Risk-Monitored Loans and Provisions for Loan Losses
First written in FY2017-Q1. 17 of 38 entries say "Mitigated", first in FY2017-Q2. Latest entry: 2026-08-03.
The whole theme swung hardest in 2020: 25 of 47 companies on the "Worse" side.
4 other companies' latest entry also says "Other".
- 2026-08-03OtherEarnings
「Disclosed claims under the Banking Act and the Financial Reconstruction Act decreased by ¥500 million year on year, or 3.6%, to ¥13.7 billion, and the ratio to total credit decreased by 0.06 percentage point to 1.05%.」
Total disclosed claims decreased year on year, while increasing from ¥13,346 million at the end of March 2026 to ¥13,759 million; the ratio remained at 1.05%, compared with 1.05% at the end of March 2026. - FY2026Total risk-monitored loans decreased, while loans to bankrupt borrowers increasedAnnual report
「Total ① 14,743 13,618 △1,124 Ratio (①/②) 1.15% 1.05% △0.10%」
The total amount of risk-monitored claims decreased from ¥14,743 million to ¥13,618 million, and the ratio declined from 1.15% to 1.05%. Meanwhile, claims in bankruptcy and reorganisation and similar claims increased from ¥7,320 million to ¥7,917 million. - FY2026-H1The total amount of risk-monitored claims declined, while claims in bankruptcy and reorganisation increased year on yearAnnual report
「Claims in bankruptcy and reorganisation and similar claims ¥7,517 million Doubtful claims ¥5,812 million Claims requiring special attention ¥923 million Total ¥14,743 million ¥14,253 million」
The total amount of risk-monitored claims decreased by ¥490 million from ¥14,743 million at the end of the previous fiscal year to ¥14,253 million. Meanwhile, asset assessments showed that claims in bankruptcy and reorganisation and similar claims increased from ¥6.1 billion at the end of September 2024 to ¥7.3 billion. - FY2025WorsenedAnnual report
「Total ① 13,678 14,743 1,064 Ratio (①/②) 1.07% 1.15% 0.08%」
The total amount of risk-monitored claims increased from ¥13,678 million at the end of the previous fiscal year to ¥14,743 million, and the ratio rose from 1.07% to 1.15%. - FY2025-H1MitigatedAnnual report
「Claims in bankruptcy and reorganisation and similar claims ¥6,374 million Doubtful claims ¥6,228 million Claims requiring special attention ¥919 million Total ¥13,522 million」
The total amount of risk-monitored claims decreased by ¥156 million from ¥13,678 million at the end of the previous consolidated fiscal year to ¥13,522 million. - FY2024-Q3WorsenedAnnual report
「Total ¥15,314 million ¥15,854 million」
The total amount of risk-monitored claims increased by ¥540 million from ¥15,314 million at the end of the previous consolidated fiscal year to ¥15,854 million. A provision for loan losses of ¥1,576 million was also recorded during the first 3 quarters of the current fiscal year. - FY2024-Q2WorsenedAnnual report
「Claims in bankruptcy and reorganisation and similar claims ¥7,576 million ¥8,566 million Doubtful claims ¥6,826 million ¥6,587 million Claims requiring special attention ¥912 million ¥999 million Claims past due by 3 months or more ¥63 million ¥157 million Restructured loans ¥849 million ¥841 million Total ¥15,314 million ¥16,153 million」
The total amount of risk-monitored claims increased by ¥839 million from ¥15,314 million at the end of the previous consolidated fiscal year to ¥16,153 million. A provision for loan losses of ¥1,772 million was also recorded during the interim consolidated accounting period. - FY2024-Q1Risk-monitored loans decreased, while a provision for loan losses was recordedAnnual report
「Total ¥15,314 million ¥15,021 million Provision for loan losses — million ¥674 million」
The total amount of risk-monitored claims decreased by ¥293 million from ¥15,314 million at the end of the previous fiscal year to ¥15,021 million. Meanwhile, a provision for loan losses of ¥674 million was recorded during the first quarter of the current fiscal year. - FY2023Non-performing loans declined, while credit-related costs increasedAnnual report
「Total ① 15,886 15,314 △571 Ratio (①/②) 1.26% 1.19% △0.07%」
The total amount of risk-monitored claims decreased from ¥15,886 million at the end of the previous fiscal year to ¥15,314 million, and the ratio declined from 1.26% to 1.19%. Meanwhile, credit-related costs increased by ¥245 million year on year to ¥873 million. - FY2023-Q3Risk-monitored loans decreased, while a provision for loan losses was recordedAnnual report
「Total ¥15,886 million ¥15,040 million Provision for loan losses — million ¥62 million」
The total amount of risk-monitored claims decreased by ¥846 million from ¥15,886 million at the end of the previous consolidated fiscal year to ¥15,040 million. Meanwhile, a provision for loan losses of ¥62 million was recorded during the first 3 quarters of the current fiscal year. - FY2023-Q2MitigatedAnnual report
「Claims in bankruptcy and reorganisation and similar claims 65 55 Doubtful claims 89 82 Claims requiring special attention 15 10」
