Building a Financial Platform Using AI and Blockchain
First written in FY2017. 7 of 14 entries say "Advanced", first in FY2023-Q1. Latest entry: 2026-10-09.
The whole theme swung hardest in 2022: 2 of 12 companies on the "Worse" side.
6 other companies' latest entry also says "Advanced".
- 2026-10-09AdvancedFinancial results
「On 6 April 2026, we also changed the app name to "AEON Pay" and worked to improve its design and usability.」
As the core of the financial platform, brand integration under AEON Pay and improvements to the app's design and usability have progressed. - FY2026AdvancedAnnual report
「In Japan, we will evolve the code payment service “AEON Pay” beyond a payment method into a brand that serves as the core of our financial services business.」
The financial platform concept advanced to a specific policy of positioning AEON Pay as the core brand for the financial services business. - FY2026-H1AdvancedAnnual report
「On 12 July 2025, we entered into a share subscription agreement concerning a third-party allotment of shares by AND Global Pte. Ltd., which provides lending services and fintech solutions, as well as a memorandum of understanding concerning a strategic partnership with the company.」
The digital financial platform concept has taken concrete form through a share subscription agreement and strategic partnership with AND Global, and the use of AI scoring and digital lending. - FY2025AdvancedAnnual report
「We will promote cross-selling by expanding our customer base and strengthening customer touchpoints through the integration of the electronic money service “WAON” and the code payment service “AEON Pay.”」
The financial platform concept has taken concrete form through the integration of WAON and AEON Pay, expansion of the customer base, strengthened customer touchpoints, and promotion of cross-selling. - FY2024AdvancedAnnual report
「Through these initiatives, on 1 March 2024, the company was certified as a “DX-Certified Operator” under the DX Certification System established by the Ministry of Economy, Trade and Industry.」
The digital financial platform concept advanced beyond apps, code payments, and DX talent development to a specific external certification as a DX-Certified Operator. - FY2024-Q3AdvancedAnnual report
「We renewed the smartphone app “AEON Wallet” as an integrated financial services portal to connect the AEON lifestyle sphere through financial services and provide locally rooted products and services seamlessly. We also worked to deliver a convenient and cost-effective customer experience centered on data collection and payments by expanding customer touchpoints through enhancements to the barcode payment service “AEON Pay” and an increase in locations where it can be used.」
The financial platform concept has taken concrete form through AEON Wallet’s conversion into an integrated financial services portal, enhanced functionality of AEON Pay, expansion of usage locations, and data collection. - FY2023-Q1AdvancedAnnual report
「We have established the service infrastructure with MoneyLion Inc., a US fintech company operating a digital financial platform, as our technology partner. This has created an environment for providing financial products and services, including deposits, insurance, and small loans, tailored to the individual needs of a broad range of customers, including the unbanked. We are preparing to launch the services during the next fiscal year.」
The digital financial platform concept has advanced through the development of service infrastructure in partnership with MoneyLion Inc. and preparations to launch the services during the next fiscal year. - FY2022RestatedAnnual report
「We are working with local governments, business partners, and others to build a platform in a digital online environment that provides products and services essential to customers’ daily lives.」
The company continues to pursue a platform concept based on data and digitalization, in collaboration with local governments and business partners. - FY2020RestatedAnnual report
「We refer to the infrastructure that identifies customer needs based on payment and transaction details and provides products and services through multiple channels as a “platform.” We are working with local governments, business partners, and others to build a platform in a digital online environment that provides products and services essential to customers’ daily lives.」
The financial platform concept continues to take concrete form through collaboration with local governments and business partners and an online environment using AI, data, and other resources. - FY2019RestatedAnnual report
「We refer to the infrastructure that uses new technologies such as artificial intelligence (AI) and blockchain to identify customer needs based on payment and transaction details and provide financial products and services through multiple channels as a “financial platform.”」
The company continues to pursue its plan to build a financial platform using AI, blockchain, and other technologies. - FY2018-Q4RestatedAnnual report
「The Company's medium- to long-term management strategy is to build a financial platform centered on Asia, realize seamless payments and the provision of financial products and services across the region, strengthen sales and marketing functions through the use of data, and support customers in enriching their daily lives by providing appropriate financial products and services that meet their needs.」
The company continues to pursue the development of a financial platform as a medium- to long-term strategy. This time, Asia, payments, and data utilization are emphasized over specific technologies such as AI and blockchain. - FY2018-Q3RestatedAnnual report
「The Company's medium- to long-term management strategy is to build a financial platform centered on Asia, realize seamless payments and the provision of financial products and services across the region, strengthen sales and marketing functions through the use of data, and support customers in enriching their daily lives by providing appropriate financial products and services that meet their needs.」
The company continues to pursue the development of a financial platform as a medium- to long-term strategy. This description puts Asia, seamless payments, and data utilization ahead of specific technologies such as AI and blockchain. - FY2018-Q2RestatedAnnual report
「The Company's medium- to long-term management strategy is to build an economic platform centered on Asia, realize seamless payments and the provision of financial products and services across the region, strengthen sales and marketing functions through the use of data, and support customers in enriching their daily lives by providing appropriate financial products and services that meet their needs.」
The company continues to pursue the development of a financial platform as a medium- to long-term strategy. This description emphasizes an economic platform in Asia, seamless payments, and data utilization rather than specific technologies such as AI and blockchain. - FY2017First statedAnnual report
「We refer to the infrastructure that uses new technologies such as artificial intelligence (AI) and blockchain to identify customer needs based on payment and transaction details and provide financial products and services through multiple channels as a “financial platform.” We are working to build a financial platform that will make payments more convenient and enable more customers to use our services in more situations.」
A new plan was presented to build infrastructure that uses AI and blockchain to provide financial products and services through multiple channels based on payment and transaction data.