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The Chiba Kogyo Bank (8337) · InitiativeAdvanced

Identifying funding needs through consultative sales

First written in FY2016. 30 of 34 entries say "Advanced", first in FY2017-Q1. Latest entry: FY2026.

34entries
11years
2from disclosures
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How it moved
ProgressHeldSoftenedWorseAdvancedFY2017-Q1 – FY2018AdvancedFY2020-Q2 – FY2022AdvancedFY2023-Q2 – FY20262016: 320162017: 420172018: 420182019: 320192020: 320202021: 320212022: 420222023: 320232024: 220242025: 220252026: 32026
Same theme, other companies
Creating loan demand through consultative salesA theme 1 companies write about · 0 as a headwind · 1 as a tailwind

No other company in this theme has enough history to compare yet.

Full recordFilings, disclosures and news, newest first
  1. FY2026AdvancedAnnual report

    「Loans increased by ¥95.7 billion from the end of March 2025 to ¥2,511.6 billion as a result of actively addressing funding demand through consulting-based sales activities and customers’ funding needs.」

    Through consulting-based sales and responses to customers’ funding needs, the loan balance increased by ¥95.7 billion from the end of the previous fiscal year.
  2. FY2026-H1AdvancedAnnual report

    「Loans increased by ¥40.9 billion from the end of March 2025 to ¥2,456.8 billion as a result of efforts to uncover funding demand through consulting activities and respond accurately to customers’ funding needs.」

    Through consulting activities and responses to customers’ funding needs, the loan balance increased by ¥40.9 billion from the end of March 2025.
  3. FY2025AdvancedAnnual report

    「Loans increased by ¥38.7 billion from the end of March 2024 to ¥2,415.8 billion as a result of actively addressing funding demand through consulting-based sales activities and customers’ funding needs.」

    Through consulting-based sales and responses to customers’ funding needs, the loan balance increased by ¥38.7 billion from the end of the previous fiscal year.
  4. FY2025-H1AdvancedAnnual report

    「Loans increased by ¥20.4 billion from the end of March 2024 to ¥2.3975 trillion, as a result of uncovering funding demand through consulting activities and accurately addressing the funding needs of customers.」

    Through consulting activities and responses to customers’ funding needs, the loan balance increased by ¥20.4 billion from the end of March 2024.
  5. FY2024-Q3AdvancedAnnual report

    「Loans increased by ¥34.6 billion from the end of March 2023 to ¥2,388.9 billion.」

    The loan balance increased by ¥34.6 billion from the end of March 2023 to ¥2,388.9 billion. This description does not explicitly state a causal relationship between the factors behind the increase and consulting activities.
  6. FY2024-Q2AdvancedAnnual report

    「Loans increased by ¥30.5 billion from the end of March 2023 to ¥2,384.8 billion as a result of efforts to uncover funding demand through consulting activities and respond accurately to customers’ funding needs.」

    Through consulting activities and responses to customers’ funding needs, the loan balance increased by ¥30.5 billion from the end of March 2023.
  7. FY2024-Q1AdvancedAnnual report

    「Loans increased by ¥7.3 billion from the end of March 2023 to ¥2,361.6 billion」

    The loan balance increased by ¥7.3 billion from the end of March 2023 to ¥2,361.6 billion.
  8. FY2023-Q3AdvancedAnnual report

    「Loans increased by ¥37.2 billion from the end of March 2022 to ¥2,342.0 billion.」

    The loan balance increased by ¥37.2 billion from the end of March 2022 to ¥2,342.0 billion. This filing does not explicitly state a causal relationship between the increase and consulting-based sales.
  9. FY2023-Q2AdvancedAnnual report

    「Loans increased by ¥24.2 billion from the end of March 2022 to ¥2,329.0 billion as a result of efforts to uncover funding demand through consulting activities and respond accurately to customers’ funding needs.」

    Through consulting activities and responses to customers’ funding needs, the loan balance increased by ¥24.2 billion from the end of March 2022.
  10. FY2023-Q1Quarterly decline in loan balanceAnnual report

    「Loans decreased by ¥11.9 billion from the end of March 2022 to ¥2,292.8 billion」

    The loan balance decreased by ¥11.9 billion from the end of March 2022 to ¥2,292.8 billion. This filing does not explicitly state a causal relationship with consulting-based sales or responses to funding demand.
  11. FY2022AdvancedAnnual report

