Results for this period
Interim period (second quarter)1 April 2026 to 30 September 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary revenue increased due to higher interest on loans, fees and commissions, and gains on sales of stocks and other securities. Ordinary expenses also increased, due to higher interest on deposits and the recognition of losses on sales of Japanese government bonds and other bonds.
No applicable matters.
| Item | Details |
|---|---|
| Fiscal Period Classification | Interim period (second quarter) |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 September 2026 |
| Ordinary income | ¥8,311 million (YoY +19.3%) |
| Profit attributable to owners of the parent | ¥5,882 million (YoY +17.1%) |
| Net income per share | ¥348.14 |
| Equity ratio | End of the current fiscal period 4.0% / End of previous period 3.9% |
| Total assets | ¥3,228,393 million |
| Net assets | ¥131,549 million |
| Full-year earnings forecast | Net Sales Not disclosed / Operating profit Not disclosed / Ordinary income ¥14,700 million (YoY +19.4%) / Net income ¥9,300 million (YoY +8.3%) |
| Annual Dividend Forecast | 110 Yen → 120 Yen（+9.1%） |
| Impairment loss | Not recorded |
| Breakdown of extraordinary income (loss) | Extraordinary income Item Gain on disposal of fixed assets / Amount ¥4 million, Item Gain on reversal of stock acquisition rights / Amount ¥145 million, Item Other extraordinary income / Amount ¥3 million / Extraordinary loss Item Loss on disposal of fixed assets / Amount ¥33 million |
| Disclosure regarding the going concern assumption | No applicable matters. |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | New 0 / Excluded 0 / Company name Not applicable |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | No |
| Issued Shares at Period-End | 16,935,909 shares |
| Treasury Shares at Period-End | 95,433 shares |
| Factors Behind Changes in Business Performance | Ordinary revenue increased due to higher interest on loans, fees and commissions, and gains on sales of stocks and other securities. Ordinary expenses also increased, due to higher interest on deposits and the recognition of losses on sales of Japanese government bonds and other bonds. |
Items this document does not state (16)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Interest on loans, fees and commissions, and gains on sales of stocks and other securities increased. Ordinary expenses also increased, due to higher interest on deposits and the recognition of losses on sales of Japanese government bonds and other bonds as part of efforts to improve the securities portfolio.