From 30 September 2021 to 30 September 2022, claims in bankruptcy and reorganisation and similar claims decreased from ¥6.5 billion to ¥5.5 billion, doubtful claims from ¥8.9 billion to ¥8.2 billion, and claims requiring special attention from ¥1.5 billion to ¥1.0 billion. The total amount of risk-monitored claims also decreased from ¥15.886 billion to ¥15.0 billion. - FY2023-Q1MitigatedAnnual report
「Claims in bankruptcy and reorganisation and similar claims ¥5,750 million ¥5,586 million Doubtful claims ¥8,624 million ¥8,385 million Claims requiring special attention ¥1,510 million ¥1,564 million Total ¥15,886 million ¥15,536 million」
The total amount of risk-monitored claims decreased by ¥350 million from ¥15,886 million at the end of the previous consolidated fiscal year to ¥15,536 million. Meanwhile, the reversal of provision for loan losses declined from ¥346 million in the same period of the previous year to ¥7 million. - FY2022MitigatedAnnual report
「The total amount of risk-monitored claims decreased from ¥18,061 million at the end of the previous fiscal year to ¥15,886 million, while the ratio also declined from 1.45% to 1.26%.」
The total amount of risk-monitored claims decreased by ¥2,175 million from the end of the previous fiscal year, and the ratio also declined. Credit-related costs decreased by ¥903 million year on year to ¥627 million. - FY2022-Q3MitigatedAnnual report
「Total ¥18,034 million ¥17,381 million. Reversal of provision for loan losses ¥105 million.」
The total amount of risk-monitored claims decreased by ¥653 million from ¥18,034 million at the end of the previous fiscal year to ¥17,381 million. A reversal of provision for loan losses of ¥105 million was also recorded. - FY2022-Q2MitigatedAnnual report
「Total ¥18,034 million ¥17,097 million」
The total amount of risk-monitored claims decreased by ¥937 million from ¥18,034 million at the end of the previous consolidated fiscal year to ¥17,097 million. - FY2022-Q1MitigatedAnnual report
「Total ¥18,034 million ¥17,389 million Reversal of provision for loan losses ¥346 million」
The total amount of risk-monitored claims decreased by ¥645 million from ¥18,034 million at the end of the previous fiscal year to ¥17,389 million. A reversal of provision for loan losses of ¥346 million was also recorded. - FY2021Risk-monitored claims and credit-related costs both declinedAnnual report
「Risk-monitored claims decreased by ¥773 million from the end of the previous fiscal year to ¥18,034 million.」
Risk-monitored claims decreased from ¥18,808 million at the end of the previous fiscal year to ¥18,034 million. Credit-related costs also decreased by ¥820 million year on year to ¥1,531 million. - FY2021-Q3Risk-monitored claims declined from the end of the previous fiscal year, and a provision for loan losses was recordedAnnual report
「Total ¥18,808 million ¥17,570 million Provision for loan losses ¥1,412 million ¥390 million」
The total amount of risk-monitored claims decreased by ¥1,238 million from ¥18,808 million at the end of the previous fiscal year to ¥17,570 million. Meanwhile, a provision for loan losses of ¥390 million was recorded during the first 3 quarters of the current fiscal year. - FY2021-Q2Risk-monitored claims declined, while the provision for loan losses continued to be recordedAnnual report
「Total ¥18,808 million ¥17,110 million」
The total amount of risk-monitored claims decreased by ¥1,698 million from ¥18,808 million at the end of the previous fiscal year to ¥17,110 million. Meanwhile, a provision for loan losses of ¥127 million was recorded during the interim consolidated accounting period. - FY2021-Q1Risk-monitored loans decreased, while a provision for loan losses was recordedAnnual report
「Total ¥18,808 million ¥18,688 million」
The total amount of risk-monitored claims decreased by ¥120 million from ¥18,808 million at the end of the previous fiscal year to ¥18,688 million. Meanwhile, a provision for loan losses of ¥118 million was recorded during the first quarter of the current fiscal year. - FY2020WorsenedAnnual report
「Risk-monitored claims increased by ¥1,480 million from the end of the previous fiscal year to ¥18,808 million.」
Risk-monitored claims increased from ¥17,327 million at the end of the previous fiscal year to ¥18,808 million. Credit-related costs also increased by ¥1,826 million year on year to ¥2,351 million. - FY2020-Q3WorsenedAnnual report
「Total ¥17,327 million ¥17,693 million Provision for loan losses ¥33 million ¥1,412 million」
The total amount of risk-monitored claims increased from ¥17,327 million at the end of the previous fiscal year to ¥17,693 million. The provision for loan losses also increased from ¥33 million in the same period of the previous year to ¥1,412 million. - FY2020-Q2Risk-monitored loans decreased, while a provision for loan losses was recordedAnnual report
「Total ¥17,327 million ¥16,551 million Provision for loan losses ¥250 million」
Total risk-monitored loans decreased from ¥17,327 million at the end of the previous fiscal year to ¥16,551 million. A ¥250 million provision for loan losses was recorded for the cumulative interim period of the current fiscal year. - FY2020-Q1MitigatedAnnual report