    「Loans increased by ¥9.4 billion from the end of March 2021 to ¥2,304.7 billion as a result of actively addressing funding demand through consulting-based sales activities and customers’ funding needs.」

    Through consulting-based sales and responses to customers’ funding needs, the loan balance increased by ¥9.4 billion from the end of the previous fiscal year.
  12. FY2022-Q3AdvancedAnnual report

    「Loans increased by ¥42.1 billion from the end of March 2021 to ¥2,337.4 billion.」

    The loan balance increased by ¥42.1 billion from the end of March 2021 to ¥2,337.4 billion. This filing does not explicitly state a causal relationship between the increase and consulting-based sales.
  13. FY2022-Q2AdvancedAnnual report

    「Loans increased by ¥28.2 billion from the end of March 2021 to ¥2,323.5 billion as a result of efforts to uncover funding demand through consulting activities and respond accurately to customers’ funding needs.」

    Through consulting activities and responses to customers’ funding needs, the loan balance increased by ¥28.2 billion from the end of March 2021.
  14. FY2022-Q1AdvancedAnnual report

    「Loans increased by ¥12.2 billion from the end of March 2021 to ¥2,307.5 billion」

    The loan balance increased by ¥12.2 billion from the end of March 2021 to ¥2,307.5 billion. This filing does not explicitly state a causal relationship between the increase and consulting-based sales.
  15. FY2021-Q3AdvancedAnnual report

    「Loans increased by ¥121.1 billion from the end of March 2020 to ¥2,278.0 billion.」

    The loan balance increased by ¥121.1 billion from the end of March 2020 to ¥2,278.0 billion. This filing does not explicitly state a causal relationship between the increase and consulting-based sales.
  16. FY2021-Q2AdvancedAnnual report

    「Loans increased by ¥83.8 billion from the end of March 2020 to ¥2,240.7 billion as a result of actively addressing funding needs related to the response to the COVID-19 pandemic.」

    The loan balance increased by ¥83.8 billion from the end of March 2020 through responses to funding needs related to the COVID-19 pandemic.
  17. FY2021-Q1AdvancedAnnual report

    「Loans increased by ¥58.2 billion from the end of March 2020 to ¥2,215.0 billion」

    The loan balance increased by ¥58.2 billion from the end of March 2020 to ¥2,215.0 billion. This filing does not explicitly state a causal relationship with consulting-based sales.
  18. FY2020-Q3AdvancedAnnual report

    「Loans increased by ¥36.2 billion from the end of March 2019 to ¥2,120.7 billion.」

    The loan balance increased by ¥36.2 billion from the end of March 2019 to ¥2,120.7 billion.
  19. FY2020-Q2AdvancedAnnual report

    「Loans increased by ¥20.3 billion from the end of March 2019 to ¥2,104.8 billion, as a result of efforts to uncover funding demand through consulting-based sales activities and respond accurately to customers’ funding needs.」

    Through consulting-based sales and responses to customers’ funding needs, the loan balance increased by ¥20.3 billion from the end of March 2019.
  20. FY2020-Q1Decrease in loan balance in the first quarterAnnual report

    「Loans decreased by ¥2.9 billion from the end of March 2019 to ¥2,081.5 billion」

    The loan balance decreased by ¥2.9 billion from the end of March 2019. This filing does not explicitly state a causal relationship with consulting-based sales or responses to funding demand.
  21. FY2019-Q3AdvancedAnnual report

    「Loans increased by ¥26.4 billion from the end of March 2018 to ¥2,079.8 billion.」

    The loan balance increased by ¥26.4 billion from the end of March 2018, and the lending base continued to expand.
  22. FY2019-Q2AdvancedAnnual report

    「Loans increased by ¥14.3 billion from the end of March 2018 to ¥2,067.7 billion, as a result of efforts to uncover funding demand through consulting-based sales activities and respond accurately to customers’ funding needs.」

    The loan balance increased by ¥14.3 billion from the end of the fiscal year through consulting-based sales and responses to customers’ funding needs.
  23. FY2019-Q1Quarterly decline in loan balanceAnnual report

    「Loans decreased by ¥8.8 billion from the end of March 2018 to ¥2,044.6 billion」

    The loan balance decreased by ¥8.8 billion from the end of the previous fiscal year, resulting in quarterly performance that differed from the previous trend of growth driven by efforts to uncover funding demand through consulting-based sales.
  24. FY2018AdvancedAnnual report

