Expanding the Customer Base through the Medium-Term Management Plan "Approach"
First written in FY2016. 3 of 10 entries say "Reframed", first in FY2017. Latest entry: FY2026.
30 other companies' latest entry also says "Advanced".
- FY2026AdvancedAnnual report
「Under the medium-term management plan “BRANDING THE KITAGIN QUALITY 2027 — A Financial Services Company that Solves Problems and Creates a Sustainable Future Together” (April 2023 to March 2027), we have established the following key numerical targets.」
For fiscal 2025, the Bank disclosed ordinary profit of ¥6 billion, net income of ¥4.2 billion, an adjusted OHR of 68.17% and a capital adequacy ratio of 9.57%, updating progress toward the fiscal 2026 targets. - 2026-05-27RestatedGeneral Meetings of Shareholders
「For this medium-term management plan, in light of the steady progress of management indicators during the first 2 years and major changes in the business environment surrounding the Bank, including the end of the COVID-19 pandemic and revisions to the Bank of Japan's monetary policy, we revised and announced the targets for the fiscal year ending March 2027 in May 2025. The ordinary profit target was increased by ¥2 billion to at least ¥6 billion, the net income target was increased by ¥1 billion to at least ¥4 billion, and the equity ratio target was raised by 1.0 percentage point to at least 9.5%.」
The company reconfirmed the upwardly revised targets under the medium-term management plan and progress in the third year of the plan. - FY2025RaisedAnnual report
「In May, we announced revisions to the management targets for the fiscal year ending March 2027: ordinary profit was increased by ¥2 billion to at least ¥6 billion, net income by ¥1 billion to at least ¥4 billion, and the capital adequacy ratio by 1.0 percentage point to at least 9.5%.」
For the final-year targets under the medium-term management plan “BRANDING THE KITAGIN QUALITY 2027,” ordinary profit was raised from at least ¥4 billion to at least ¥6 billion, net income from at least ¥3 billion to at least ¥4 billion, and the capital adequacy ratio from at least 8.5% to at least 9.5%. - FY2024ReframedAnnual report
「Under the medium-term management plan “BRANDING THE KITAGIN QUALITY 2027 — A Financial Services Company that Solves Problems and Creates a Sustainable Future Together” (April 2023 to March 2027), we have established the following key numerical targets.」
The Bank transitioned from Design The Future:2023 to a new medium-term management plan covering April 2023 to March 2027, revising the plan to target a sustainable future and a financial services company focused on solving problems. - FY2022AdvancedAnnual report
「Under the medium-term management plan “Design The Future:2023 — Supporting Customers’ ‘Now’ and Opening Up ‘Tomorrow’ Together” (April 2020 to March 2023), we have established the following key numerical targets.」
For fiscal 2021, the Bank disclosed ordinary profit of ¥2.8 billion, net income of ¥2.2 billion, an adjusted OHR of 72.27% and a capital adequacy ratio of 8.63%, while continuing to present the targets for fiscal 2022. - FY2021AdvancedAnnual report
「The medium-term management plan “Design The Future:2023 — Supporting Customers’ ‘Now’ and Opening Up ‘Tomorrow’ Together,” launched in April 2020, has entered its second year」
The new medium-term management plan entered its second year, and the Bank disclosed the key numerical targets and results for the first year. Ordinary profit, net income, the adjusted OHR and the capital adequacy ratio all exceeded the fiscal 2020 targets. - FY2020ReframedAnnual report
「Under the new medium-term management plan “Design The Future:2023 — Supporting Customers’ ‘Now’ and Opening Up ‘Tomorrow’ Together” (April 2020 to March 2023), we have established the following key numerical targets.」
Following the end of the Focus2020 plan period, the Bank transitioned to the new medium-term management plan “Design The Future:2023,” covering April 2020 to March 2023. - FY2019RestatedAnnual report
「Against this backdrop, we formulated the medium-term management plan “Focus2020: Three Years of Advancement (Evolution and Deepening) — Everything for Solving Customers’ Problems,” covering the three years from April 2017, under our vision of becoming a bank that grows and develops together with local customers by focusing closely and attentively on solving their problems, enhancing service value, highlighting our differences from other financial institutions and demonstrating our presence in the community. This year is the plan’s final year.」
Focus2020 has entered its final year, and the Bank continues to pursue a plan centred on solving customer problems, enhancing service value and achieving differentiation. - FY2017ReframedAnnual report
「Against this backdrop, we formulated the medium-term management plan “Focus2020: Three Years of Advancement (Evolution and Deepening) — Everything for Solving Customers’ Problems,” covering the three years from fiscal 2017, under our vision of becoming a bank that grows and develops together with local customers by focusing closely and attentively on solving their problems, enhancing service value, highlighting our differences from other financial institutions and demonstrating our presence in the community.」
The medium-term plan was revised from “Approach,” launched in 2014, to “Focus2020,” covering the three years from fiscal 2017, shifting its focus from expanding the customer base to solving customer problems and achieving differentiation. - FY2016First statedAnnual report
「Based on the medium-term management plan (Approach), which began in April 2014, we will actively pursue the basic policies of “Support for Earthquake Reconstruction and Revitalisation of the Regional Economy,” “Developing Highly Competitive Human Resources,” “Strengthening Sales Capabilities” and “Area and Branch Strategies.” Our vision is to expand our customer base and contribute to solid reconstruction and our customers’ prosperity by developing personnel who maintain numerous points of contact with customers, listen to their many aspirations and can support the realisation of those aspirations.」
The medium-term management plan covering April 2014 to March 2017 placed expansion of the customer base at its core objective.