「Total ¥17,327 million ¥16,604 million」
Total risk-monitored loans decreased by ¥723 million from ¥17,327 million at the end of the previous fiscal year to ¥16,604 million. A ¥230 million reversal of the provision for loan losses was recorded, an improvement from the ¥891 million provision for loan losses in the first quarter of the previous fiscal year. - FY2019MitigatedAnnual report
「Risk-monitored loans to large companies decreased, but those to small and medium-sized companies and others increased, resulting in an increase of ¥30.357 billion from the end of the previous fiscal year to ¥1,122.404 billion.」
The numerical table following the explanation of loans in the quotation shows that total risk-monitored loans decreased by ¥3,675 million from ¥21,003 million at the end of the previous fiscal year to ¥17,327 million. Loan balances increased, but risk-monitored loans decreased. - FY2019-Q3Risk-monitored loans and provision for loan losses decreased, while a loss on sale of loans was recordedAnnual report
「Total ¥21,003 million ¥18,802 million Provision for loan losses ¥109 million ¥33 million Loss on sale of loans — million ¥903 million」
Total risk-monitored loans decreased from ¥21,003 million at the end of the previous consolidated fiscal year to ¥18,802 million, and the provision for loan losses also fell to ¥33 million. Meanwhile, a ¥903 million loss on sale of loans was recorded for the cumulative third quarter of the current fiscal year. - FY2019-Q2WorsenedAnnual report
「Total ¥21,003 million ¥21,545 million Provision for loan losses ¥886 million」
Total risk-monitored loans increased by ¥542 million from ¥21,003 million at the end of the previous consolidated fiscal year to ¥21,545 million. A ¥886 million provision for loan losses was also recorded. - FY2019-Q1WorsenedAnnual report
「Total ¥21,003 million ¥22,192 million Provision for loan losses ¥891 million」
Total risk-monitored loans increased by ¥1,189 million from ¥21,003 million at the end of the previous consolidated fiscal year to ¥22,192 million. A ¥891 million provision for loan losses was recorded, changing from a reversal of the provision for loan losses in the first quarter of the previous fiscal year. - FY2018MitigatedAnnual report
「Risk-monitored loans increased by ¥24.330 billion from the end of the previous fiscal year to ¥1,092.046 billion.」
Because the quotation includes the assumptions underlying the numerical table following the explanation of loans, the main table confirms that total risk-monitored loans decreased by ¥1,940 million from ¥22,943 million at the end of the previous fiscal year to ¥21,003 million. - FY2018-Q3MitigatedAnnual report
「Total ¥22,943 million ¥22,268 million Provision for loan losses ¥109 million」
Total risk-monitored loans decreased by ¥675 million from ¥22,943 million at the end of the previous consolidated fiscal year to ¥22,268 million. The provision for loan losses disclosed was ¥109 million. - FY2018-Q2WorsenedAnnual report
「Total ¥22,943 million ¥22,438 million Provision for loan losses ¥175 million」
Total risk-monitored loans decreased by ¥505 million from ¥22,943 million at the end of the previous consolidated fiscal year to ¥22,438 million. Instead of the reversal of the provision for loan losses recorded in the previous first quarter, a ¥175 million provision for loan losses was recorded for the cumulative second quarter. - FY2018-Q1MitigatedAnnual report
「Total ¥22,943 million ¥22,199 million」
Total risk-monitored loans decreased by ¥744 million from ¥22,943 million at the end of the previous consolidated fiscal year to ¥22,199 million. No provision for loan losses was recorded, while a ¥247 million reversal of the provision for loan losses was recognized. - FY2017MitigatedAnnual report
「Total ¥27,329 million ¥22,943 million」
Total risk-monitored loans decreased by ¥4,385 million from ¥27,329 million in the previous fiscal year to ¥22,943 million. Past-due loans and restructured loans decreased. - FY2017-Q3MitigatedAnnual report
「Loans to bankrupt borrowers ¥2,657 million Past-due loans ¥19,275 million Loans past due 3 months or more ¥415 million Restructured loans ¥2,595 million Total ¥24,943 million」
Total risk-monitored loans were ¥24,943 million, down ¥466 million from ¥25,409 million previously. Loans to bankrupt borrowers and loans past due 3 months or more increased, while past-due loans and restructured loans decreased. - FY2017-Q2MitigatedAnnual report
「Total ¥25,409 million」
Total risk-monitored loans were ¥25,409 million, down ¥568 million from ¥25,977 million in the previous filing. By category, loans to bankrupt borrowers increased, while past-due loans, loans past due 3 months or more, and restructured loans decreased. - FY2017-Q1First statedAnnual report
「Loans to bankrupt borrowers ¥2,406 million Past-due loans ¥20,536 million Loans past due 3 months or more ¥211 million Restructured loans ¥2,822 million Total ¥25,977 million」
Risk-monitored loans totaled ¥25,977 million. The filing also states that the provision for loan losses was ¥292 million.