Results for this period
First quarter1 April 2026 to 30 June 2026ConsolidatedJapanese GAAPThe width of the band at each stage is based on revenue. The narrower it becomes toward the bottom, the smaller the proportion of revenue that remains as profit. The dotted outline is the full-year forecast and the band inside it is the result for this period. The progress rate is the result divided by the forecast.
塗りつぶした部分が自己資本比率です。総資産のうち、返済のいらない自前の資金がどれだけかを表します。The thin vertical line indicates the level at the end of the previous fiscal year.
Ordinary revenue increased mainly because of higher interest income on loans, fees and commissions, and gains on sales of shares and other securities. Ordinary expenses increased mainly because of higher interest expenses on deposits and the recognition of losses on sales of Japanese government bonds and other bonds as part of the restructuring of the securities portfolio.
No applicable matters
| Item | Details |
|---|---|
| Fiscal Period Classification | First quarter |
| Accounting standards | Japanese GAAP |
| Consolidated / non-consolidated | Consolidated |
| Period Covered | 1 April 2026 to 30 June 2026 |
| Net Sales | ¥17,904 million (YoY +31.6%) |
| Ordinary income | ¥4,005 million (YoY +139.8%) |
| Profit attributable to owners of the parent | ¥2,909 million (YoY +134.2%) |
| Net income per share | ¥172.14 |
| Equity ratio | End of the current fiscal period 3.9 / End of previous period 3.9 |
| Total assets | ¥3,295,584 million |
| Net assets | ¥131,518 million |
| Full-year earnings forecast | Net Sales ¥66,000 million (YoY -8.1%) / Operating profit Not disclosed / Ordinary income ¥14,700 million (YoY +19.4%) / Net income ¥9,300 million (YoY +8.3%) |
| Annual Dividend Forecast | ¥110 → ¥110（0.0%） |
| Segment revenue | Banking ¥15,642 million, Leasing ¥1,978 million, Credit guarantees ¥108 million |
| Segment profit | Banking ¥3,833 million, Leasing ¥77 million, Credit guarantees ¥93 million |
| Depreciation and amortization | ¥456 million |
| Impairment loss | None in the current first quarter (shown as “—” in the income statement); no applicable assets |
| Breakdown of extraordinary income (loss) | Extraordinary income Not disclosed / Extraordinary loss Losses on disposal of fixed assets ¥6 million |
| Disclosure regarding the going concern assumption | No applicable matters |
| Change in accounting policy | Changes due to revisions to standards No / Other changes No / Change in accounting estimate No / Restatement No |
| Changes in the scope of consolidation | No material changes (no newly consolidated or excluded companies, or company names, are disclosed) |
| Availability of Supplementary Financial Results Materials | Yes |
| Availability of Financial Results Briefing | None (対象者：Not applicable) |
| Issued Shares at Period-End | 16,935,909 Shares |
| Treasury Shares at Period-End | 34,947 Shares |
| Factors Behind Changes in Business Performance | Ordinary revenue increased mainly because of higher interest income on loans, fees and commissions, and gains on sales of shares and other securities. Ordinary expenses increased mainly because of higher interest expenses on deposits and the recognition of losses on sales of Japanese government bonds and other bonds as part of the restructuring of the securities portfolio. |
Items this document does not state (12)
These are items the company does not state in this document. We do not leave them blank, nor fill them in from other sources or by inference.
The reasons the company gives
The company's own explanation, not something inferred from the numbers.Ordinary revenue increased mainly because of higher interest income on loans, fees and commissions, and gains on sales of shares and other securities. Ordinary expenses also increased because of higher interest expenses on deposits and the recognition of losses on sales of Japanese government bonds and other bonds as part of the restructuring of the securities portfolio.