Risk of Fluctuations in Interest Rates, Securities Prices and Foreign Exchange Rates
First written in FY2016. 10 of 22 entries say "Mitigated", first in FY2018. Latest entry: 2026-07-31.
The whole theme swung hardest in 2024: 3 of 6 companies on the "Worse" side.
1 other company's latest entry also says "Materialised".
- 2026-07-31MaterialisedOccurring Fact
「(A) Total unrealized losses on securities at the end of the first quarter of the fiscal year ending March 2027 ¥17,314 million There is no impact from this matter on the earnings forecast or dividend forecast for the fiscal year ending March 2027.」
Held-to-maturity bonds generated unrealized losses of ¥17,314 million, indicating that interest-rate and securities-price volatility had materialized as valuation losses. Securities held for purposes other than trading generated valuation gains and losses of ¥27,950 million, while total securities valuation gains and losses represented an unrealized gain of ¥10,639 million. - FY2026MitigatedAnnual report
「As of 31 March 2026, the consolidated fiscal year-end, the market risk amount of the Bank's group, an estimate of potential losses, was ¥27,089 million in total (¥31,402 million in the previous consolidated fiscal year).」
The estimated market risk amount decreased from ¥31,402 million in the previous fiscal year to ¥27,089 million. The amount of securities impairment losses was also ¥0 million in the current fiscal year. - 2026-04-30MaterialisedOccurring Fact
「Total unrealized losses on securities at the end of the fiscal year ending March 2026: ¥15,063 million」
The disclosure showed substantial unrealized losses on held-to-maturity bonds at the end of the fiscal year ending March 2026, indicating that interest-rate and securities-price volatility had materialized as valuation losses. It stated, however, that this had no impact on the earnings or dividend forecasts for the fiscal year ending March 2026. - FY2026-H1MitigatedAnnual report
「Valuation difference on other securities 8,345 16,396」
The valuation difference on other securities increased from ¥8,345 million at the end of the previous fiscal year to ¥16,396 million. The valuation difference accompanying changes in market prices is trending toward improvement. - FY2025MitigatedAnnual report
「As of 31 March 2025, the consolidated fiscal year-end, the market risk amount of the Bank's group, an estimate of potential losses, was ¥31,402 million in total (¥35,201 million in the previous consolidated fiscal year).」
The estimated market risk amount decreased from ¥35,201 million in the previous fiscal year to ¥31,402 million. - FY2025-H1WorsenedAnnual report
「Valuation difference on other securities 15,902 11,460 Valuation difference on other securities 833 △ 4,660」
The valuation difference on other securities decreased from ¥15,902 million at the end of March 2024 to ¥11,460 million, and the valuation difference on other securities for the interim period was a ¥4,660 million loss. Meanwhile, no securities impairment losses were recorded during the interim period of the current consolidated fiscal year. - FY2024-Q3MitigatedAnnual report
「Valuation difference on other securities 7,291 11,535 Impairment losses for the nine-month period of the current consolidated fiscal year totaled ¥0 million, including ¥0 million on shares.」
The valuation difference on other securities increased from ¥7,291 million at the end of March 2023 to ¥11,535 million, while securities impairment losses for the nine-month period were ¥0 million. - FY2024-Q2MitigatedAnnual report
「Valuation difference on other securities 7,291 7,884 Impairment losses for the interim period of the current consolidated fiscal year totaled ¥0 million, including ¥0 million on shares.」
The valuation difference on other securities increased from ¥7,291 million at the end of March 2023 to ¥7,884 million, while securities impairment losses for the interim period were ¥0 million. - FY2024-Q1MitigatedAnnual report
「Valuation difference on other securities 7,291 11,645 Impairment losses for the three-month period of the current consolidated fiscal year totaled ¥0 million, including ¥0 million on shares.」
The valuation difference on other securities increased from ¥7,291 million at the end of March 2023 to ¥11,645 million at the end of June 2023, while securities impairment losses for the first quarter were ¥0 million. - FY2023-Q3MaterialisedAnnual report
「Valuation difference on other securities 14,495 6,694」
