressed through the decision to make a Vietnamese personal-loan company a wholly owned subsidiary, preparations to launch a digital bank in Malaysia, and efforts to improve access to financial services. - FY2023-Q1AdvancedAnnual report
「In April, we and AEON CREDIT SERVICE(M)BERHAD obtained Malaysia's first digital banking licence. We have established the service infrastructure with MoneyLion Inc., a fintech company operating a digital financial platform in the United States, as our technology partner, creating an environment in which we can provide financial products and services, including deposits, insurance and small loans, tailored to the individual needs of a broad range of customers, including the unbanked.」
The vision of expanding access to finance, including for low-income groups and others, has taken concrete shape through the acquisition of a digital banking licence in Malaysia, infrastructure development with a technology partner, and the establishment of an environment for providing deposits, insurance and small loans. - FY2022-Q3ReframedAnnual report
「Overseas, we are promoting digital financial inclusion through app development that enables customers to complete the process from applying for various products through to using them on their smartphones, as well as through more sophisticated credit assessment and receivables management.」
The previous response to the issue of providing financial services to low-income groups and others is now described as “digital financial inclusion,” achieved through smartphone-only applications and more sophisticated credit and receivables management. - FY2019First statedAnnual report
「Technological innovation will enable us to provide new financial services to low-income groups overseas as well. We will provide financial services to a broad range of customers, including people who previously failed credit screening despite having the ability to pay, by offering services such as auto loans using IoT technology while protecting their assets. We will also respond sincerely to the circumstances and social issues faced by each country and provide solutions, including by introducing electronic money payments denominated in local currencies to promote the circulation of local currencies and reduce cash-handling costs.」
For the first time, the company has presented in a consolidated manner its business measures to address social issues, including expanding access to finance, promoting currency circulation and reducing cash-handling costs through IoT auto loans and electronic money denominated in local currencies.