Komori
The Shimizu Bank (8364) · InitiativeWider increase in loan balanceLatest Earnings (2026-08-03): "Advanced"

Meeting Customers' Funding Needs Closely

First written in FY2017-Q1. 4 of 38 entries say "Advanced", first in FY2017. Latest entry: 2026-08-03.

38entries
11years
3from disclosures
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ProgressHeldSoftenedWorseOtherFY2018-Q1 – FY2020-Q3OtherFY2021-Q1 – FY2026-H12016: 220162017: 420172018: 420182019: 420192020: 420202021: 420212022: 420222023: 420232024: 220242025: 220252026: 42026
Same theme, other companies
Expansion of Loans to Small and Midsize Companies and IndividualsA theme 20 companies write about · 0 as a headwind · 23 as a tailwind

15 other companies' latest entry also says "Advanced".

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Showing 14 of the 20 companies compared. The sentences above are computed from all 20.
Full recordFilings, disclosures and news, newest first
  1. 2026-08-03AdvancedEarnings

    「Loans totaled ¥1,268.8 billion, as we actively responded to customers’ funding needs as a regional financial institution. (Up ¥17.8 billion year on year and ¥500 million from the end of the previous fiscal year)」

    The Bank continued responding to customers’ funding needs, and the loan balance increased by ¥500 million from the end of the previous fiscal year.
  2. FY2026Wider increase in loan balanceAnnual report

    「Loans increased by ¥15.0 billion from the end of the previous fiscal year to ¥1,268.2 billion, as we actively responded to customers’ funding needs as a regional financial institution.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance increased by ¥15.0 billion from the end of the previous fiscal year. The increase widened from ¥8.1 billion in the previous fiscal year.
  3. FY2026-H1The increase in the loan balance continuedAnnual report

    「Loans increased by ¥8.0 billion from the end of the previous fiscal year to ¥1.2612 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued as a regional financial institution, and the loan balance increased by ¥8.0 billion from the end of the previous fiscal year.
  4. FY2025Loan balance turned to an increaseAnnual report

    「Loans increased by ¥8.1 billion from the end of the previous fiscal year to ¥1.2532 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance changed from a decrease at the end of the previous fiscal year to an increase of ¥8.1 billion from the end of the previous fiscal year.
  5. FY2025-H1The loan balance changed to a decreaseAnnual report

    「Loans decreased by ¥10.2 billion from the end of the previous fiscal year to ¥1.2440 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, but the loan balance decreased by ¥10.2 billion from the end of the previous fiscal year.
  6. FY2024-Q3Loan balances changed from a decrease to an increaseAnnual report

    「Loans increased by ¥9.0 billion from the end of the previous fiscal year to ¥1.2543 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance changed from a decrease of ¥5.4 billion from the end of the previous fiscal year in the previous second quarter to an increase of ¥9.0 billion.
  7. FY2024-Q2The loan balance continued to decline, but the decrease narrowedAnnual report

    「Loans decreased by ¥5.4 billion from the end of the previous fiscal year to ¥1.2399 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, but the loan balance decreased by ¥5.4 billion from the end of the previous fiscal year. The decrease narrowed from ¥9.1 billion in the previous first quarter.
  8. FY2024-Q1The loan balance changed to a decreaseAnnual report

    「Loans decreased by ¥9.1 billion from the end of the previous fiscal year to ¥1.2361 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, but the loan balance changed from an increase at the end of the previous fiscal year to a decrease of ¥9.1 billion from the end of the previous fiscal year.
  9. FY2023The increase in the loan balance widened, and the ¥1 trillion target was reset under the new planAnnual report

    「Loans increased by ¥27.4 billion from the end of the previous fiscal year to ¥1.2453 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the annual increase in the loan balance widened from ¥13.6 billion in the previous fiscal year to ¥27.4 billion. Under the 28th Medium-Term Management Plan, the target of a loan balance of ¥1 trillion or more for small and medium-sized enterprises and other customers in the prefecture for the fiscal year ending March 2026 was reset.
  10. FY2023-Q3Wider increase in loan balanceAnnual report

    「Loans increased by ¥29.6 billion from the end of the previous fiscal year to ¥1.2475 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued as a regional financial institution. The loan balance increased by ¥29.6 billion from the end of the previous fiscal year, up from the ¥13.1 billion increase in the previous second quarter.
  11. FY2023-Q2Wider increase in loan balanceAnnual report

    「Loans increased by ¥13.1 billion from the end of the previous fiscal year to ¥1.2310 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The increase in the loan balance widened from ¥7.8 billion in the previous quarter to ¥13.1 billion.
  12. FY2023-Q1The increase in the loan balance narrowedAnnual report

