Strengthening Collaboration Between Financial Services and Retail, and with External Partners
First written in FY2020-Q2. 12 of 13 entries say "Advanced", first in FY2020. Latest entry: FY2026.
59 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「On 17 September 2025, the local entity AEON CREDIT SERVICE（M）BERHAD established a new company, AEON360 SDN.BHD., which operates a marketing business, jointly with AEON Co.（M）BHD., which operates the AEON Group's retail business in Malaysia. This and other initiatives further advanced the AEON lifestyle sphere.」
Collaboration between finance and retail took concrete shape through the establishment of AEON360 in Malaysia, a joint business aimed at a common ID, a loyalty programme and AI data marketing. - FY2026-H1AdvancedAnnual report
「We have transferred the majority of the shares we held in イオン・アリアンツ生命 to 明治安田 and will promote a comprehensive partnership among 明治安田, AEON CO.,LTD. and our company (the “three companies”). Through this comprehensive partnership, the three companies will use their respective strengths to jointly create a diverse range of value that contributes to health promotion and regional revitalisation, and provide valuable products and services to stakeholders, including the customers of the three companies.」
The policy of collaborating with external partners took concrete shape through a comprehensive partnership among 明治安田, AEON CO.,LTD. and the company, triggered by the transfer of shares in the life insurance business. - FY2025AdvancedAnnual report
「On 28 February 2025, we completed the acquisition of the WAON value-issuer business operated by イオンリテール株式会社, which operates the GMS business. By integrating the electronic money service “WAON” with the code payment service “AEON Pay” and combining the merchant networks and customer bases of both payment channels, we will work to provide more convenient payment services.」
Collaboration between finance and retail progressed through completion on 28 February 2025 of the transfer of the WAON value-issuer business and integration of WAON and AEON Pay. - FY2025-H1AdvancedAnnual report
「To consolidate payment-related businesses within the AEON Group and maximise the value provided to customers in the AEON lifestyle sphere, on 18 July 2024 we decided that AEON Bank, our subsidiary, would acquire the credit card business of フジ・カードサービス, a subsidiary of FUJI CO.,LTD. We will seek to expand our customer base in the Chugoku, Shikoku and Hyogo areas by deepening collaboration in payment services, including the issuance of a new co-branded card with FUJI CO.,LTD.」
Collaboration between finance and retail and with external partners took concrete shape through the decision to acquire the credit card business of フジ・カードサービス and expand the regional customer base by issuing a co-branded card. - FY2024AdvancedAnnual report
「In Japan, to strengthen financial infrastructure centred on payments, we made フェリカポケットマーケティング株式会社, which provides solutions for local governments such as local currencies and local points, a consolidated subsidiary on 1 June 2023, and 株式会社協栄エイアンドアイ, which operates an insurance agency business and other businesses, a consolidated subsidiary on 1 February 2024. This was intended to consolidate and improve the efficiency of financial-related businesses within the AEON Group.」
Collaboration between finance, retail and local services took concrete shape through making フェリカポケットマーケティング and 協栄エイアンドアイ subsidiaries and consolidating and improving the efficiency of financial-related businesses. - FY2024-Q3AdvancedAnnual report
「To connect the AEON lifestyle sphere through financial services and provide community-based products and services seamlessly, we renewed the smartphone app “イオンウォレット” as an integrated financial services portal. We also expanded touchpoints by enhancing the functions of the barcode payment service “AEON Pay” and increasing the number of locations where it can be used.」
Collaboration between finance and retail took concrete shape through the renewal of the integrated financial services portal app, enhancement of AEON Pay functions, and expansion of locations where it can be used. - FY2024-Q1AdvancedAnnual report
「On 1 June 2023, we integrated our management with our consolidated subsidiary イオンクレジットサービス株式会社 and launched a new management structure.」
The policy of advancing collaboration between finance and retail and with external partners progressed to management integration with イオンクレジットサービス and the launch of a new management structure. - FY2023-Q3AdvancedAnnual report
「Through this reorganisation, we will accelerate the initiatives described above by strategically utilising management resources across the group and further speeding up decision-making. Through further expansion of our payment network and the provision of financial services that integrate online and offline channels, our group will strive to become the financial group closest to its customers.」
The company has entered the stage of advancing the use of management resources across the group and faster decision-making through the reorganisation resulting from the absorption-type merger with イオンクレジットサービス. - FY2023-Q2AdvancedAnnual report
「Through this reorganisation, we will accelerate the initiatives described above by strategically utilising management resources across the group and further speeding up decision-making. Through further expansion of our payment network and the provision of financial services that integrate online and offline channels, our group will strive to become the financial group closest to its customers.」
The concept of a platform connecting group companies and external alliance partners through financial services has taken concrete shape through integrated use of management resources across the group and faster decision-making following the group reorganisation. - FY2023-Q1AdvancedAnnual report
「We established the service infrastructure with MoneyLion Inc., a fintech company operating a digital financial platform in the United States, as our technology partner」
The policy of collaborating with external partners took concrete shape through the development of service infrastructure with MoneyLion Inc. as the technology partner. - FY2022AdvancedAnnual report
「Taking the total app “iAEON,” which serves as a group-wide touchpoint for the AEON Group, and the integration of WAON POINT as opportunities, we will promote cashless payments across the group and improve convenience.」
Strengthening collaboration between finance and retail has taken concrete shape through iAEON, AEON Pay, the integration of WAON POINT, and the creation of financial infrastructure by expanding usage to stores outside the group. - FY2020AdvancedAnnual report
「Since transitioning from a bank holding company to an operating company on 1 April, we have pursued new business development to provide financial and related services on a more comprehensive basis. As part of this effort, on 31 March 2020 we made the Japanese subsidiary of Germany's Allianz Group a subsidiary and entered the life insurance business under the name “イオン・アリアンツ生命保険株式会社” (corporate name changed on 1 May 2020).」
Following the transition to an operating company, collaboration between finance and retail and external and new business expansion took concrete shape through the acquisition of a life insurance company as a subsidiary and entry into the life insurance business. - FY2020-Q2First statedAnnual report
「From this point forward, our company and group companies, excluding AEON Bank and certain other group companies, are working to further strengthen collaboration between finance and retail and actively pursue collaboration with external partners. We will report on new business developments as they arise.」
As specific developments following the transition to an operating company, the company has identified strengthening collaboration between finance and retail and collaboration with external partners.