The valuation difference on other securities decreased from ¥14,495 million at the end of March 2022 to ¥6,694 million at the end of December 2022. In addition, ¥15 million in impairment losses on shares was recorded during the nine-month period of the current consolidated fiscal year. - FY2023-Q2MaterialisedAnnual report
「Valuation difference on other securities 14,495 9,970」
The valuation difference on other securities decreased from ¥14,495 million at the end of March 2022 to ¥9,970 million at the end of September 2022, and the valuation difference on other securities for the interim period was a ¥4,452 million loss. - FY2023-Q1MaterialisedAnnual report
「Valuation difference on other securities 2,151 △ 4,161」
The valuation difference on other securities changed from a ¥2,151 million gain in the same period of the previous year to a ¥4,161 million loss in the first quarter, and quarterly comprehensive income was also negative. The deterioration in valuation gains and losses accompanying changes in market prices is reflected in the results. - FY2022MitigatedAnnual report
「As of 31 March 2022, the consolidated fiscal year-end, the market risk amount of the Bank's group, an estimate of potential losses, was ¥29,818 million in total (¥36,909 million in the previous consolidated fiscal year).」
The estimated market risk amount decreased from ¥36,909 million in the previous fiscal year to ¥29,818 million. Impairment losses on securities also decreased from ¥146 million to ¥52 million. - FY2022-Q2MitigatedAnnual report
「There were no impairment losses during the interim period of the current consolidated fiscal year.」
No impairment losses on securities were recorded during the interim period of the current consolidated fiscal year. The disclosure does not state that market risk itself had disappeared. - FY2022-Q1MitigatedAnnual report
「No impairment losses were recorded in the current first-quarter consolidated cumulative period.」
No impairment losses on securities were recorded during the three-month period of the current consolidated fiscal year. This indicates that no losses related to fluctuations in securities prices were recorded during the period, but the disclosure does not state that market risk itself had disappeared. - FY2021-Q3MaterialisedAnnual report
「Impairment losses for the nine-month period of the current consolidated fiscal year totaled ¥176 million, including ¥176 million on shares.」
The Bank recorded ¥176 million in securities impairment losses on shares. - FY2021-Q2MaterialisedAnnual report
「Impairment losses for the interim period of the current consolidated fiscal year totaled ¥120 million, including ¥120 million on shares.」
The Bank recorded ¥120 million in securities impairment losses on shares. The text does not explicitly state a direct causal relationship with market risk. - FY2021-Q1MaterialisedAnnual report
「Impairment losses for the three-month period of the current consolidated fiscal year totaled ¥114 million, including ¥114 million on shares.」
The Bank recorded ¥114 million in impairment losses on shares. The filing does not explicitly state a direct causal relationship with market risk. - FY2020-Q3MaterialisedAnnual report
「Impairment losses for the nine-month period of the current consolidated fiscal year totaled ¥610 million, including ¥610 million on shares.」
The Bank recorded ¥610 million in impairment losses on shares, which may be related to fluctuations in securities prices and other factors. The filing does not explicitly state a direct causal relationship with market risk. - FY2018MitigatedAnnual report
「As of 31 March 2018, the consolidated fiscal year-end, the market risk amount of the Bank's group, an estimate of potential losses, was ¥22,270 million in total (¥26,490 million in the previous consolidated fiscal year).」
The estimated market risk amount decreased from ¥26,490 million in the previous fiscal year to ¥22,270 million. - FY2017WorsenedAnnual report
「As of 31 March 2017, the consolidated fiscal year-end, the market risk amount of the Bank's group, an estimate of potential losses, was ¥26,490 million in total (¥26,408 million in the previous consolidated fiscal year).」
The estimated market risk amount increased from ¥26,408 million in the previous fiscal year to ¥26,490 million. - FY2016First statedAnnual report
「As of 31 March 2016, the consolidated fiscal year-end, the market risk amount of the Bank's group, an estimate of potential losses, was ¥26,408 million in total (¥19,987 million in the previous consolidated fiscal year).」
Interest rate, price and foreign exchange fluctuations are recognized as market risk and measured using VaR. The Bank also explains that unusually sharp market movements that would not normally be expected may not be captured.