    「Loans increased by ¥7.8 billion from the end of the previous fiscal year to ¥1.2257 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The loan balance increased by ¥7.8 billion from the end of the previous fiscal year, but the increase narrowed from ¥13.6 billion at the end of the previous fiscal year.
  13. FY2022The increase in the loan balance continuedAnnual report

    「Loans increased by ¥13.6 billion from the end of the previous fiscal year to ¥1.2178 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance increased by ¥13.6 billion from the end of the previous fiscal year.
  14. FY2022-Q3Wider increase in loan balanceAnnual report

    「Loans increased by ¥15.3 billion from the end of the previous fiscal year to ¥1.2196 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance increased by ¥15.3 billion from the end of the previous fiscal year. The increase widened from ¥2.9 billion in the previous second quarter.
  15. FY2022-Q2Loan balances changed from a decrease to an increaseAnnual report

    「Loans increased by ¥2.9 billion from the end of the previous fiscal year to ¥1.2072 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The loan balance changed from a decrease of ¥0.6 billion in the previous first quarter to an increase of ¥2.9 billion from the end of the previous fiscal year.
  16. FY2022-Q1Loan balance decreased by ¥0.6 billionAnnual report

    「Loans decreased by ¥0.6 billion from the end of the previous fiscal year to ¥1.2036 trillion, as the bank responded closely to customers’ funding needs.」

    The policy of responding closely to customers’ funding needs continued, but the loan balance decreased by ¥0.6 billion from the end of the previous fiscal year.
  17. FY2021Wider increase in loan balanceAnnual report

    「Loans increased by ¥54.2 billion from the end of the previous fiscal year to ¥1.2042 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance increased by ¥54.2 billion from the end of the previous fiscal year. It changed from a decrease at the end of the previous fiscal year to an increase.
  18. FY2021-Q3Wider increase in loan balanceAnnual report

    「Loans increased by ¥55.7 billion from the end of the previous fiscal year to ¥1.2056 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The loan balance increased by ¥55.7 billion from the end of the previous fiscal year, up from the ¥50.8 billion increase in the previous second quarter.
  19. FY2021-Q2Wider increase in loan balanceAnnual report

    「Loans increased by ¥50.8 billion from the end of the previous fiscal year to ¥1.2007 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The loan balance increased by ¥50.8 billion from the end of the previous fiscal year, up from the ¥38.2 billion increase in the previous first quarter.
  20. FY2021-Q1Wider increase in loan balanceAnnual report

    「Loans increased by ¥38.2 billion from the end of the previous fiscal year to ¥1.1882 trillion, as the bank responded closely to customers’ funding needs.」

    The policy of responding closely to customers’ funding needs continued. The loan balance changed from a decrease at the end of the previous fiscal year to an increase of ¥38.2 billion from the end of the previous fiscal year.
  21. FY2020RaisedAnnual report

    「Loan balance to small and medium-sized enterprises and other customers exceeds ¥1 trillion」

    The target was raised from ¥880.0 billion or more under the 26th Medium-Term Management Plan to ¥1 trillion or more for the fiscal year ending March 2023 under the 27th Medium-Term Management Plan. The actual balance was ¥922.7 billion.
  22. FY2020-Q3Loan balances changed from a decrease to an increaseAnnual report

    「Loans increased by ¥20.2 billion from the end of the previous fiscal year to ¥1.1427 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The loan balance changed from a decrease in the previous second quarter to an increase of ¥20.2 billion from the end of the previous fiscal year.
  23. FY2020-Q2The decline in the loan balance narrowedAnnual report

    「Loans decreased by ¥1.4 billion from the end of the previous fiscal year to ¥1.1209 trillion, as the bank responded closely to customers’ funding needs.」

    The policy of responding closely to customers’ funding needs continued. The loan balance declined, but the decrease narrowed from ¥6.0 billion in the previous first quarter.
  24. FY2020-Q1Loan balances changed from an increase to a decreaseAnnual report

    「Loans decreased by ¥6.0 billion from the end of the previous fiscal year to ¥1.1163 trillion, as the bank responded closely to customers’ funding needs.」

    The policy of responding closely to customers’ funding needs continued, but the loan balance changed from an increase of ¥30.3 billion at the end of the previous fiscal year to a decrease of ¥6.0 billion.
  25. FY2019Wider increase in loan balanceAnnual report

    「Loans increased by ¥30.3 billion from the end of the previous fiscal year to ¥1.1224 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued, and the loan balance increased by ¥30.3 billion from the end of the previous fiscal year. The increase widened from ¥24.3 billion in the previous fiscal year.
  26. FY2019-Q3Wider increase in loan balanceAnnual report

    「Loans increased by ¥29.7 billion from the end of the previous fiscal year to ¥1.1217 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The increase in the loan balance widened from ¥12.3 billion in the previous second quarter to ¥29.7 billion.
  27. FY2019-Q2Wider increase in loan balanceAnnual report