    「The loan balance increased by ¥63.7 billion from the end of March 2017 to ¥2.0534 trillion, as a result of uncovering funding demand through consultative sales activities and actively addressing the funding needs of customers.」

    The loan balance increased by ¥63.7 billion from the previous fiscal year-end through consultative sales and efforts to address customers' funding needs.
  25. FY2018-Q3AdvancedAnnual report

    「The loan balance increased by ¥64.3 billion from the end of the previous third quarter to ¥2.0201 trillion, as a result of actively addressing funding demand from local companies and individual customers.」

    The loan balance increased by ¥64.3 billion year on year through efforts to address funding demand from local companies and individual customers.
  26. FY2018-Q2AdvancedAnnual report

    「The loan balance increased by ¥84.4 billion from the end of the previous second quarter to ¥2.0227 trillion, as a result of uncovering funding demand through consultative sales activities and accurately addressing the funding needs of customers.」

    The loan balance increased by ¥84.4 billion year on year through consultative sales and efforts to address customers' funding needs.
  27. FY2018-Q1AdvancedAnnual report

    「The loan balance increased by ¥84.2 billion from the end of the previous first quarter to ¥1.9877 trillion, as a result of uncovering funding demand through consultative sales activities and accurately addressing the funding needs of customers.」

    The loan balance increased by ¥84.2 billion year on year through consultative sales and efforts to address customers' funding needs.
  28. FY2017AdvancedAnnual report

    「The loan balance increased by ¥77.1 billion from the end of March 2016 to ¥1.9897 trillion, as a result of uncovering funding demand through consultative sales activities and actively addressing the funding needs of customers.」

    The loan balance increased by ¥77.1 billion from the previous fiscal year-end through consultative sales and efforts to address customers' funding needs.
  29. FY2017-Q3AdvancedAnnual report

    「The loan balance increased by ¥71.4 billion from the end of the previous third quarter to ¥1.9558 trillion, as a result of actively addressing funding demand from local companies and individual customers.」

    The loan balance increased by ¥71.4 billion year on year through efforts to address funding demand from local companies and individual customers.
  30. FY2017-Q2AdvancedAnnual report

    「The loan balance increased by ¥66.5 billion from the end of the previous second quarter to ¥1.9383 trillion, as a result of actively addressing funding demand from local companies and individual loans.」

    The loan balance increased by ¥66.5 billion year on year through efforts to address funding demand from local companies, individual borrowers and others.
  31. FY2017-Q1AdvancedAnnual report

    「The loan balance increased by ¥69.0 billion from the end of the previous first quarter to ¥1.9035 trillion, as a result of actively addressing the funding needs of customers in the community.」

    The loan balance increased by ¥69.0 billion year on year through efforts to address the funding needs of regional customers.
  32. FY2016First statedAnnual report

    「The loan balance increased by ¥90.4 billion from the end of March 2015 to ¥1.9126 trillion, as a result of uncovering funding demand through consultative sales activities and actively addressing the funding needs of customers.」

    Consultative sales are described as a specific means of increasing loans.
Moved together

"Expansion of the Deposit Base Centered on Individual Deposits" moved the same way as this thread, in the same document, in 30 of its 34 moves.

30131311109★123456
  1. ★This thread
  2. 1Expansion of the Deposit Base Centered on Individual Deposits30×
  3. 2Addressing Common-Share Conversion and Dividend Burden Through the Acquisition and Cancellation of Class 4 Preferred Shares13×
  4. 3Increase in Fees and Commissions Income13×
  5. 4A Shareholder-Focused Management Mindset Through Stock Options as Stock-Based Compensation11×
  6. 5Risk of Fluctuations in Interest Rates, Securities Prices and Foreign Exchange Rates10×
  7. 6Strengthening the Store Infrastructure through Relocation and Rebuilding of Existing Stores9×

★ is this thread; numbers match the list above. The number on a line is how many documents both moved the same way in; lines between the other threads count the documents they moved together in too. Threads that move together often sit closer.

When this could move next
No upcoming earnings preview for The Chiba Kogyo Bank yet. It last moved in the General Meetings of Shareholders of 2026-05-29: "Advanced".
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Identifying funding needs through consultative sales | The Chiba Kogyo Bank,Ltd. (8337) | Komori