    「Loans increased by ¥12.3 billion from the end of the previous fiscal year to ¥1.1043 trillion, as the bank, as a regional financial institution, actively responded to customers’ funding needs.」

    The policy of actively responding to customers’ funding needs continued. The loan balance increased by ¥12.3 billion from the end of the previous fiscal year, up from the ¥11.1 billion increase in the previous first quarter.
  28. FY2019-Q1Narrower increase in loan balanceAnnual report

    「Loans increased by ¥11.1 billion from the end of the previous fiscal year to ¥1.1032 trillion, as the bank responded closely to customers’ funding needs.」

    The policy of responding closely to customers’ funding needs continued, and the loan balance increased by ¥11.1 billion from the end of the previous fiscal year. The increase narrowed from ¥24.3 billion at the end of the previous fiscal year.
  29. FY2018Annual increase in loan balance confirmedAnnual report

    「Loans increased by ¥24.3 billion from the end of the previous fiscal year to ¥1.0920 trillion, as the bank, as a regional financial institution, proactively responded to customers’ funding needs.」

    The policy of proactively responding to customers’ funding needs continued, and the loan balance increased by ¥24.3 billion from the end of the previous fiscal year.
  30. FY2018-Q3Wider increase in loan balanceAnnual report

    「Loans increased by ¥33.9 billion from the end of the previous fiscal year to ¥1.1016 trillion, as the bank, as a regional financial institution, proactively responded to customers’ funding needs.」

    The policy of proactively responding to customers’ funding needs continued, and the increase in loans from the end of the previous fiscal year widened from ¥10.7 billion to ¥33.9 billion.
  31. FY2018-Q2Loan balance turned to an increaseAnnual report

    「Loans increased by ¥10.7 billion from the end of the previous fiscal year to ¥1.0785 trillion, as the bank, as a regional financial institution, proactively responded to customers’ funding needs.」

    The policy of proactively responding to customers’ funding needs continued. The balance turned from a ¥0.1 billion decrease from the end of the previous fiscal year in the previous first quarter to an increase of ¥10.7 billion this time.
  32. FY2018-Q1RestatedAnnual report

    「Loans decreased by ¥0.1 billion from the end of the previous fiscal year to ¥1.0675 trillion, as the bank responded closely to customers’ funding needs.」

    The policy of responding closely to customers’ funding needs continues with the same wording. The loan balance decreased by ¥0.1 billion from the end of the previous fiscal year.
  33. FY2017AdvancedAnnual report

    「Loan balance to small and medium-sized enterprises and other customers: ¥880.0 billion or more / Loans to small and medium-sized enterprises and other customers have long been a core business focus for the bank, and the bank will continue to expand them, primarily within the prefecture.」

    Loans increased by ¥2.5 billion from the end of the previous fiscal year. In addition, the bank set a target of at least ¥880.0 billion in loans to small and medium-sized enterprises and other customers for the fiscal year ending March 2020, with expansion focused primarily within the prefecture.
  34. FY2017-Q3RestatedAnnual report

    「Loans increased by ¥10.4 billion from the end of the previous fiscal year to ¥1.0755 trillion, as the bank, as a regional financial institution, proactively responded to customers’ funding needs.」

    The policy of proactively responding to customers’ funding needs as a regional financial institution continues with the same wording. Loans increased from the end of the previous fiscal year.
  35. FY2017-Q2Wording changed to proactive response; loan balance increasedAnnual report

    「Loans increased by ¥2.0 billion from the end of the previous fiscal year to ¥1.0671 trillion, as the bank, as a regional financial institution, proactively responded to customers’ funding needs.」

    The response to customers’ funding needs continued, but the wording changed from “closely” to “proactively,” and the loan balance turned from a decrease from the end of the previous fiscal year to an increase of ¥2.0 billion.
  36. FY2017-Q1First statedAnnual report

    「Loans decreased by ¥0.8 billion from the end of the previous fiscal year to ¥1.0642 trillion, as the bank responded closely to customers’ funding needs.」

    Responding to customers’ funding needs is presented as a means of managing lending. The loan balance decreased by ¥0.8 billion from the end of the previous fiscal year.
Moved together

"Expanding retail customer assets under custody in response to diversifying customer needs" moved the same way as this thread, in the same document, in 4 of its 38 moves.

43322★12345
  1. ★This thread
  2. 1Expanding retail customer assets under custody in response to diversifying customer needs4×
  3. 2Expansion of a Community-Based Business Platform3×
  4. 3Flexible Securities Portfolio Management with Close Monitoring of Market Trends3×
  5. 4Risk-Monitored Loans and Provisions for Loan Losses2×
  6. 5Grant of Stock Options to Directors2×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Shimizu Bank yet. It last moved in the Earnings of 2026-08-03: "Advanced".
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